Monday, August 29, 2011

Verizon, AT&T and T-Mobile Pumping $100 Million into Isis

Report:Verizon,AT&T and T-Mobile pumping $100M into Isis rollout
Verizon Wireless (NYSE:VZ),AT&T (NYSE:T) and T-Mobile USA reportedly plan to invest roughly $100 million in an effort to roll out Isis,their nationwide Near Field Communications-based m-commerce network slated to launch trials in early-to-mid-2012,…

See all stories on this topic »

Read more:

Diebold to Unveil Prototype for World's First Virtualized ATM

Innovation from integrated self-service, security and services leader to be demonstrated at VMworld® 2011

Diebold harnesses virtualization technology to develop a more available, reliable, secure automated teller machine (ATM) and reduce the complexity of managing the self-service channel.

NORTH CANTON, OhioAug. 29, 2011 /PRNewswire/ -- For nearly 20 years, onboard computing technology has been at the core of the automated teller machine (ATM). But today, Diebold, Incorporated (NYSE: DBD) is leveraging virtualization technology to introduce a prototype for the world's first virtualized ATM. Diebold will unveil the innovation at VMworld® 2011 starting today through Sept. 1 in Las Vegas.
"Virtualization will fundamentally change the way Diebold – and its customers – deploy solutions to the marketplace. It enables unified management of a wide array of services and paves the way for orchestration of multiple channels," said Frank A. Natoli, Jr., vice president and chief technology officer, Diebold. "This development is an important milestone on Diebold's road map to leveraging cloud computing technology in the retail financial space. This technology is a game changer for our industry."
Diebold developed the virtualized ATM prototype in collaboration with VMware. The companies' vision for the powerful combination of their innovative self-service and virtualization technologies is to enable financial institutions to address their most critical business priorities: enhancing security and mitigating fraud, improving operational efficiency, delivering optimal consumer experience and growing and retaining their customer base. Diebold is working to identify financial institutions to serve as sites for a virtual ATM proof-of-concept study, moving the prototype toward achieving this vision.
"VMware delivers solutions that reduce complexity and enable more flexible, agile service delivery," said Parag Patel, Vice President, Global Strategic Alliances, VMware. "But that's not limited to the datacenter context. By collaborating with Diebold, we are bringing our innovations to the outermost reaches of banking, jointly delivering an innovation that extends choice, efficiency and control within the financial industry. We're delighted to be working so closely with Diebold to realize its vision for creating a more flexible, less complex self-service channel."
Virtualization of the self-service channel removes the onboard computer from the ATM, tying each terminal in a fleet to a centralized computing resource. In this scenario, the physical components of a single server provide resources to many "virtual" ATMs. The result is not only the consolidation and sharing of resources throughout a self-service network, but also across delivery channels, opening the door for more effective channel orchestration.
Consolidation will enable the establishment of a single secure datacenter, allowing for greater control and a secure location for IP addresses. Through better server utilization and unification of ATM management, virtualization will also boost operational efficiency, enable faster failure recovery and more rapid software upgrades and services deployment. In short, virtualization will lead to a lower total cost of ownership and increased ATM uptime.  
In addition to virtualization, Diebold's demonstration terminal at VMworld 2011 will showcase two continuously evolving technologies: biometrics for enhanced security and near field communications (NFC) – or contactless – technology for enhanced consumer convenience and security. The prototype was developed using the company's new, soon-to-be released ATM series, representing Diebold's most robust self-service terminals to date. The ATMs bring together all of today's advanced self-service functionalities – from accepting cash and check deposits and dispensing cash to full recycling in one ATM model. This comprehensive approach to the self-service channel leads to improved ATM cash management and greater operational efficiencies in the channel, as well as a decreased total cost of ownership.
About Diebold
Diebold, Incorporated is a global leader in providing integrated self-service delivery and security systems and services. Diebold employs more than 16,000 associates with representation in nearly 90 countries worldwide and is headquartered in the Canton, Ohio region, USA. Diebold is publicly traded on the New York Stock Exchange under the symbol 'DBD.' For more information, visit the company's website at
VMware, and VMworld are registered trademarks and/or trademarks of VMware, Inc. in the United States and/or other jurisdictions.
SOURCE Diebold, Incorporated

RushCard Debuts Mobile Apps for Smartphones

Members can now manage funds, transfer money on Android and iPhone devices and any other web-enabled unit

CINCINNATIAug. 29, 2011 /PRNewswire/ -- RushCard, the prepaid debit card for smart money management, has introduced free mobile applications that give RushCard members easy, secure, on-the-go access to their card information from Android and iPhone smartphones.
RushCard users with Android and iPhone devices can quickly and securely check their balance and review transaction and transfer history. The app also gives them easy access to the Card-to-Card Transfer feature, which allows them to send money to other RushCard members for a fraction of the cost of wiring, and iPhone users can "bump" phones to begin a transfer even more easily. Additionally, any Internet-ready mobile device can access all these features through a version of the RushCard account management website that is optimized for mobile phones.
The new apps and mobile site allow members who can't access a computer to get their financial information on the go, putting them in control of their money at all times.
"The Android and iPhone apps are yet another channel we've provided to members to help them manage their money on the go," said Ram Palaniappan, President of RushCard. "Since many of our cardholders are using web-enabled phones, the RushCard apps provide an invaluable money management tool for busy cardholders."
RushCard's mobile apps can be downloaded by searching "RushCard" in the Android Market at or the App Store at
To learn more about the Prepaid Visa RushCard, card fees and money management tools, visit or call 866 RUSHCARD. Check out for the latest personal finance news, tips, and polls to help you stay on the road to financial freedom.
About UniRush LLC
Headquartered in Cincinnati, UniRush LLC provides members with access to services that enable them to achieve their personal and financial goals.  The RushCard offers the more than 60 million Americans without access to a traditional banking relationship an array of basic financial services via the Prepaid Visa RushCard. Benefits of the program include direct deposit, card-to-card funds transfers, online budgeting tools, the ability to withdraw funds at more than 850,000 ATMs globally, the ability to use the card wherever Visa debit cards are accepted, and a suite of health products to help those underserved by the insurance industry. For more information about UniRush and RushCard visit or find us at or on Twitter @RushCard.

NFC News Week of August 22nd – August 28th

It’s been a busy week in NFC and we wanted to bring you the headlines consolidated into an easy to navigate list.

Read more:

ROAM Data Releases ROAMpay X

Combines industry leading secure readers with enhanced new application and features that can be white-labeled for its partners
BOSTON--(BUSINESS WIRE)--ROAM Data, the leading mCommerce platform provider that extends both physical POS and eCommerce to the mobile environment, today announced ROAMpay X, a redesigned mobile card acceptance application that improves the merchant’s user experience with enhanced graphics and added features for iPhone and Android touch-screen users. A BlackBerry version is scheduled for release soon.
“Everyone is improving and updating their mobile apps, and our goal is to continue to enhance our mCommerce offerings for our reseller partners so they can compete at the highest levels in the market”
The new ROAMpay X application includes:
  • Enhanced User Experience - With easier checkout process and user workflow, along with richer and more intuitive graphics.
  • Signature Capture – Merchants can now capture their customers’ signatures and retrieve them on reports.
  • Automatic Tax Calculation - Merchants can set their sales tax for easy calculation on goods and services.
  • Tip Functionality - Merchants can add tip amount or percentage to be totaled before authorizing the payment.
“Everyone is improving and updating their mobile apps, and our goal is to continue to enhance our mCommerce offerings for our reseller partners so they can compete at the highest levels in the market,” said Will Graylin, founder and CEO of ROAM. “ROAMpay X is one of the improvements we have been working on; there are many more innovations in the pipeline for our customers and partners.” Graylin also noted that the entire ROAMpay X solution can be white-labeled for larger distribution partners that want to brand their own merchant acceptance solution, from reader, to app, to provisioning, receipts, support portal and more.
About ROAM
ROAM Data is the leading mCommerce platform provider that extends both physical Point of Sales (POS) and eCommerce to the mobile environment. It provides patented mCommerce software-as-a-service, payment peripherals, and a platform of development tools that enable scalable mobile commerce applications to help merchants win customer spend and loyalty.
Examples of ROAM applications include ROAMpay X, that turns merchants’ mobile devices into secure POS terminals to accept payment anywhere; ROAMoffers and ROAMwallet, that enables merchants to deliver compelling offers to their consumers’ cell phones that can be conveniently and securely acted upon. ROAM also provides a set of tools (APIs, SDK, IDE) for developers to build their own mobile POS or eCommerce apps on ROAM’s platform. Visit us at


Rob Stringer, 857-254-2411

Recent Stories from ROAM Data

Three New Waterproof Fujitsu Mobile Phones from NTT DOCOMO Now Available with AuthenTec Smart Fingerprint Sensors for Enhanced Touch Functionality

AuthenTec Sensors Improve the Speed and Security of NFC Mobile Wallet Transactions on the Three Phone Models
MELBOURNE, Fla.--(BUSINESS WIRE)--AuthenTec (NASDAQ:AUTH), a leading provider of security and identity management solutions, announced that its AES1750 smart fingerprint sensor is now included on three new Fujitsu mobile Phone models now available from NTT DOCOMO, INC. NTT DOCOMO’s newest mobile Phone lineup includes three AuthenTec-enabled models, the docomo PRIME series F-09C, docomo STYLE series F-10C and docomo SMART series F-11C.
“We’ve been very pleased with the feedback we’ve received about the multiple user features of AuthenTec smart sensors, which is why we continue to integrate them into select models in our expanding mobile phone lineup.”
Each of these waterproof phones incorporate AuthenTec’s AES1750 smart sensor for multiple touch-powered features including one-touch security and personalization. AuthenTec’s AES1750 helps improve the speed and security of Osaifu-Keitai™ NFC mobile wallet transactions via fast and highly secure fingerprint authentication on the three phone models. This helps users conduct quick yet secure mobile wallet transactions via the mobile phones at more than 500,000 NFC mobile payment terminals in Japan.
“Our longstanding relationship with fingerprint sensor leader AuthenTec allows us to add differentiated features to our mobile phones, including enhanced security and other touch-powered functions,” said Katsumi Takada, head of Mobile Phone Group of Fujitsu. “We’ve been very pleased with the feedback we’ve received about the multiple user features of AuthenTec smart sensors, which is why we continue to integrate them into select models in our expanding mobile phone lineup.”
“Fujitsu has been an outstanding AuthenTec customer for many years and continues to be a strong advocate for our fingerprint sensor technology in their innovative mobile phones. It is a great honor for us to continue this longstanding partnership and be selected by Fujitsu for incorporation in three new waterproof models,” said Art Stewart, AuthenTec Vice President of Smart Sensor Solutions. “Our AES1750 has been a popular sensor choice, offering the size, durability and cosmetic appearance needed for Fujitsu’s stylish and feature rich mobile phones, and we are very proud of the important role our sensors play in delivering effortless mobile commerce transaction security and personal information protection.”
The AES1750 sensor’s water-resistant properties come from AuthenTec’s TouchStone packaging technology, which provides a perfectly flat, uniformly colored surface for a smooth feel and enhanced aesthetics. AES1750 provides enhanced touch control functions such as precise cursor positioning, turbo scrolling, and full touchpad emulation, allowing smartphone and mobile device makers to replace a wide array of single function mechanical devices like optical joysticks with a significantly thinner component that also offers enhanced security and personalization features for end users.
27 Fujitsu phone models have incorporated AuthenTec fingerprint sensors, encompassing many millions of mobile phones beginning with the mova F505i which began shipping in 2003.
The docomo PRIME series F-09C features a durable waterproof body with responsive touchscreen and features a large, 3.5-inch rotating screen, and a 16.3 Megapixel camera capable of shooting full HD movies. The docomo SYTLE series F-10C is an 11.8-mm slim waterproof phone featuring ‘Prism glass illumination’ and a jewel-like design, and includes a 12.2-megapixel camera for shooting full HD video. The docomo SMART series F-11C is a 12.8-mm slim waterproof phone with features tailored for the business world including a business card reader linked to address book and “whiteboard photo” mode.
AuthenTec offers complete security and identity management solutions for the mobile market, including embedded security, smart fingerprint sensors and software. AuthenTec’s mobile market offering includes embedded and downloadable DRM content protection, mobile VPN client solutions, security hardware IP, identity management software, and smart fingerprint sensors that are used in more than 15 million mobile phones. AuthenTec provides the most advanced levels of security, reliability, and performance for mobile phone users, mobile operators, content providers, embedded security developers and many others, saving them time and money while optimizing performance.
About AuthenTec
AuthenTec is the world’s #1 provider of fingerprint sensors, identity management software, and embedded security solutions. AuthenTec solutions address enterprise, consumer and government applications for a growing base of top tier global customers. Already shipped on hundreds of millions of devices, the Company's smart sensor products, software and embedded security solutions are used virtually everywhere, from the PC on your desk to the mobile device in your hand to the server in the cloud. AuthenTec offers developers and users secure and convenient ways to manage today's rapidly evolving digital identities and security needs. For more information, visit or follow us at
Osaifu-Keitai is a trademark or a registered trademark of NTT DOCOMO, INC. in Japan and other countries.


Brent Dietz, +1-321-308-1320
Director of Communications

Recent Stories from AuthenTec

VeriFone Ships 500,000th System to Swedish Partner Point Transaction Systems

Relationship of More than 20 Years Tightly Integrating Sales & Infrastructure
SAN JOSE, Calif.--(BUSINESS WIRE)--VeriFone Systems, Inc. (NYSE: PAY), today announced that it has shipped its 500,000th payment systems to Swedish partner Point Transaction Systems with whom it has forged a strong sales and infrastructure relationship spanning more than 20 years. Point uses VeriFone systems and software at the overwhelming majority of its several hundred thousand merchants.
“Congratulations to the Point team on this milestone achievement. Customers of Point Transaction Systems know they are getting all the benefits of a local partner backed by the worldwide product scope and infrastructure expertise of VeriFone”
Point is VeriFone's representative in Scandinavia and the Baltics. As well, Point resells VeriFone systems and software in England through its subsidiary, Commidea.
“Congratulations to the Point team on this milestone achievement. Customers of Point Transaction Systems know they are getting all the benefits of a local partner backed by the worldwide product scope and infrastructure expertise of VeriFone,” said Douglas G. Bergeron, CEO of VeriFone.
“We’re delighted that together we have developed a tremendous working partnership upon which so many Northern European customers are reliant. VeriFone provides critical functionality in the areas of operating systems, EMV chip and Pin, and security for Point's VeriFone end-users. VeriFone also delivers the ongoing updates required by Point’s merchant base to stay compliant with increasingly demanding European payment and security regulations," Bergeron added.
Point was founded in Norway in 1987, with Sweden as its first market. With a workforce of more than 700 employees across the Group, Point is able to call upon the worldwide resources of VeriFone to meet virtually any customer need for payment products and services.
About VeriFone Systems, Inc. (
VeriFone Systems, Inc. (“VeriFone”) (NYSE: PAY) is the global leader in secure electronic payment solutions. VeriFone provides expertise, solutions and services that add value to the point of sale with merchant-operated, consumer-facing and self-service payment systems for the financial, retail, hospitality, petroleum, government and healthcare vertical markets. VeriFone solutions are designed to meet the needs of merchants, processors and acquirers in developed and emerging economies worldwide.

Fiserv Selected by Fulton Financial Corp.

Fulton Financial Corporation Selects Fiserv

  • Fiserv technology chosen to support the $16 billion institution’s future growth plans, reduce costs and improve customer experience
  • Comprehensive banking solution centered on enterprise customer relationship management
  • Streamlined processes and targeted campaigns focused on customer acquisition and servicing
BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv, Inc. (NASDAQ: FISV), the leading global provider of financial services technology solutions, announced today that Fulton Financial Corporation, headquartered in Lancaster, Pa. with $16 billion in assets, has selected a complete outsourced banking solution based on the SignatureTM bank platform from Fiserv. Fulton chose Fiserv due to its advanced technology with flexible, scalable and integrated systems to help the company focus on its organic and acquisition growth targets, deepen its sales and service excellence culture and increase efficiency through streamlined processes. Also key to the organization’s decision was the company’s successful history of implementing integrated solutions and servicing large, complex financial institutions.
“In our search for a technology provider, we wanted more than just a vendor”
With a technology transition and transformation based upon the Signature bank platform, Fulton will utilize Fiserv solutions to facilitate and support the company’s growth plans. Key to the company’s strategy is to deepen its relationships with current customers and attract new customers through superior customer experience using relationship-based banking. With a large customer base and 273 branches across five states, the bank will utilize the strength of Fiserv data and analytics solutions to enhance its ability to service new and existing customers effectively.
“Historically, our organization has grown visibly through acquisition, but we are just as focused on organic growth. We put the customer first and focus on building a relationship with our retail and commercial customers, but we have been challenged by many manual processes that impeded a seamless experience for the customer,” said Angie Sargent, executive vice president and Chief Information Officer, Fulton Financial Corporation. “By moving to the Signature platform, we will have better and more consistent information available to servicers. A full view of the customer relationship and their activity will improve service and provide swifter problem resolution, while the analytics engine will allow us to offer personally relevant services and to develop products that better serve customers.”
Signature provides financial institutions with a complete end-to-end solution for account processing, fully integrated with other market-leading solutions from Fiserv. Fiserv will deliver specialized analytical tools through Aperio™ and EnAct™ from Fiserv to identify market and customer opportunities for Fulton. Integration across delivery channels will optimize sales resources and marketing campaigns enterprise-wide to enhance the customer experience and make every interaction count.
Additional Fiserv products chosen by Fulton Financial include Prologue™ Financial Accounting Services, Construction Loan Manager, Bank Intelligence Solutions® and debit processing, among other services. Fulton Financial has previously implemented CheckFree® RXP® for bill payment, ZashPay® for person-to-person payments and Mobile Money™ for mobile banking.
"Fiserv operates on a service-oriented architecture (SOA) model that delivers a winning combination of integrated products and services – from account processing and bill payment to customer relationship management and analytics and more – to help Fulton succeed in its plans for continued growth," said Dave Santi, division president, Bank Solutions, Fiserv. “Signature is designed to meet the needs of larger institutions, providing an integrated infrastructure that leverages assets of the bank and Fiserv. Fulton joins an impressive list of banks that value and choose Fiserv for our experience delivering scalable and flexible solutions to large financial institutions around the world.”
“In our search for a technology provider, we wanted more than just a vendor,” said Sargent. “Over the past 34 years, Fiserv has shown us that they are invested in our growth and performance as a partner, and we’ve grown from a $348 million institution to a $16 billion holding company in that time. We are able to discuss our goals, challenges and strategic plans with Fiserv and adopt its solutions to best meet our needs.”
About Fulton Financial Corporation
Fulton Financial Corporation is a Lancaster, Pennsylvania-based financial holding company which has nearly 3,800 employees and operates more than 270 banking offices in Pennsylvania, Maryland, Delaware, New Jersey and Virginia through the following affiliates: Fulton Bank, N.A., Lancaster, PA; Swineford National Bank, Middleburg, PA; Lafayette Ambassador Bank, Easton, PA; FNB Bank, N.A., Danville, PA; The Bank, Mt. Laurel, NJ; Skylands Community Bank, Chester, NJ and The Columbia Bank, Columbia, MD.
The Corporation’s investment management and trust services are offered at all banks through Fulton Financial Advisors, a division of Fulton Bank, N.A. Residential mortgage lending is offered by all banks through Fulton Mortgage Company.
Additional information on Fulton Financial Corporation is available on the Internet at
About Fiserv
Fiserv, Inc. (NASDAQ: FISV) is the leading global provider of information management and electronic commerce systems for the financial services industry, driving innovation that transforms experiences for financial institutions and their customers. Fiserv is ranked No. 1 on the FinTech 100 survey of top technology partners to the financial services industry. For more information, visit

Disqus for ePayment News