Safeway plans IPO of Blackhawk gift-card business

Blackhawk Network (Photo credit: SRivera)

Safeway plans to take gift card business Blackhawk Network public next year

PLEASANTON, Calif. (AP) -- Safeway Inc. said Wednesday that it plans to take its gift card business, Blackhawk Network Holdings Inc., public by the first half of 2013.  The supermarket chain said it plans to file a registration statement for the public offering of a minority stake in Blackhawk. The exact timing of the IPO depends on market conditions. The company gave no details on pricing.  

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Economic Confidence Declines in August, According to the Discover U.S. Spending MonitorSM

Image via CrunchBase

September 05, 2012 07:00 AM Eastern Daylight Time 

Economic Outlook and Higher Household Spending Drives Index to Lowest Level in 2012

RIVERWOODS, Ill.--(BUSINESS WIRE)--Economic concerns and anticipation of continued higher expenses pushed the Discover U.S. Spending Monitor to its lowest level of the year in August, declining 0.7 points from July to 88.6. The Monitor is a 5-year-old daily poll tracking economic confidence and spending intentions of nearly 8,200 consumers throughout the month. August marked the third consecutive monthly increase for those believing the economy is getting worse.

Highlights of Discover U.S. Spending Monitor Results
			June			July			August
			2012			2012			2012
Discover U.S. Spending Monitor Index			90.7			89.3			88.6
U.S. Economy Improving			29%			28%			26%
Personal Finances Improving			23%			23%			20%

Economic Rating at 9-Month Low

While the number of respondents reporting the U.S. economy as poor leveled out from June to July, 56 percent of respondents ranked the economy as poor in August. This was the highest level since January 2012.

• Respondents with children who view the economy as poor increased 7 percentage points from July to August to 58 percent. Respondents without children viewing the economy as poor remained unchanged at 54 percent.
• There was an 8-percentage point increase to 50 percent in the number of consumers making $75,000 or more viewing the economy as poor. This compared with little change for those making between $40,000 and $75,000, poor rating declined 1 percentage point to 53 percent, and those making less than $40,000, poor rating increased 1 percentage point to 62 percent.
• Respondents believing the economy is getting worse increased for the third straight month to 55 percent, up 2 percentage points from July and 11 points from March 2012.
• In August, 54 percent of women believed the economy was getting worse, an increase of 4 percentage points from the previous month, while 56 percent of men had the same belief, a decline of 1 percentage point.

Consumers Believing Their Personal Finances are Getting Worse Reaches 10-Month High

• Fifty-one percent believe their personal finances are getting worse, an increase of 2 percentage points from the previous month. This is the highest level since October 2011 when 55 percent of respondents felt their personal finances were getting worse.
• However, there was little change in how respondents currently rate their personal finances in August, with 34 percent rating their personal finances as good or excellent, equal to July, 38 percent rating them as fair, down 1 percentage point from July, and 25 percent rating them as poor, also equal to July.

High Food and Gas Prices May be Affecting Discretionary Spending Intentions

Of all respondents, 31 percent plan to spend more next month (an increase of 4 percentage points from the prior month). This is the highest number reported for August since 2008 and may reflect steadily rising food prices and record-high national average gas prices during the month.

• For all respondents, 44 percent expect to spend more on household expenses such as gas and groceries in the next month, an increase of 6 percentage points from July and the highest number reported for August since 2008.
• 49 percent plan to spend less on going out to dinner or the movies in the month ahead, an eight-month high and up 2 percentage points from July.
• 48 percent plan on spending less on home improvement purchases, up 1 point from July.
• 46 percent plan on spending less on a major purchase such as a vacation, a 2-point increase from July.

Consumers were asked for the first time in August how much they plan to spend on back-to-school shopping, with nearly two-thirds indicating they plan to spend less than $250 this year. Specifically, 35 percent plan to spend less than $100, and 30 percent plan to spend between $100 and $250.

Compared to last year, 38 percent plan to spend the same on back-to-school shopping. Thirty-two percent plan to spend less than they did a year ago, and 29 percent plan to spend more.

About Discover U.S. Spending Monitor

The Discover U.S. Spending Monitor^SM is a monthly index of consumer spending intentions and capacity that is based on interviews with a random sample of 8,200 U.S. adults conducted at a rate of 275 per night. In addition to spending, the survey asks consumers their opinions on the U.S. economy and their personal finances. The Monitor began in May 2007 with a base index of 100. Surveys are conducted by Rasmussen Reports, an independent survey research firm (http://www.rasmussenreports.com).

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers home loans, private student loans, personal loans, online savings accounts, certificates of deposit and money market accounts through its direct banking business. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. For more information, visit www.discoverfinancial.com.

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mopay Study Reveals Consumers’ Spending Behavior Via Direct Carrier Billing

Results based on more than four-million transactions reveal that more than 50 percent of direct to carrier billing purchases were made by returning customers

MUNICH & PALO ALTO, Calif.--(BUSINESS WIRE)--mopay, a global leader in innovative payment solutions for online merchants, today announced the results of a customer study on consumers’ spending behavior using direct carrier billing. The study captures mobile transaction behavior for more than 300 mopay clients, based on a database of more than four-million transactions in over 80 countries, over the last three years. The results found that more than 50 percent of direct-to-carrier billing purchases were made by returning customers and revealed new findings about purchases made in the gaming and online dating industries.

“Based on our data it’s clear that consumers are embracing direct-to-carrier billing as a way to make payments quickly and easily for the online services they use every day”

The study showed that mobile merchants found direct-to-carrier billing very convenient for their customers, as purchasing processes could be easily completed on the mobile phone itself. Within three years, mobile payments traffic from direct-to-carrier billing grew by a factor of almost four-fold. Repeat users demonstrate that once consumers experience the ease and speed of mobile payments, they often select the method again for future purchases:

• With high conversion rates compared to other payment methods, mopay converts between 52 and 63 percent of all first-time customers within a six-month timeframe.
• mopay converted between 70 and 85 percent of its repeat users.
• Overall, 55 percent of returning consumers completed more than five purchases using mobile payments.

Over the course of the last three years, every one of mopay’s major mobile payments’ industries saw an increase in spending averages. The data also showed that spending averages differ significantly from industry to industry, ranging from below $2 USD for various mobile related services, to up to $10 USD and above for special interest social networking or entertainment offers.

“Based on our data it’s clear that consumers are embracing direct-to-carrier billing as a way to make payments quickly and easily for the online services they use every day,” said Kolja Reiss, managing director at mopay. “Our data shows that half of direct-to-carrier billing purchases were made by returning customers. This indicates that once consumers try our payment approach, they realize just how easy it is to use and continue to use the payment method. As more organizations adopt direct-to-carrier billing and consumers realize this option exists, we anticipate these numbers will continue to rise in the future.”

The study also revealed trends in two key industries:

Gaming & Social Networks: Since online gaming was the industry that first discovered mobile payments as a fast, effective and easy payment method for its users, it was no surprise that mobile payments’ traffic in online gaming is still high, accounting for more than half of mobile payments’ turnover and growing at a rate of almost 30 percent year-to-year. As social networks establish themselves not only as communication channels but gaming platforms, mobile payments in this industry increased by six fold in turnover within three years and now contributes to over five percent of all mobile payments’ transactions. Over the course of the last three years, every one of the major mobile payments’ industries saw an increase in spending average. From slight increases in online gaming (around 10 percent) and leveling off at around $4.50 USD, to drastic increases in social communities of almost 40 percent, passing $5 USD in 2011.

Online Dating: A solid showing over the last three years was made in online dating with direct-to-carrier billing spending ranking among the top-five industries with more than $6.50 USD and growing by 25 percent.

About mopay:

mopay is a global leader in innovative payment solutions for online merchants. mopay’s core platform enables merchants of virtual, digital and physical goods to bill charges directly to consumers’ cell phone and land line accounts. mopay operates in more than 80 countries across the globe, reaching more than 4.3 billion consumers. The company has a blue-chip customer base including major brands such as Bigpoint, Gameforge, Innogames, Sulake and Travian. mopay, part of the MindMatics group, has more than 100 employees at locations in the United States, Germany, Austria, the United Kingdom, China, Brazil, and Romania. For more information, visit www.mopay.com.

Advertisement from IMI, the Publisher of ePayment News:

IMI creates and builds "breaking news" websites around industry specific keywords.  Our proprietary "NewsBots" scour the web for specific keywords and once a breaking news story surrounding the keyword is found, it is sent to our server and edited into a news posting containing a Title, Photo, author credit, 25 word blurb and a direct link to the original content provider. The process is well served by the search engines and works as a traffic magnet.  We will provide "targeted traffic" to any vertical, any niche, any subject.  Click here to request more info  Live Site Examples: Near Field Communication News or take a look at the "Breaking News Site" we built for the NBA's Miami Heat. NBANewsHeat.com   Visit  Breaking News = Traffic to learn how your industry related breaking news website can be a "targeted" traffic magnet.

Advertisement from IMI, the Publisher of ePayment News:

IMI creates and builds "breaking news" websites around industry specific keywords.  Our proprietary "NewsBots" scour the web for specific keywords and once a breaking news story surrounding the keyword is found, it is sent to our server and edited into a news posting containing a Title, Photo, author credit, 25 word blurb and a direct link to the original content provider. The process is well served by the search engines and works as a traffic magnet.  We will provide "targeted traffic" to any vertical, any niche, any subject.  Click here to request more info  Live Site Examples: Near Field Communication News or take a look at the "Breaking News Site" we built for the NBA's Miami Heat. NBANewsHeat.com   Visit  Breaking News = Traffic to learn how your industry related breaking news website can be a "targeted" traffic magnet.

September 05, 2012 08:17 AM Eastern Daylight Time 

Acculynk Announces Acquisition of PayLeap Gateway and Merchant Services

Acquisition Brings a Debit Focus to Small e-Commerce Merchants Providing a Comprehensive Solution for Gateway Services, Fraud Tools, and Credit Card + Internet Pin Debit Processing

ATLANTA--(BUSINESS WIRE)--Atlanta-based Acculynk announced today it has acquired PayLeap, an industry leading e-commerce payment gateway platform and merchant services ISO, to form Acculynk Direct, a new operating division of Acculynk.

“For the equally important developer community, this represents an opportunity for us to accelerate delivery of API developer tools, such as SDK's for Python, Java, Ruby, .Net and PHP, paired with Java-based wrappers, taking our gateway and service products to the next level in terms of integration simplicity.”

Widespread adoption of Internet PIN debit through Acculynk’s PaySecure® online PIN pad, along with increasing use of PIN debit by consumers, paves the way for the launch of Acculynk Direct, the industry’s first acquirer with the ability to offer Internet PIN debit to small and mid-market merchants. Currently over 3,200 online merchants, including large e-commerce retailers and most major airlines, provide Acculynk’s Internet PIN debit as an online payment method to their customers. PIN debit benefits merchants by shifting the liability for fraud from the merchant to the card issuer. Acculynk’s patented PaySecure online PIN pad is the industry standard for accepting PIN debit transactions over the web.

As a result of the acquisition, Acculynk Direct will provide full service payment processing and payment gateway solutions to small and mid-size merchants, and a full affiliate program to partners and resellers. Additionally, Acculynk Direct plans to provide a full suite of developer-oriented tools to provide simple integration of the service into mobile merchant applications and e-commerce sites.

“We see tremendous value in combining PayLeap’s success as a full service gateway and payments processor with Acculynk’s success bringing PIN debit to e-commerce. There is a need in the industry for an Acquirer, like Acculynk Direct, with the ability to help small and medium-size merchants more aggressively manage their payment mix by leveraging the benefits of debit that lower acceptance costs and reduce risk,” said Ashish Bahl, CEO Acculynk. “Together we will build an industry-leading service that provides innovative technology with state-of-the-art integration tools to web and mobile developers. This approach further complements Acculynk’s strategy of working with the large acquirers to board large national and global merchants.”

PayLeap is a secure, single-source solution which supports electronic payment acceptance for online and retail merchants. PayLeap functionality includes fraud management tools, tokenized cardholder data vault, hosted payments page, online secure checkout, recurring payments, and a co-branded virtual terminal. Founded in 2008 and headquartered in Warsaw, Indiana, PayLeap serves over 4000 merchant customers and is integrated into over 75 shopping carts and software applications.

“PayLeap clients can continue to expect the level of service and product enhancements we have delivered since our founding. Acculynk greatly strengthens our value proposition to merchants and affiliate partners by adding Internet PIN debit to our already feature-rich set of payment tools,” said Scott Miller, CEO PayLeap. “For the equally important developer community, this represents an opportunity for us to accelerate delivery of API developer tools, such as SDK's for Python, Java, Ruby, .Net and PHP, paired with Java-based wrappers, taking our gateway and service products to the next level in terms of integration simplicity.”

About Acculynk

Acculynk secures online transactions with a suite of software-only services backed by a patented authentication and encryption framework that provides greater security for issuers, EFT networks, merchants and payment processors. Acculynk’s PaySecure® utilizes a graphical PIN-pad for the secure entry of a consumer’s PIN online and is available to merchants through existing acquirer relationships, enabling speedy implementation. PaySecure is currently enabled on over 3,200 merchant websites. Acculynk has partnerships with 11 EFT networks to process PaySecure transactions and with six leading payment processors, and is certified with PULSE, First Data and MasterCard, among other key industry leaders. Visit http://www.acculynk.com.

EMVCo and NFC Forum Announce Collaboration to Optimize NFC Testing Processes

English: Updated font and removed shadow. (Photo credit: Wikipedia)

September 05, 2012 06:00 AM Eastern Daylight Time 

WAKEFIELD, Mass.--(BUSINESS WIRE)--EMVCo and the NFC Forum have agreed to work together to optimize the development and testing processes of Near Field Communication (NFC)-enabled mobile devices for vendors, through exploring alignment of the two organizations' specifications, and cross-recognition of test results. The alliance will offer significant benefits to stakeholders involved in EMV-related NFC use cases and products in the contactless payments industry by reducing product time-to-market and decreasing certification costs.

“At the NFC Forum, we want to make it fast and affordable for organizations to build and deploy EMV-based NFC solutions. By working closely with EMVCo, we’re able to better support vendors while furthering our commitment to global interoperability.”

EMVCo, the EMV® standards body collectively owned by American Express, JCB, MasterCard and Visa, has signed a Collaboration Agreement with the NFC Forum, a non-profit industry association that advances the use of NFC technology. The goal of the collaboration is to establish a framework to synchronize NFC Forum and EMVCo Specifications, test plans, test tools, laboratory accreditations and the management of contactless product certification. The framework will ultimately streamline the development and testing process of contactless technology for vendors.

Activity will focus on Level 1 functionality, which covers contactless communication protocol. Initial efforts will center on outlining the scope of work and the specifications to be covered. These efforts will be followed by a gap analysis to identify and examine specification differences, agree on specification updates where necessary, and how agreed amendments will be collectively managed.

Joe Cunningham, current Chair of the EMVCo Executive Committee, comments: “To enable contactless to reach its full potential and facilitate the delivery of secure payment solutions, we need to create an efficient testing and certification framework that allows products to be swiftly brought to market. Alignment between industry bodies is therefore essential to ensure we apply specialist knowledge and a cohesive approach to the creation of this very innovative ecosystem. EMVCo recognizes the importance of our work with the NFC Forum and is committed to progressing activity as a priority.”

Koichi Tagawa, NFC Forum Chairman, adds: “At the NFC Forum, we want to make it fast and affordable for organizations to build and deploy EMV-based NFC solutions. By working closely with EMVCo, we’re able to better support vendors while furthering our commitment to global interoperability.”

About EMVCo

EMVCo LLC was formed in February 1999 by Europay, MasterCard and Visa to manage, maintain and enhance the EMV Integrated Circuit Card Specifications for Payment Systems. With the acquisition of Europay by MasterCard in 2002, JCB joining the organisation in 2004 and American Express becoming its fourth member in 2009, EMVCo is currently operated by American Express, JCB, MasterCard and Visa.

EMVCo's primary role is to manage, maintain and enhance the EMV Integrated Circuit Card Specifications to ensure interoperability and acceptance of payment system integrated circuit cards on a worldwide basis.

EMVCo also maintains type approval processes for terminal compliance testing and Common Core Definitions (CCD) and Common Payment Application (CPA) card compliance testing. These testing processes ensure that a single terminal and card approval process is developed at a level that will allow cross payment system interoperability through compliance with the EMV specifications. Additional information can be found at www.emvco.com.

About the NFC Forum

The NFC Forum (http://www.nfc-forum.org) was launched as a non-profit industry association in 2004 by leading mobile communications, semiconductor, and consumer electronics companies. The Forum's mission is to advance the use of Near Field Communication technology by developing specifications, ensuring interoperability among devices and services, and educating the market about NFC technology. The Forum's 170+ global member companies currently are developing specifications for a modular NFC device architecture, and protocols for interoperable data exchange and device-independent service delivery, device discovery, and device capability.

The NFC Forum’s Sponsor members, which hold seats on the Board of Directors, include leading players in key industries around the world. The Sponsor members are: Barclaycard, Broadcom Corporation, INSIDE Secure, Intel, MasterCard Worldwide, NEC, Nokia, NTT DOCOMO, Inc., NXP Semiconductors, Renesas Electronics Corporation, Samsung, Sony Corporation, STMicroelectronics, and Visa Inc.

®EMV is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo.

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41 "Mobile Payment" News Stories for Sept 5, 2012

ePaymentNews         41 new results for "Mobile Payment"

Walmart's Mobile Payment Test: Checking Out 'Scan and Go' (Image credit: Getty Images via @daylife) DailyFinance Apple (AAPL), a mobile-payment pioneer, launched EasyPay last year, which allows customers at its Apple Stores to complete purchases on their smartphones without the help of a store employee. Even before that, those stores were largely cashier-less: ... See all stories on this topic »

Brookfield to roll out mobile payment app for parking lot at village hall Riverside Brookfield Landmark Brookfield to roll out mobile payment app for parking lot at village hall. No cash for commuter parking, no problem. By BOB UPHUES Editor. In October commuters who park their cars in the lot behind the Brookfield Village Hall, 8820 Brookfield Ave ... See all stories on this topic »

Cause Commerce via Mobile Wallet Could Spark New Mega Trend in Mobile ... Equities.com Just last week LevelUp, a mobile payment startup out of Boston, announced they were the first mobile payment app to enable users the ability to give a portion of their merchant-funded reward to charity. Smith says, "This is a 'Sneak Preview' of the ... See all stories on this topic »

Mobile water payment system gaining popularity The Swazi Observer THE mobile payment uptake of the Swaziland Water Services Corporation (SWSC) is very high with close to 91 transactions made in two weeks. This new mode of paying water bills was launched by the parastatal in collaboration with Swazi MTN around July. See all stories on this topic »

Orange offers Quick Tap mobile wallet service for Samsung Galaxy S3 IDG News Service The latest report by Juniper Research predicts that the scale of global mobile payment transactions will rise nearly fourfold over the next five years to more than $1.3 trillion. However, current adoption is still sluggish. This is partly because of ... See all stories on this topic »

EU watchdog clears UK mobile wallets venture ITworld.com The new venture will provide various mobile commerce services to businesses, including mobile payment transaction services, mobile marketing services, and associated data analytics services. Follow Jennifer on Twitter at @BrusselsGeek or email tips and ... See all stories on this topic »

Monitise narrows losses, signs mobile payment deal with Hong Kong lender China Post Monitise narrows losses, signs mobile payment deal with Hong Kong lender. Monitise PLC's full-year loss narrowed and the British mobile banking technology company said it entered a deal with a unit of Bank of China to provide the Hong Kong-based lender ... See all stories on this topic »

Mobile Payments Appeal to Many in Britain The FINANCIAL ... especially high considering they were among all internet users—not just those who have a smartphone or other advanced handset that would be necessary to carry out a mobile payment transaction using technologies like near-field communication (NFC). See all stories on this topic »

EU to clear UK mobile operators' e-wallet plan: source Reuters Vodafone, Telefonica's 02 and Everything Everywhere, owned by France Telecom and Deutsche Telekom, aim to compete with similar mobile payment services from Google, Apple and Facebook. The mobile wallet scheme, called Project Oscar, allows users ... See all stories on this topic »

New international survey reveals mobile spending behaviour The Fonecast mopay also noted that mobile payment traffic from direct-to-carrier billing grew almost four-fold in the survey period. Kolja Reiss, managing director at mopay, said "Based on our data it's clear that consumers are embracing direct-to-carrier billing ... See all stories on this topic »

Skype offers carrier billing through MACH Mobile Europe MACH to enable new mobile payment option for Skype Credits globally. MACH has been selected by Skype as the first vendor to deliver direct operator billing to new and existing Skype users in markets across the globe, starting in October. The rollout ... See all stories on this topic »

Ingenico's iWL2 Series Mobile Payment Terminals Are First Devices to Connect ... MarketWatch (press release) Built on Ingenico's industry leading Telium2 architecture, the iWL2 series represents the smallest and most lightweight secure mobile payment devices on the market today. With 3G connectivity and color screen option, the iWL2 series provides merchants ... See all stories on this topic »

Google Wallet Migrates to Cloud Amid Security Fears Midsize Insider Black hat conferences in recent years have reported vulnerabilities in various mobile payment applications, including Google Wallet and those offered by Square Inc. This move to the cloud is expected to address many, but not all of these concerns as ... See all stories on this topic »

Frugal Consumers Will Drive Widespread Mobile Adoption, While Cheap Bond ... Bank Technology News The article uses Starbucks to support this hypothesis, citing that the coffee chain has "the most successful mobile payment system to date" because it serves as not just a payment method, but also a loyalty card, which consumers would prefer not to ... See all stories on this topic »

Quick Tap opens up Mobile Payments Today U.K. wireless carrier Orange announced that it is now offering subscribers the Samsung Galaxy SIII smartphone as the first Android device to feature its Quick Tap mobile contactless payment technology. Quick Tap is Orange's tap-and-pay product offered ... See all stories on this topic »

Report: Walmart testing iPhone self-checkout app Fiercemobilecontent The app does not support mobile payment transactions: Customers simply scan products they wish to purchase and place each item in bags while they shop. Scan & Go transfers pricing information on each scanned item to the store's self-checkout kiosks, ... See all stories on this topic »

Mobile payments companies expect to benefit from frustration QR Code Press According to recent reports from PayPal, it has set its sights on stepping into at least 20 different major retailers for point of sale mobile payment pilot programs by the end of 2012. It has already made its way into 16 enormous chains, but this deal ... See all stories on this topic » QR Code Press

EU to Clear UK Mobile Operators' E-Wallet Plan Banktech ... a person following the deal said on Tuesday. Vodafone, Telefonica's 02 and Everything Everywhere , which is owned by France Telecom and Deutsche Telekom, aim to compete with similar mobile payment services from Google, Apple and Facebook. See all stories on this topic »

HKMA's e-bill to bring easier cross-border yuan settlement China Daily In other initiatives to enhance other forms of diversified retail payment platforms, the HKMA also planned to carry out a consultancy study on the development of Near Field Communication (NFC) mobile payment infrastructure in the city. The HKMA will ... See all stories on this topic »

Apple's victory over Samsung may yet be a win for NFC Mobile Payments Today (blog) At the end of the day, every single Galaxy SIII sold creates another consumer with NFC mobile payment capabilities. Expect some Samsung partners such as Google to aid in this strategy. To quote Sun Tzu, "The enemy of my enemy is my friend." Apple's got ... See all stories on this topic »

Inside Wall Street: AmEx still strong as growth stock MSN Money The move is expected to strengthen customer loyalty for the convenience it offers. AmEx had already signed mobile-payment pacts with Verizon, Sprint, and Ticketmaster. As of June 2012, 3.7 million users have installed American Express mobile ... See all stories on this topic »

The Daily Start-Up: QBotix Uses Robots To Move Solar Panels Wall Street Journal (blog) With a new round of capital, Payleven, the Square clone from Germany's Rocket Internet incubator, is expanding its mobile payment service to multiple countries. Payleven provides a service, through a mobile application and a payment-card reader, that ... See all stories on this topic » Wall Street Journal (blog)

EC approves UK m-commerce JV without conditions Telecompaper (subscription) The Commission's preliminary investigation had indicated potential competition concerns in the markets of mobile payment applications supply (so-called mobile wallets), mobile advertising and related data analytics services. Following an in-depth ... See all stories on this topic »

Lagging Growth, Tough Competition Has Renren (RENN) Looking to Mobile, e ... StreetInsider.com (subscription) (blog) But, Chen sees social gaming as cash-positive, with the segment becoming even more important as better mobile payment systems are unveilied. Additionally, Renren will be looking for more acquisitions to bolster growth. The focus will be on mobile and ... See all stories on this topic »

Gemalto reports first semester 2012 financial results Channel EMEA Olivier Piou, Chief Executive Officer, commented: "During this semester our teams delivered milestone projects in the digital identity and mobile payment sectors around the world. Gemalto achieved strong results that illustrate its transformation and ... See all stories on this topic »

Enhance Payments Security with Mobile Apps Mobile Payments Today At this time two primary approaches to fraud prevention are gaining traction: the virtual card number and tokenization. The current mainstream applications of these approaches each serve a different market. But ultimately the methodologies could be ... See all stories on this topic »

With An Extra $1.2M From Rally Capital, Pirq Adds Loyalty, Nat'l Rollout To ... TechCrunch With its Apple relationship still intact, Sun wouldn't say even a small speculative word to me about whether Apple's Passbook service — or any other initiative from the company — might be the "something else" that could end up being the killer mobile ... See all stories on this topic »

Apple's iPhone5 to launch 'in a week' NEWS.com.au "There is a range of technologies that Apple can't ignore, one of them being mobile payment technology and the other being 4G," he said. "They must ensure that they keep up with their competitors when it comes to 4G connectivity.th.th. it's just as big ... See all stories on this topic »

Blogs 10 new results for "Mobile Payment"

Bulgarian Payment Institutions Sector Is Becoming More and More ... By admin New alternative online and mobile payment channels and solutions enter the market "The alternative payments market is growing rapidly and I'm expecting new payment institutions competing the bank services will start appearing" – said ... ITOnews.eu

Mobile Payment News: Isis to Roll Out in September | Consumer ... The mobile wallet payment system being promoted as a joint venture between the nation's three largest mobile phone service providers ...... Consumer Credit and Debt News...

Donate to a Cause When You Pay with Your Smartphone | Selfish ... By Joe Waters Massachusetts-based SCVNGR said last week that its mobile payment service, LevelUp, will allow users to donate their loyalty credits to one of five charities. Loyalty credits are what you earn when you use Levelup at a participating business. Selfish Giving

UK MNO's mobile wallet joint venture receives clearance from EU ... By krowne Vodafone, Telefonica's 02 and Everything Everywhere, operated as a joint venture between by France Telecom and Deutsche Telekom, aim to compete with similar mobile payment services from Google, Apple and Facebook. EU officials ... Contactless Intelligence

The Retailer's Role in the Mobile Payment Revolution ... By Matt Klassen While the mobile payment revolution has stalled its deployment remains inevitable, and there are several things retailers should do to prepare for its arrival. TheTelecomBlog.com

Skype Chooses MACH For Direct Operator BillingGoMo News By Submit Release MACH to enable new mobile payment option for Skype Credits globally Press relese September 5th 2012. MACH, the world leader in direct operator billing, announced today that it has been selected by Skype as the first vendor to deliver ... GoMo News

5 Essentials for a Mobile-Friendly Website — A SPN Exclusive ... By Derek Jansen "Come 2014, there will at least one billion mobile payment users around world." These findings study undertaken IE Market research. Given these stratospheric statistics, it safe say that at least some your current website users visiting their ... SiteProNews: Webmaster News & Resources

Report: Walmart Testing iPhone Payment System Just as mobile payment players like PayPal and Square begin to make headway with mainstream retailers, a new report from Reuters says that Walmart is testing a mobile payments iPhone app that would allow shoppers to pay for items ... eCoustics.com news and reviews

Remains of the Day: You Can Now Automate Google Drive with IFTTT By Craig Lloyd IFTTT adds a Google Drive Channel, Wal-Mart is testing a new mobile payment system, Amazon adds more movies to its Prime Instant Video library, and CyanogenMod 10 will get new Quick Message feature. Lifehacker

Samsung Galaxy S III Claimed the First Quick Tap Smartphone ... By Mobilemaniac Samsung Galaxy S III Claimed the First Quick Tap Smartphone Samsung Galaxy S III Claimed the The Quick Tap mobile payment facilities from Orange and Barclaycard would support the Samsung Galaxy S III. Samsung's Galaxy S III will be ... Mobile Phone Reviews UK

Web 3 new results for "Mobile Payment"

LevelUp Is First Mobile Payment App to Let You Give ... - Yahoo! News From Yahoo! News: Mobile payment app LevelUp helps its users save money through incentives, loyalty programs and special offers. Now, the app has ... news.yahoo.com/levelup-first-mobile-payment-app-let-back-w...

Orange brings Quick Tap mobile payment tool to Samsung Galaxy ... Company offers £50 to entice users to wireless payment service,Mobile Software, Finance ,Near Field Communication,Smartphones,Orange,Samsung. www.v3.co.uk/.../orange-brings-quick-tap-mobile-payment-to...

With New Funding, Germany's Payleven Sends Mobile Payment App With a new round of capital, Payleven, the Square Inc . clone from Germany's Rocket Internet incubator, is expanding its mobile payment service to multiple ... pevc.dowjones.com/Article?an...cid=32135029&ctype...

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