Mitek Systems Mobile Photo Bill Pay Wins FinovateSpring's Best of Show

San Diego, May 16, 2011 -- Mitek Systems, Inc. (OTC: MITK, www.miteksystems.com ), the leader in mobile-imaging applications using smartphone cameras for check deposits, bill payments and ACH enrollments, said today its Mobile Photo Bill Pay™ application was chosen as a "Best of Show" application from among demonstrations of technology innovations for the financial services industry at the Finovate Spring 2011 conference last week in San Francisco.

"Jim Bruene has made Finovate the premier gathering for showcasing technology advances in financial services, as the number of presenting companies indicates. We're thrilled that our Mobile Photo Bill Pay application has been chosen as one of this show's top breakthroughs," said Mitek President and CEO James B. DeBello.

Mitek's Mobile Photo Bill Pay enables users to pay their bills from anywhere at any time, simply by snapping photos of paper bills with their camera-equipped iPhone or Google Android smartphones. The technology allows customers to "Point, Shoot and Pay" any bills, regardless of format, via their mobile-banking accounts.

To pay bills, users initiate mobile-banking sessions with their financial institutions on their smartphones, then align their bills within the cameras' viewfinders, snap photos of their bills and, responding to the application's prompt, confirm details of their transactions. Mitek's patented image-analysis and data-extraction processes capture and relay all the data required for the financial institutions to pay bills electronically.

About Mitek Systems

For more than 20 years, Mitek Systems (OTC:MITK.OB) has provided financial institutions with advanced imaging and analytics software to authenticate and extract data from imaged checks and other financial documents. Mitek's patented technology has created the Gold Standard for Mobile Check Deposit and is currently used by leading financial organizations in the United States to process more than 10 billion items per year.

Today, Mitek is applying its patented technology and extensive expertise in image correction, optical character recognition and intelligent data extraction to mobile devices. Using Mitek Mobile Apps, smartphone users can now deposit checks, pay bills, save receipts and fax documents while on the road or sitting at a desk -- eliminating trips to the bank, Post Office and file cabinet. Simply take a picture of the document and Mitek does the rest -- correcting image distortion, extracting relevant data, routing images to their desired location, and processing transactions through users' financial institutions.

For more information about Mitek Systems, contact the company at 858-503-7810 or visit www.miteksystems.com .

Source: Company press release.

Will that be Credit or Debit? You should Know the Difference!

Is there a difference between paying with a credit card and paying with a debit card? You bet, and if you use the wrong one for the wrong purpose, it can end up costing you.

FOR IMMEDIATE RELEASE
PRLog (Press Release) – May 16, 2011 – Connecticut Better Business Bureau Explains the Differences between Two Most Popular Methods of Payment

They may look alike and they act alike, but there are significant differences between credit and debit cards.

When they first came out, debit cards were used with a Personal Identification Number (PIN) to withdraw money from an ATM, and credit cards were used for purchases. These days, many consumers use debit cards to avoid increasing their debt load. You can’t spend more than is in your bank account.

The line between the two types of cards appears to be somewhat blurred, since debit cards now sport familiar credit card logos and may be used to make purchases, but they do not have the same protection and versatility as credit cards.

The main difference between the two is that when you use a credit card you use someone else’s money. When you pay with a debit card, you use your own money and it is quickly withdrawn from your account after a transaction. In addition, if a credit card is used for unauthorized purchases, the protection is much broader than with a debit card and resolving disputed purchases much simpler.

If either card is lost or stolen, under federal law, your liability is capped at $50, and if you report a credit card stolen right away you may not have to pay any penalties for unauthorized use. Major credit card issuers also offer zero-liability policies, however, if you lose your debit card and don’t report it missing within two business days, then that liability may jump to $500.

Connecticut Better Business Bureau offers the following guidelines for when to use a credit card versus a debit card:

•Putting down a deposit: Unlike credit cards, debit cards are linked to your bank account – not a line of credit. This comes into play when you have to put down a deposit of several hundred dollars to rent a car. With a debit card, the amount of cash you can use for a deposit is determined by how much money is in your bank account.
•Transactions online or by telephone: When you make a purchase online or by phone, you want to make sure you receive the item, that it is good condition and that it is exactly what you ordered. With a credit card, the dispute resolution process is simple and fast, and you have an entire billing cycle to resolve a problem. With a debit card, the money is immediately withdrawn from your bank account, and you must fight to get that money back into your hands.
•Protecting a purchase or rental: If you rent a bike, stop for a meal and find out the bike was stolen, the credit card protects you from financial liability. Credit cards also offer additional warranty protection on purchases.
•Rewards programs: Another advantage to using a credit card is that it can reward you with travel miles, two or three percent back on the month’s purchases and even end-of-month cash back on gasoline purchases with a gas credit card.

A helpful rule of thumb is to use debit cards for ATM withdrawals, and cash-and-carry purchases such as groceries and gasoline, and credit cards for large purchases, rentals and online transactions.

One advantage of using a debit card for in-store purchases is that you can avoid ATM withdrawal fees by using your PIN for a cash back transaction.

Terms, conditions, and liability vary. Your financial institution and credit card issuer can help you make educated choices. There are many different credit card rewards programs, so shop around for a card that suits your needs.
# # #


Founded in 1928, Connecticut BBB is an unbiased non-profit organization that sets and upholds high standards for fair and honest business behavior. For more advice on finding companies and businesses, start your search with trust at www.bbb.org.

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MasterCard Names Ajay Bhalla, President of DataCash

May 17, 2011 08:00 AM Eastern Daylight Time 

PURCHASE, N.Y.--(BUSINESS WIRE)--MasterCard Worldwide today announced that Ajay Bhalla has been appointed president of DataCash, responsible for all of MasterCard’s Commerce Gateway Services. Last year, MasterCard acquired DataCash, a European payment service provider.

In his new role, Bhalla will provide leadership and management for MasterCard’s global end-to-end Gateway processing solutions organizations – DataCash and MIGs – as well as the associated DataCash Fraud Tool and Risk Management services. He will be responsible for the profitability of the business, the operations and ongoing business integration, as well as developing the long-term vision, strategies and marketing plans that support global market expansion through new channels and service offerings.

Bhalla has more than 20 years experience in the financial services industry. He joined MasterCard in 1992 and most recently served as division president for South East and South Asia (SESA). While leading SESA, he introduced a number of new technologies, including PayPass, and also helped to develop the MasterCard Titanium card, which has since been launched globally for the affluent market. Bhalla also launched successful partnerships with non-financial institutions, such as one that enabled MasterCard cardholders to use PayPass on Singapore’s public transportation network. Lastly he was instrumental in developing a payment solution for ‘Aadharr’, a 12-digit Unique Identification Number (UID) which captures basic demographic and biometric information of Indian citizens significantly increasing MasterCard’s contribution to financial inclusion across India.

Prior to joining MasterCard, Bhalla held positions at HSBC and Xerox.

About MasterCard Worldwide

As a leading global payments company, MasterCard Worldwide prides itself on being at the heart of commerce, helping to make life easier and more efficient for everyone, everywhere. MasterCard serves as a franchisor, processor and advisor to the payments industry, and makes commerce happen by providing a critical economic link among financial institutions, governments, businesses, merchants, and cardholders worldwide. In 2010, $2.7 trillion in gross dollar volume was generated on its products by consumers around the world. Powered by the MasterCard Worldwide Network – the fastest payment processing network in the world – MasterCard processes over 23 billion transactions each year and has the capacity to handle 160 million transactions per hour, with an average network response time of 130 milliseconds and with 99.99 percent reliability. MasterCard advances global commerce through its family of brands, including MasterCard®, Maestro®, and Cirrus®; its suite of core products such as credit, debit, and prepaid; and its innovative platforms and functionalities, such as MasterCard PayPass™ and MasterCard inControl®. MasterCard serves consumers, governments, and businesses in more than 210 countries and territories. For more information, please visit us at www.mastercard.com. Follow us on Twitter: @mastercardnews.

Contacts

MasterCard Worldwide
Media Relations:
Joanne Trout, 914-249-6644
joanne_trout@mastercard.com
or
Investor Relations:
Barbara Gasper, 914-249-4565
investor_relations@mastercard.com

GSMA Announces Speakers for Mobile Money Summit 2011 in Singapore

Industry executives highlight the rising power of mobile money

LONDON, May 16, 2011 /PRNewswire/ -- The GSMA today announced speakers for the GSMA Mobile Money Summit 2011, which will be held 27-30 June at the Marina Bay Sands Hotel in Singapore. The agenda features thought-leading conference sessions addressing a range of areas across NFC, mobile money transfer and mobile money services for developing countries. The conference programme includes topics such as 'NFC Takes Centre Stage'; 'Untapped Markets and Opportunities for Mobile Money'; 'A Look at Emerging Asia'; 'Innovation in mPayments' and 'Customer Analytics and Behaviour' and comprises presentations and stimulating speeches from exceptional mobile money industry leaders including:

• Anthony Belpaire, Vice President, Mobile Wallet, Alcatel-Lucent
• Irianto Kusumadjaja, Director, Information Technology and Operations, Bank Andara
• Tomasz J. Smilowicz, Global Head of Mobile Solutions, Citi
• Tomas Korseman, Head, Business Development and Strategy, Money Services, Ericsson
• Elio Vitucci, Managing Director, Experian MicroAnalytics
• Paolo J. Baltao, President, G-Exchange, Inc.
• Ernest Cu, President and CEO, Globe Telecom
• Delwar Hossain Azad, Head, Financial Services, Grameenphone
• Jeremy Leach, Group Business Development, Hollard
• Alberto J. Jimenez, Mobile Payments Leader, IBM Corporation
• Peter van Leeuwen, Strategy and Business Development Manager, KPN
• Claire Featherstone, Head of M-Commerce, Maxis
• Jan Volzke, Director, Mobile Product Management, McAfee, Inc.
• Diep Nguyen, CEO, M Service
• Prateek Shrivastava, Managing Director , Africa Monitise Group plc
• Thierry Barba, Director, Ecosystem Development, Orange
• Amol Patel, Head of Emerging Markets, PayPal Mobile
• Zahir Khoja, Executive Director of Mobile Money, Roshan
• Betty Mwangi, Chief Officer, New Products, Safaricom
• Jojo Malolos, Group Head, Financial Services, SMART Communications
• Pablo Montesano, Director, New Business Development, Telefonica S.A.
• Arif Abdul Qayyum, Director, Financial Services, Telenor Pakistan
• Vincent Kadar, CEO, Telepin Software
• Mohammad Khan, President and Founder, ViVOtech, Inc
• Lee-Anne Pitcaithly, Acting CEO, WING

The Mobile Money Summit will feature two days of exhibition showcase and conference sessions, augmented by two days of invitation-only industry meetings designed to create dialogue around the opportunities and progress for the broad mobile money ecosystem. The GSMA will utilise its central role in the mobile industry to provide a unique opportunity for delegates and exhibitors from both industries and their wider ecosystems to interact and share experiences in a world-class environment.

"The Mobile Money ecosystem continues to expand at an extraordinary speed, and has led to increased access to financial services as well as the creation of new financial instruments around the world to the benefit of millions," said Neil Daly, Director, Mobile Money, GSMA. "The Mobile Money Summit provides an important forum for discussion, networking and showcasing the latest developments and solutions in this rapidly evolving and dynamic marketplace."

The hugely popular complimentary 'Mobile Money Accelerator Classes' which were introduced at the Mobile Money Summit 2010 in Rio, will be held each morning before the main conference sessions with content tailored to that day's conference topics. OnMonday June 27, Bankable Frontier Associates will again be hosting the 'Executive Regulatory Training for Mobile Operators' event, a one-day, invitation-only workshop, which explores the link between regulation and strategy and explains the most important regulatory concepts of mobile money. On the last day of the event, the GSMA's exclusive Leadership Forum will bring together a large number of decision makers from mobile operators and central banks to discuss how to promote dialogue between financial regulators and the operator community.

Visa is the Platinum Event Sponsor for the Mobile Money Summit exhibition showcase and conference programme. For more information on the Mobile Money Summit, including details on how to attend, exhibit or sponsor, please visitwww.mobilemoneysummit.com.

About the GSMA

The GSMA represents the interests of mobile operators worldwide. Spanning 219 countries, the GSMA unites nearly 800 of the world's mobile operators, as well as more than 200 companies in the broader mobile ecosystem, including handset makers, software companies, equipment providers, Internet companies, and media and entertainment organisations. The GSMA also produces industry-leading events such as the Mobile World Congress and Mobile Asia Congress.  

For more information, please visit Mobile World Live, the online portal for the mobile communications industry, atwww.mobileworldlive.com or the GSMA corporate website at http://www.gsmworld.com.

Editor's Note

• Over one billion customers have access to a mobile phone but no access to formal financial services
• There are over 90 live mobile money deployments around the works, 27 of which are in South Asia
• Over 80 per cent of these deployments are in developing markets
• Research has shown that mobile money products and services create significant revenue benefits, not just from transactions, but also cost savings from airtime sales along with churn reduction and a rise in ARPU. Mobile money generates profit.

SOURCE GSMA

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Reportlinker Adds NFC Retail Marketing & Mobile Payments Markets, Forecasts & Strategies 2011-2016

NEW YORK, May 17, 2011 /PRNewswire/ -- Reportlinker.com announces that a new market research report is available in its catalogue:

NFC Retail Marketing & Mobile Payments Markets, Forecasts & Strategies 2011-2016

• Expert Evaluation of NFC Retail & Payments
• NFC ARPU Opportunities Analysed
• Three Extensive Forecast Chapters

This board level evaluation of the rapidly developing NFC market delivers the most extensive appraisal of the industry to date. Across three detailed forecast chapters this report provides a strategic blueprint for companies and market planning professionals aiming to maximise on the growing opportunities within NFC retail marketing and NFC mobile payments.

Three Forecast Chapters: Forecast chapter one projects data for NFC mobile payments including the average number of NFC transactions per handset as well as the number of transactions and transaction value, with all data broken down into NFC ticketing and NFC retail payments. The second forecast chapter projects the market for NFC retail marketing, forecasting the number of NFC Coupons and Smart posters downloaded as well as the total fee value. The third forecast chapter forecasts the ARPU opportunity for NFC Ticketing, Retail payments, Mobile Coupons and Smart posters.

Breadth & Depth of Analysis: From tracking key market developments over the past 12 months this report covers 18 significant industry announcements, assessing the relative prospects for NFC and evaluating eight key regions. The report concludes with vendor briefs of 14 players in the market with Juniper's view of their strengths and strategic development opportunities.

Key questions the report answers:

1. How many active NFC users will there be in 2016?

2. Which region will show the most growth over the forecast period?

3. What are the ARPU opportunities associated with NFC?

4. How will transaction volumes change over the next five years?

5. Which will be the leading regions for NFC coupons and smart posters?

6. How many NFC mobile tickets will be purchased over the next five years?

Executive Summary

ES.1 Introduction

ES.2 Primary Research Programme

ES.3 NFC Market Developments

ES.4 NFC Drivers & Constraints

Figure ES.1: NFC Drivers and Constraints

ES.5 NFC's Pivotal Role in Shopping

Figure ES.2: The Mobile Device in the Retail Customer Journey

ES.6 NFC Device Market Projections

Figure ES.3: NFC Handsets & Interim Solutions in Use (m) Split by 8 Key Regions 2011-2016

ES.7 NFC Ticketing and Retail Payments Transaction Value

Figure ES.4: Total NFC Ticketing and Retail Payments Transaction Value ($m) p.a. Split by 8 Key Regions 2011-2016

ES.8 Headline Conclusion: NFC ARPU Opportunity

Figure ES.5: NFC Incremental ARPU Opportunity ($) Split by Coupons, Smart Posters, Ticketing, Retail Payments 2011-2016

Recommendations

1. Mobile Commerce: Definition and Segments

1.1 Introduction

Figure 1.1: Verizon Wireless Network Challenges

1.2 NFC's Pivotal Role in Shopping

Figure 1.2: The Mobile Device in the Retail Customer Journey

1.3 Mobile Commerce Market Segments

Figure 1.3: Mobile Commerce Market Segmentation

1.4 Mobile Payment Segments

1.4.1 Digital & Physical Goods (Remote Payment)

1.4.2 Contactless NFC (POS or Proximity Payment)

1.4.3 Mobile Money Person to Person Transfer (Remote Payment)

2. NFC & FeliCa Technology

2.1 Introduction

2.2. Near Field Communication (NFC)

2.2.1 Technology

Figure 2.1: Typical NFC Implementation

2.2.2 NFC Forum Interview

Figure 2.2: NFC in the Automotive Industry

Figure 2.3: Oyster Card Using MIFARE Technology

Figure 2.4: Uses of NFC

Figure 2.5: N Mark Logo

2.2.3 Security

2.2.4 NFC in the Device

i. Embedded

ii. SIM

2.2.5 Interim NFC Form Factor Solutions

Figure 2.6: Integration Phase Comparison - NFC and Mobile Broadband

i. NFC Stickers

Figure 2.7: Twinlinx My-Max NFC Sticker

ii. NFC SD Card

Figure 2.8: Giesecke & Devrient NFC SD Card

Figure 2.9: DeviceFidelity In2Pay microSD NFC Solution

iii. NFC Case or Sleeve for Smartphones

Figure 2.10: NFC Case for iPhone

iv. SIM Card Adaptations

v. NFC POS Merchant Payment Device Adaptations

Figure 2.11: VeriFone PAYware Mobile Enterprise

2.3 FeliCa

2.3.1 Introduction

2.3.2 Standards & Specification

Figure 2.12: Sony FeliCa IC Card and Reader/Writer

2.3.3 Security

Figure 2.13: Sony FeliCa Security Features

Figure 2.14: FeliCa Networks Platform Management

2.3.4 Uses

Figure 2.15: Uses of FeliCa

2.3.5 Future FeliCa Roadmap

Figure 2.16: FeliCa to Global Mobile NFC Roadmap

3. NFC & FeliCa Drivers and Constraint

3.1 Summary

Figure 3.1: NFC Drivers and Constraints

3.2 NFC Drivers

3.2.1. Customer Response

3.2.2 Transaction Efficiency & Growth

3.2.3 Infrastructure Availability

3.2.4 MNO Plans and Successes

3.2.5 Future Enhancements

3.2.6 Widespread NFC Applications

3.2.7 Queue Busting

3.2.8 One to One Marketing

3.2.9 Smartphone Growth

3.3 Constraints

3.3.1 Device Availability

3.3.2 Business Model

Figure 3.2: NFC Ecosystem Top Level View

3.3.3 Service Complexity and Management

Figure 3.3: NFC Ecosystem Detailed View

3.3.4. Ecosystem Incentivisation

3.3.5 POS Acceptance

3.3.6 POS Reader Capability

3.3.7 User Support

3.3.8 Regulatory Hurdles

4. NFC Market Developments

4.1 Introduction

4.2 Mobile Operators

4.2.1 GSMA

4.2.2 ISIS (USA)

4.2.3 France Telecom Orange

i. Orange Strategy

ii. Cityzi Pilot

Figure 4.1: Cityzi Mobile Ticketing

4.2.4 Telefonica, Visa & La Caixa (Spain)

Figure 4.2: Sitges Mobile Shopping

4.2.5 Osaifu-keitai (Japan)

i. FeliCa Services

Figure 4.3: Osaifu-Keitai Service Concept

ii. NTT DOCOMO and KT

4.2.6 MasterCard, Gemalto, Garanti Bank and Avea (Turkey)

4.2.7 Orange, Telefonica and Vodafone

4.2.8 Deutsche Telekom (Germany)

4.3 Handset Vendors

4.3.1 Google

4.3.2 RIM

4.3.3 Samsung

Figure 4.4: Samsung Galaxy SII

4.3.4 Further Vendors

4.4 POS Vendors

4.4.1 Ingenico

Figure 4.5: Ingenico Tellium Pass Plus NFC POS Terminal

4.4.2 VeriFone

Figure 4.6: VeriFone VX Evolution POS Device

4.5 Banks & Financial Institutions

4.5.1 Bank of America

Figure 4.7: Bank of America NFC BlackBerry

4.5.2 Barclaycard & Orange (UK)

4.5.3 Visa Europe & Wireless Dynamics

Figure 4.8: Wireless Dynamics iCarte Accessory for iPhones

4.6 Retailers & Merchants

4.6.1 McDonald‟s

4.6.2 ATM & Telecom Italia (Italy)

4.7 Regional Prospects

Figure 4.9: Market Development Prospects 2011-2012 for 8 Key Regions

5. NFC Market Forecasts: Ticketing and Payments

5.1 Introduction

5.1.1 NFC Payments

5.1.2 New NFC Retail Marketing Opportunities

5.2 Methodology

5.2.1 Approach and Assumptions

Figure 5.1: NFC Market Forecast Methodology

5.2.2 Main Changes Since Previous Forecast

5.3 Mobile Handset Forecast

Figure 5.2: Mobile Handset Base (m) Split by 8 Key Regions 2011 - 2016

Table 5.1: Mobile Handset Base (m) Split by 8 Key Regions 2011-2016

5.4 NFC Smartphones Forecast

Table 5.2: NFC Commercial Launches by Country 2011-2012

Figure 5.3: NFC Smartphones (% of Total Handsets) Split by 8 Key Regions 2011-2016

Table 5.3: NFC Smartphones (% of Total Handsets) Split by 8 Key Regions 2011-2016

Figure 5.4: NFC Smartphones (m) Split by 8 Key Regions 2011-2016

Table 5.4: NFC Smartphones (m) Split by 8 Key Regions 2011-2016

5.5 NFC Featurephones & Low Cost Handsets Forecast

Figure 5.5: NFC Featurephones & Low Cost Handsets (m) Split by 8 Key Regions 2011-2016

Table 5.5: NFC Featurephones & Low Cost Handsets (m) Split by 8 Key Regions 2011-2016

5.6 Total Native NFC Handsets

Figure 5.6: Total NFC Handsets (m) Split by 8 Key Regions 2011-2016

Table 5.5: NFC Featurephones & Low Cost Handsets (m) Split by 8 Key Regions 2011-2016

Figure 5.6: Total NFC Handsets (%) Split by 8 Key Regions 2011-2016

Table 5.6: NFC Handsets (%) Split by 8 Key Regions 2011-2016

5.7 Interim NFC Solutions Forecast

Figure 5.7: Total Number of Mobile Handsets (m) With Interim NFC Capability Split by 8 Key Regions 2011-2016

Table 5.7: Total Number of Mobile Handsets (m) With Interim NFC Capability Split by 8 Key Regions 2011-2016

5.8 NFC Native Handsets& Interim Solutions

Figure 5.8: Global Comparison: NFC Handsets vs. Interim Solutions (m) 2011-2016

Table 5.8 Global Comparison: NFC Handsets vs. Interim Solutions (m) 2011-2016

5.9 NFC Enabled Devices in Use

Figure 5.9: Percentage of Native NFC Handsets in Use Split by 8 Key Regions 2011-2016

Table 5.9: Percentage of Native NFC Handsets in Use Split by 8 Key Regions 2011-2016

Figure 5.10: Native NFC Handsets in Use (m) Split by 8 Key Regions 2011-2016

Table 5.10: Native NFC Handsets in Use (m) Split by 8 Key Regions 2011-2016

Figure 5.11: NFC Handsets in Use as % of All Mobile Handsets Split by 8 Key Regions 2011-2016 78

Table 5.11: NFC Handsets in Use as % of All Mobile Handsets Split by 8 Key Regions 2011-2016

Figure 5.12: NFC Handsets & Interim Solutions in Use (m) Split by 8 Key Regions 2011-2016

Table 5.12: NFC Handsets & Interim Solutions in Use (m) Split by 8 Key Regions 2011-2016

5.10 NFC Mobile Ticketing Transactions Traffic

5.10.1 Average Number of NFC Ticketing Transactions

Figure 5.13: Average Number of NFC Ticketing Transactions per User p.a. Split by 8 Key Regions 2011-2016

Table 5.13: Average Number of NFC Ticketing Transactions per User p.a. Split by 8 Key Regions 2011-2016

5.10.2 Total Number of NFC Ticketing Transactions

Figure 5.14: Total Number of NFC Ticketing Transactions (m) p.a. Split by 8 Key Regions 2011- 2016

Table 5.14: Total Number of NFC Ticketing Transactions (m) p.a. Split by 8 Key Regions 2011- 2016

5.11 NFC Ticketing Transaction Value

Figure 5.15: Average Value of NFC Ticket Transactions ($) Split by 8 Key Regions 2011-2016

Table 5.15: Average Value of NFC Ticket Transactions ($) Split by 8 Key Regions 2011-2016

Figure 5.16: Total Value of NFC Ticketing Transactions ($m) Split by 8 Key Regions 2011-2016

Table 5.16: Total Value of NFC Ticketing Transactions ($m) Split by 8 Key Regions 2011-2016

5.12 NFC Retail Payments Transaction Traffic

5.12.1 Average Number of NFC Retail Payments Transactions

Figure 5.17: Average Number of NFC Retail Payments Transactions per User p.a. Split by 8 Key Regions 2011-2016

Table 5.17: Average Number of NFC Retail Payments Transactions per User p.a. Split by 8 Key Regions 2011-2016

5.12.2 Total Number of NFC Retail Payments Transactions

Figure 5.18: Total Number of NFC Retail Payments Transactions (m) p.a. Split by 8 Key Regions 2011-2016

Table 5.18: Total Number of NFC Retail Payments Transactions (m) p.a. Split by 8 Key Regions 2011-2016

5.13 NFC Retail Payments Transaction Value

Figure 5.19: Average Value of NFC Retail Payments Transactions ($) Split by 8 Key Regions 2011- 2016

Table 5.19: Average Value of NFC Retail Payments Transactions ($) Split by 8 Key Regions 2011-2016

Figure 5.20: Total Value of NFC Retail Payments Transactions ($m) Split by 8 Key Regions 2011- 2016

Table 5.20: Total Value of NFC Retail Payments Transactions ($m) Split by 8 Key Regions 2011-2016

5.14 NFC Total Ticketing and Retail Transaction Traffic

Figure 5.21: Total Number of NFC Ticketing and Retail Payments Transactions (m) p.a. Split by 8 Key Regions 2011-2016

Table 5.21: Total Number of NFC Ticketing and Retail Payments Transactions (m) p.a. Split by 8 Key Regions 2011-2016

5.15 NFC Total Ticketing and Retail Payments Transaction Value

Figure 5.22: Total NFC Ticketing and Retail Payments Transaction Value ($m) p.a. Split by 8 Key Regions 2011-2016

Table 5.22: Total NFC Ticketing and Retail Payments Transaction Value ($m) p.a. Split by 8 Key Regions 2011-2016

6. NFC Retail Marketing Forecasts: Coupons & Smart Posters

6.1 NFC as a Retail Device

Figure 6.1: NFC Mobile Coupon

Figure 6.2: Suipo Smart Poster

6.2 NFC Mobile Coupons Download Traffic

Figure 6.3: Total Number of NFC Mobile Coupons Downloaded (m) Split by 8 Key Regions 2011- 2016

Table 6.1: Total Number of NFC Mobile Coupons Downloaded (m) Split by 8 Key Regions 2011-2016

6.3 NFC Mobile Coupons Total Fee Value

Figure 6.4: NFC Mobile Coupons Total Fee Value ($m) p.a. Split by 8 Key Regions 2011-2016

Table 6.2: NFC Mobile Coupons Total Fee Value ($m) p.a. Split by 8 Key Regions 2011-2016

6.4 NFC Smart Poster Download Traffic

Figure 6.5: Total Number of NFC Smart Poster Downloads (m) Split by 8 Key Regions 2011-201698

Table 6.3: Total Number of NFC Smart Poster Downloads (m) Split by 8 Key Regions 2011- 2016

6.5 NFC Smart Posters Total Fee Value

Figure 6.6: NFC Smart Posters Total Fee Value ($m) p.a. Split by 8 Key Regions 2011-2016

Table 6.4: NFC Smart Posters Total Fee Value ($m) p.a. Split by 8 Key Regions 2011-2016

7. NFC ARPU Opportunity

7.1.1 NFC Mobile Ticketing Interchange Fee ARPU

Table 7.1: NFC Ticketing Transaction Interchange Fee ARPU ($) Split by 8 Key Regions 2011- 2016

Figure 7.1: NFC Ticketing Transaction Interchange Fee ARPU ($) Split by 8 Key Regions 2011- 2016

7.1.2 NFC Retail Payment Interchange Fee ARPU

Figure 7.2: NFC Retail Payment Transaction Interchange Fee ARPU ($) Split by 8 Key Regions 2011-2016

Table 7.2: NFC Retail Payment Transaction Interchange Fee ARPU ($) Split by 8 Key Regions 2011-2016

7.2 NFC Retail Marketing

7.2.1 NFC Mobile Coupon Fee ARPU Opportunity

Figure 7.3: NFC Mobile Coupons Fee ARPU ($) Split by 8 Key Regions 2011-2016

Table 7.3: NFC Mobile Coupons Fee ARPU ($) Split by 8 Key Regions 2011-2016

7.2.2 NFC Smart Posters Fee ARPU Opportunity

Figure 7.4: NFC Smart Posters Fee ARPU ($) Split by 8 Key Regions 2011-2016

Table 7.4: NFC Smart Posters Fee ARPU ($) Split by 8 Key Regions 2011-2016

7.3 NFC ARPU Opportunity Comparison

Figure 7.5: NFC Incremental ARPU Opportunity ($) Split by Coupons, Smart Posters, Ticketing, Retail Payments 2011-2016

Table 7.5: NFC Incremental ARPU Opportunity ($) Split by Coupons, Smart Posters, Ticketing, Retail Payments 2011-2016

8. Appraisals of Selected Vendors

8.1 Introduction

8.2 Broadcom

Figure 8.1: Topaz Tags

8.3 Fundamo

8.4 Gemalto

8.5 Giesecke & Devrient

8.6 More Magic

8.7 Nokia

Figure 8.2: Nokia 2010 Device Volumes by Region (millions)

8.8 NXP

8.9 Oberthur Technologies

8.10 Proxama

8.11 Research in Motion (RIM)

8.12 Samsung

8.13 Think&Go NFC

8.14 VeriFone

8.15 ViVOtech

To order this report:

Wireless Technology Industry: NFC Retail Marketing & Mobile Payments Markets, Forecasts & Strategies 2011-2016

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