Wednesday, March 23, 2011

Verifone Squares Off

Here's and interesting ad placed by Verifone via Google Adsense.  
Obviously they are claiming that their solution is better... (runs circles around square), and they invite Square users to trade in their card reader and get a "SECURE" one free.  
Interesting.   Want a secure card reader WITH a PIN Pad?  One that's been PCI approved by Visa/MasterCard/Amex/Discover and JCB?  


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Alarming News About Chip and PIN (Being Broken Again)

Here's why I say again...
Chip and PIN is Broken say Researchers
(from Finextra at 22-3-2011)
In a presentation at the CanSecWest security conference earlier this month, the researchers from InversePath declared that chip and PIN is "definitely broken" and skimming will become "extremely appealing" to fraudsters.  
The group built a prototype skimming device which it says can be easily installed at any POS terminals or ATMs, is virtually impossible to spot and uses the machines to power itself. EMV cards talk to payment terminals via application protocol data unit (APDU) messages for reading records and issuing commands. InversePath says skimmers can intercept and read every part of the terminal-ICC exchange.  Crooks can then download the data with a special card recognised by the skimmer and use it to perform online transactions that do not require users to give the CVV numbers on the back of their cards.
Download the document from Finextra now2 mb (PDF File)

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Discover Reports Q1 Net Income of $465m

Discover Financial Services Reports Record First Quarter Net Income of $465 Million or $0.84 Per Diluted Share

Increases the Quarterly Dividend to $0.06 Per Share
RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) today reported net income for the first quarter of 2011 of $465 million, as compared to a net loss of $104 million for the first quarter of 2010.
“Our results this quarter represented record earnings for any first quarter in Discover's history, driven by on-going improvements in credit performance and accelerating growth in Discover card sales as well as third party payments volumes”
First Quarter Highlights
  • Discover card sales volume was $24 billion in the quarter, an increase of 7% from the prior year.
  • The company acquired The Student Loan Corporation, adding student loans with a fair value of $3.1 billion to its private student loan portfolio. Total loans grew 3% year over year, including the student loan acquisition.
  • Credit quality continued to improve as the credit card net charge-off rate declined sequentially 99 basis points to 5.96%, and credit card loans over 30 days delinquent declined 47 basis points to 3.59%.
  • Payment Services had record pretax income of $43 million, up 16% from the prior year. Transaction volume for the segment was $43 billion in the quarter, an increase of 21% from the prior year.
  • The company declared a first quarter dividend of $0.06 per share, representing a restoration of the dividend to the pre-financial crisis level.
"Our results this quarter represented record earnings for any first quarter in Discover's history, driven by on-going improvements in credit performance and accelerating growth in Discover card sales as well as third party payments volumes," said David Nelms, chairman and chief executive officer of Discover. “I am optimistic that our additional student loan capabilities, additional marketing investments and the gradually improving economy will further contribute to profitable loan growth in the future."
Segment Results:
Direct Banking
Direct Banking pretax income of $677 million in the first quarter of 2011 was an $885 million improvement from the first quarter of 2010. Pretax income included $30 million related to The Student Loan Corporation.
Total loans ended the quarter at $51.7 billion, up 3% compared to the prior year, reflecting the acquisition of $3.1 billion in private student loans partially offset by a decline in credit card loans. Credit card loans ended the quarter at $44.3 billion, a 3% decline from the prior year, driven by an increase in the payment rate partially offset by a 7% year over year increase in Discover card sales volume.
Net interest margin increased 21 basis points from the prior year to 9.22%, principally due to a decrease in funding related costs, which resulted in a $25 million increase in net interest income. Net interest income increased $46 million from the prior quarter, primarily driven by an increase in total loan balances related to the student loan acquisition.
The delinquency rate for credit card loans over 30 days past due declined to 3.59%, an improvement of 180 basis points from the prior year, and 47 basis points from the prior quarter. The credit card net charge-off rate decreased to 5.96% for the first quarter of 2011, down 304 basis points from the prior year and 99 basis points from the prior quarter.
Provision for loan losses of $418 million decreased $969 million from the prior year, driven by lower charge-offs and a reduction in the allowance for loan losses. Improvement in the outlook for credit performance over the next 12 months led to a reduction in the loan loss reserve rate, which resulted in a reserve release of $271 million in the first quarter of 2011 versus a reserve build of $305 million in the first quarter of 2010.
Other income increased $6 million, or 1%, from the prior year. The increase reflects a purchase gain of $16 million and transition services revenue related to the acquisition of The Student Loan Corporation. This was partially offset by a decline in late fees and the discontinuance of overlimit fees beginning in February 2010.
Expenses were up $115 million, or 26%, from the prior year, reflecting increased marketing and advertising spending, higher compensation expense and costs related to The Student Loan Corporation acquisition. The first quarter of 2010 included a $23 million benefit related to a dispute settlement.
Payment Services
Payment Services pretax income of $43 million in the quarter was up $6 million, or 16%, from the prior year driven principally by an $11 million increase in revenues.
Payment Services dollar volume was a record $43.2 billion for the first quarter, up 21% from the prior year, driven by higher PULSE, Diners Club International and third-party issuer volume. The number of transactions on the PULSE network increased 29%.
Effective Tax Rate
The company's effective tax rate declined to 35.4%, reflecting the resolution of a number of state tax matters.
The company’s board declared a cash dividend of $0.06 per share of common stock, payable on April 21, 2011, to stockholders of record at the close of business on April 7, 2011.
Conference Call and Webcast Information
The company will host a conference call to discuss its first quarter results on Tuesday, March 22, 2011, at 4:00 p.m. Central time. Interested parties can listen to the conference call via a live audio webcast at
About Discover
Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers personal and student loans, online savings accounts, certificates of deposit and money market accounts through its Discover Bank subsidiary. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. For more information, visit

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Mobile Tag Group Announces $8.2 Million in Financing Along With Commercial Agreements Signaling its Leadership in the Emerging Mobile Barcode and NFC Tagging Space

ATLANTAMarch 23, 2011 /PRNewswire/ -- Mobile Tag, the leader in 1D and 2D mobile barcode and NFC-based marketing solutions, announced the successful closing of its Series B financing totalling approximately $8.2M. "We are convinced that this fundraising operation will affirm Mobile Tag's position as a leader and increase both its commercial and technical influence," concluded Domenico Surace, Founder and CEO Mobile Tag Group.
Mobile Tag, Inc., the Atlanta-based wholly owned US subsidiary of Mobile Tag Group, has entered into a definitive contract to partner with America's largest Wireless Carrier to make the use of Mobile Barcodes and NFC tagging as pervasive as text messaging. Mobiles equipped with team's high-performance readers, either pre-loaded out of the box or downloaded through app stores, will enable immediate interaction between brands and their consumers directly from traditional advertising, by-passing search engines and the competitive messages they display in the search results. This all happens immediately without the consumer waiting to get to a PC. This enables a one to one dialog between the consumer and advertiser immediately from the ad. As the largest provider of mobile devices to consumers, the partnership is uniquely positioned to provide this service to its millions of Consumers and Business Customers along with its partner Mobile Tag. Successful trials have already been conducted with key business customers.
Mobile Tag, Inc.'s CEO William Hoffman believes, "Our partner has a unique position giving it a clear advantage to help Brands connect to consumers in an easy and intuitive way. In my opinion, the partnership has "cracked the code" on how to connect businesses of all sizes DIRECTLY with consumers of all ages and tastes, using commonplace technology like barcodes or advanced technology like NFC tags combined with your ever-present cell phone".
To aid Mobile Tag's global growth strategy, $8.2 million of additional financing was obtained from existing investors XAnge Private Equity, Alven Capital, IDF Capital and new investment from Skandinaviska Enskilda Banken Venture Capital (SEB Venture Capital) who joined the Board of the Parent.
There is excellent potential for growth in mobile marketing - key advertisers are present in this buoyant market. Mobile Tag's solutions are adapted to businesses of all sizes, from top advertisers to independent retailers.
"We're delighted to make this investment in Mobile Tag and believe MobileTag's technology and above all, its management platform, will be very attractive for operators, advertisers and direct marketers. We're looking forward to helping this company achieve its international aspirations." Frank Kelcz, SEB's appointed board-member for MobileTag
"Since its inception, Mobile Tag, has innovated in the emerging field of Mobile marketing services. We look forward to seeing Mobile Tag's evolution as it continues to develop new ways for brands, retailers and consumers to interact using mobile technology," addsNicolas Rose, Partner at XAnge Private Equity.
Nicolas Celier, Partner at Alven Capital, states that: "In 2008 we had already backed this innovative concept. Given Mobile Tag's results and its development of Flashcodes, we had no hesitation in renewing our commitment".
About SEB Venture Capital
SEB Venture Capital was established in 1995 and is part of the SEB Group. With a multistage evergreen fund of approximately 240 million Euros, the fund has currently 37 investments in the technology and healthcare sectors, and has achieved 45 exits since inception. SEB is a North European financial group serving some 400,000 corporate customers and institutions and five million private individuals.
Read more about SEB at
About Alven Capital
Alven Capital is a venture capital fund, managing EUR 150M, mostly for institutional investors. Alven Capital invests in high growth companies in the media, services, and information technology sectors. Alven Capital has already invested in 40 European companies, including Qosmos, E-Blink, Bi-Sam, Prowebce,,, Aquarelle, Liligo, Wanimo, Splendia,, Webhelp, Newsweb, Companeo, Metaboli, etc.
About XAnge Private Equity
Backed by leading European corporates and financial institutions, XAnge is a unique private equity firm, subsidiary of La Banque Postale, one of the largest retail banks in France and fully owned by La Poste. As of today, XAnge has 340 million in assets under management. With an international team of seasoned professionals based in Paris and Munich, XAnge actively supports leading venture and growth companies in Europe, with a strong focus on technology.
About Mobile Tag
Mobile Tag is the market leader in marketing solutions for 2D, 1D and NFC. In 2006, the company launched mobiletag, an embedded software application that allows phones to read 2D barcodes, otherwise known as tags, simply by using the phone's camera. Mobile Tag developed the software to create quick access to external content.
For further information please visit:

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NFC: The Coming Mobile Payment Revolution?

The mobile payment revolution is coming. Within the next five years, there is a very good chance you will be paying for goods and services with your cell phone. The topic has gotten quite a bit of coverage as of late, of course, with several top manufacturers and banks talking up eWallet services. Google has included NFC support in its Nexus S smartphone and, more importantly, in Android 2.3; Research In Motion has committed to including the technology in its future smartphones; Samsung has included NFC in its wildly popular next-generation Galaxy S handset; and U.S. carriers are beginning to forge alliances to implement mobile payment systems.

Read more:

But Google, RIM, and mobile providers are all newcomers to the payment processing game — how do the traditional creditors feel about this revolution? BGR had a chance to sit down with MasterCard’s vice president of mobile solutions, James Anderson, and talk about what’s next for both creditors and consumers following what could shape up to be the death of plastic.

MasterCard is no stranger to touchless payments. The company has been utilizing the technology in one way or another with its PayPass system since early 2001. MasterCard is also a member of the Near Field Communications Forum — a group dedicated to standardizing the NFC protocol — and has been experimenting with the medium since early 2005. With a global payment network, the company wants to make sure it continues to go where technology is headed, and according to Anderson, all indications are pointing toward mobile devices.

“We’re excited to see companies like VeriFone recognize the importance of NFC,” said Anderson. VeriFone, which supplies point-of-sale terminals the world over, recently announced it would be including NFC hardware on all new POS terminals sold beginning later this year. “Adding NFC does not require a lot of up-charge,” said the VP, referring to the additional manufacturing and hardware costs that are typically passed on to vendors.

We asked Anderson about the payment landscape, and how the adoption of NFC could change the profitability model. Currently consumers, vendors, and the payment network in use all share the conveniences, profits, and burdens of standard credit card transactions. With NFC, two new players are being introduced into that same equation — the mobile carriers and phone manufacturers.

“We’re going to go wherever the consumers’ attention is, and right now it’s on mobile phones,” Anderson said. “We can not be stagnant; we’re going to embrace mobile.”

We then pressed the VP about external threats to the overall business. For example: what’s to prevent a company like Apple, that is already setup to take payments for pretty much anything with its App Store, from slapping NFC in the iPhone 5 and saying payments will be processed through the App Store? Users with an Apple ID can link their accounts to any major credit card they want, not just a MasterCard.

“The solution to mobile payments is really two pronged,” said Anderson. “Having a device that can make payments is only half of the equation. You need for that device’s payments to be accepted wherever you are.” Anderson went on to note that MasterCard has experience at implementing payments, via its worldwide network of vendors, on a global scale. “When you’re at home, it has to work. When you’re on vacation, it has to work there too.”

The VP also told us why his company feels it has an advantage. “The ‘go right’ is easy,” Anderson explained. “When a payment goes through smoothly, that’s the easy part. The ‘go wrong’ is hard. When someone charges something to your account that you did not authorize, that is hard.”

“We’re ready to deal with this,” he reiterates. “It’s what we do today.”

Anderson and MasterCard envisions a world where touchless payments are made with global interoperability, but there are also some perks to paying with a mobile device. “Couponing is one thing people always point to,” he explains.

The idea behind mobile coupons is fairly simple. Your phone knows where you are (thanks to GPS), what you have purchased (thanks to mobile payments), and how frequently you purchase certain things. For example: you’re in a local pharmacy looking to purchase a bottle of aspirin. Your phone knows that approximately every thirty days, you buy shampoo. It also knows that the shampoo you usually buy is on sale today at this pharmacy and it has been roughly 28-days since your last shampoo purchase. A coupon is delivered to your device.

But security is a huge factor as well, of course. With all of this sensitive information being transmitted in new ways, security is of the utmost importance. “This information is extremely sensitive,” says Anderson. “It must be treated with the respect it deserves when we get to that point.” It is in this area especially where the expertise and experience of seasoned companies like MasterCard could give them an upper hand — especially considering how important security is to consumers where mobile transactions are involved.

Mobile payment solutions that utilize NFC will be part of our reality in the very near future. Exactly what that reality will look like, we can’t exactly say. Will credit cards become as rare as $2 bills? Will paper money have the same utility as a penny? We don’t know what mobile payments are going to look like following mass adoption, but if James Anderson and his company have anything to say about it, the 
future will definitely involve a MasterCard logo.

Read more:

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Debit Fee Limit has Wells Fargo CEO Stumpf(d)

Wells Fargo & Co. (WFC) Chief Executive Officer John Stumpf said limits on fees charged to merchants for debit-card transactions “make no sense” and distort free- market economics. “What’s next?” Stumpf, 57, wrote in his annual letter to shareholders of the San Francisco-based bank. “Will the government require car dealers to sell a new vehicle for $5,000 or grocers a gallon of milk for 50 cents?”  Read More at Bloomberg

Litle & Co. Removes All Merchant Exposure to Card Data During Online Acceptance with Litle Vault PayPage

Integrated Simply into Existing Checkout Flow. No Interference with Branded-Checkout Experience.
Reduces PCI Scope for Any Business Accepting Electronic Retail or Recurring Payments

MRC 2011 e-Commerce Payments and Risk Conference
LAS VEGAS--(BUSINESS WIRE)--Litle & Co. today unveiled Litle Vault PayPage, a new front-end application on its award-winning card data tokenization platform that completely eliminates merchant exposure to card data during the online acceptance process. PayPage is available through Litle Vault—the company’s proprietary, platform-embedded Tokenization solution, which last month received a Stevie® Award for new product and service innovation.
 Litle & Co.“As pioneers in the online people search business, we have standardized on solutions that capably deliver and support secure payment processing solutions for the consumers that use our services”
PayPage enables merchants to safely store consumer card data without possessing it. This approach speeds up the checkout process and supports faster conversion that can increase sales. During the online order acceptance process, Litle Vault PayPage transmits card number information collected at the checkout page from a shopper’s web browser directly to the PayPage application server, which tokenizes the sensitive data. PayPage also can be utilized for tokenizing customers’ payment options in electronic wallets. Customers can add new card numbers or update existing ones in their accounts at anytime.
“As pioneers in the online people search business, we have standardized on solutions that capably deliver and support secure payment processing solutions for the consumers that use our services,” said Jerry Klein, CEO, HD Publishing, Inc. “In combination with the Litle VaultPayPage not only protects our customers’ information—reducing our liability and insurance costs—but also eliminates potential data breaches. In fact, PayPage’s versatility is already a centerpiece of our multi-million dollar call center in support of our online checking, telemarketing and soon, our Direct Response television (DRTV) initiatives. For us PayPage is not only a means to maintain consumer privacy, but also a methodology to securely and transparently increase multichannel customer conversions.”
Osman Perksoy, Principal Product Manager for Litle Vault PayPage, said: “Litle Vault PayPage empowers enduring and profitable consumer relationships for online businesses and ecommerce merchants by removing technology and data security obstacles that distract them from growing those relationships. Litle Vault PayPage helps merchants focus on revenue optimization and growth, while preserving all of the customer relationship reporting and analytics utility that the Litle payments platform provides.”
About Litle Vault and Litle Vault PayPage
Litle Vault eliminates the need for merchants to store consumer card data in their own databases—instead, the Litle Vault sends consumer card data to Litle’s secure data storage and replaces card numbers with Tokens that emulate the numerical sequence found in credit cards. This format-preserving approach also allows Tokens to be used in all everyday transaction-based processes as well as business and consumer intelligence efforts, e.g. CRM applications etc. Litle Vault helps reduce the scope and cost of PCI compliance for businesses, it mitigates card data compromise scenarios for businesses and their customers alike, and protects consumers with no action required on their part. Unlike card data, Tokens in the Litle Vault are useless to anyone other than the merchant registering them. Litle Vault PayPage completely eliminates merchant exposure to all card data during the online acceptance process by capturing consumer-submitted card information, tokenizing it and returning a unique PayPage ID to the shopper’s web browser.
About HD Publishing Group, Inc.
According to a recent PEW Internet study titled "Reputation Management and Social Media," 57% of adult internet users now use search engines to find information about themselves online and 46% of Internet users also search online to find information about people from their past, up from 36% in 2006. HD Publishing Group, Inc., a digital footprint company, is the pioneer in the online people search business. Since 1996 the company has provided services that are affordable, easy to use and accurate. HD Publishing Group offers the power of knowledge: find and reconnect with missing family or friends and research the backgrounds of others to provide a safe environment. The company is privately owned, contains no venture capital and owns a $3.5 million data center. The management is comprised of a group of seasoned entrepreneurs that have successful track records in direct to consumer marketing and very large scale transaction processing. The company is currently developing some exciting applications to leverage its resources in the mobile and social media space.
About Litle & Co.
Litle & Co. is the payment processing engine behind leading ecommerce and consumer-direct brands including,, Gilt Groupe, CSN Stores and Guthy-Renker. The authority in card-not-present payments, transaction processing and merchant services. Litle & Co. powers the payment processing engines for leading brands that sell directly to consumers through multichannel and Internet retail, online services, subscription-membership models and direct response marketing. Founded in 2001 Litle & Co.’s growth trajectory has been acknowledged by a No.1 Inc. 500 ranking (2006), a No.8 Entrepreneur Hot 100 ranking (2008) and a No.6 Boston Business Journal Pacesetters ranking (2010). The company’s customer-obsessed culture is committed to Voice of the Customer initiatives, including Net Promoter Score (NPS), and won the 2010 Stevie Award for eCommerce Customer Service and the 2011 Stevie® Award for product and service innovation for its tokenization solution Litle Vault. To learn more about Litle & Co. visit, or call 1-800-548-5326 (1-800-LITLECO) or 978-275-6500.
Litle Vault Assets:
More information on Tokenization through Litle & Co.
Litle Pay Page Assets:

Research and Markets: Australia - Mobile Communications - Prepaid Payment Market

DUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of the "Australia - Mobile Communications - Prepaid Payment Market" report to their offering.

The market is rapidly developing and the arrival of rechargeable magnetic cards is a major new development. The market in Australia is dominated by epay with the major banks and mobile operators commanding smaller shares. Significantly Australian mobile operators expect to further increase revenue earned from sales for prepaid mobile Internet access in 2010. Another growth market is the emerging prepaid electronic transport ticketing services.Prepaid telecommunications products make up a significant proportion of total telecommunication revenues. In 2010 the total revenue from electronic payment systems in Australia is estimated at around $3.8 billion.  Prepaid mobile voice services are the largest revenue segment, followed by calling-cards, prepaid mobile Internet access, music purchases and gift cards, as well as Premium SMS services.

U.S. Bank AccelaPay Mobile Banking Named Best in Category for Virtual or Mobile Prepaid Application at 2011 Paybefore Awards

MINNEAPOLIS--(BUSINESS WIRE)--The U.S. Bank AccelaPay mobile banking application has been honored as the “Best in Category for Virtual or Mobile Prepaid Application” at the 2011 Paybefore Awards. The Paybefore Awards recognize the best products and programs in the prepaid business. Paybefore, a leading publisher of information for the prepaid industry, organizes the annual awards, which are now in their fifth year.
“The honor of being recognized with a ‘Best in Category’ award from Paybefore demonstrates our leadership position as a mobile banking innovator”
“The honor of being recognized with a ‘Best in Category’ award from Paybefore demonstrates our leadership position as a mobile banking innovator,” said Kevin Morrison, U.S. Bank Retail Payment Solutions senior vice president and prepaid business manager. “Our AccelaPay mobile banking service is the first prepaid mobile banking solution to offer bill pay capabilities. It gives our customers a full suite of account services they can conveniently access anywhere and anytime. In addition to the AccelaPay mobile application, U.S. Bank is continuing its record of innovation by enhancing and expanding this application for all of its prepaid products.”
U.S. Bank was selected by a panel of five industry experts who served as judges for this year’s competition. In January, judges chose three (sometimes four) winners in 17 different categories. These winners then vied for “best in category” distinction at an awards ceremony March 7.
“Paybefore Awards were created to celebrate the innovators in our industry who are using prepaid to transform payments with ever-more efficient and accessible products,” said Loraine DeBonis, Paybefore editor-in-chief and chair of the judging panel.
The U.S. Bank AccelaPay® Visa is a reloadable prepaid card designed to replace costly paper checks for businesses with recurring cash disbursement activities, such as payroll, commissions, travel advances and insurance claim distributions. Cardholders can use the AccelaPay mobile banking application to check their balance, pay bills, receive account alerts and view mini-statements on-the-go. For details about U.S. Bank AccelaPay, visit
U.S. Bank is working in partnership with Monitise Americas, a leader in mobile money solutions, and FIS, a global payments technology provider, to use the most advanced financial management technology available to provide this service.
This is the fourth Paybefore award for U.S. Bank. Paybefore chose the U.S. Bank AccelaPay mobile banking application as a 2011 Paybefore Awards winner in January. In 2010, Paybefore selected the U.S. Bank ReliaCard® Visa® as the ‘Best Government-Funded Program’ and the U.S. Bank PayID Card, a multipurpose prepaid card that allows cardholders to access secure buildings, received an award in the Most Innovative Program category.
About Monitise Americas
Monitise Americas is a joint venture between FIS, one of the world's largest providers of banking and payments technology to financial institutions and businesses worldwide, and Monitise plc (LSE: MONI.L) a global leader in Mobile Money solutions. Monitise Americas provides mobile banking and payment services to North American financial institutions predicated on an "ecosystem" principle, which allows multiple mobile carriers and financial institutions to deliver services over a single platform. Current partners of Monitise Americas include FIS, NYCE, Everlink, Corporate Network eCom, and eCommLink. For more information on Monitise Americas and details of how to benefit from participating in its cross-America ecosystem, please
About FIS
FIS (NYSE: FIS) is one of the world’s largest global providers dedicated to banking and payments technologies. With a long history deeply rooted in the financial services sector, FIS serves more than 14,000 institutions in over 100 countries. Headquartered in Jacksonville, Fla., FIS employs more than 30,000 people worldwide and holds leadership positions in payment processing and banking solutions, providing software, services and outsourcing of the technology that drives financial institutions. FIS is a member of Standard & Poor’s 500® Index and consistently holds a leading ranking in the annual FinTech 100 list. For more information about FIS, visit
About Paybefore
Paybefore is the leading information provider to prepaid and stored value industry professionals, offering the latest news, commentary and analysis. Paybefore’s family of industry publications include:™, a searchable online news and information portal; Paybefore News™, daily news briefs delivered electronically; Paybefore News International™, a weekly compilation of prepaid news and events from outside the United States; Paybefore Update™, a downloadable e-newsletter delivered 20 times a year; Paybefore Legal™, a downloadable e-newsletter covering the legislative, regulatory and judicial developments in prepaid, as well as feature articles by leading attorneys in the field; Paybefore Magazine™, a biannual print publication featuring in-depth articles on the opportunities, challenges and trends in the global prepaid and stored value industry; and the only industry directory, Paybefore Buyer’s Guide™, available online and in print. Visit us at
About U.S. Bancorp
U.S. Bancorp (NYSE: USB), with $308 billion in assets as of Dec. 31, 2010, is the parent company of U.S. Bank, the fifth largest commercial bank in the United States. The company operates 3,069 banking offices in 25 states and 5,310 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at

NFC Mobile Weekly News March 23rd

Welcome to the first edition of the NFC Mobile Payment Weekly News.  

  1. What needs to happen before the iPhone gets NFC

    CNET (blog) - Josh Lowensohn - 4 hours ago
    As my colleague Elinor Mills pointed out in her story about NFC and mobile wallets last month, the GSMA, a trade association representing the Global System ...
    NFC: The Coming Mobile Payment Revolution?‎ - Fox Business
    Mobile NFC News Weekly – Week of March 21, 2011‎ - SYS-CON Media (press release) (blog)
    Contactless mobile payments coming, everyone wants a cut‎ - CANOE
    PCWorld TMC Net
    all 11 news articles »

  2. Nokia C7 'Astound' in US debut - all ready for touchless payment

    Register - Bill Ray - 2 hours ago
    ... got its American launch, exclusive to T-Mobile and branded the "Astound", but it also got functioningNFC software – unlike its European incarnation. ...
    Nokia Astound coming to T-Mobile April 6 for $79.99‎ - CNET (blog)
    Report: Nokia, T-Mobile USA team up for Symbian-based C7‎ - FierceWireless
    all 113 news articles »  ETR:DTE

  3. Apple iPhone 5 To Get NFC Chip Says NY Times

    ITProPortal - Desire Athow - 2 hours ago
    The NYtimes report clashes with that of the Independent who claimed last week that mobile phone operators across the UK had been told by Apple that NFC ...
    IPhone 5 said to be in 'trial production,' rumored to include NFC‎ -
    The Technology Behind Making Mobile Payments a Reality‎ - New York Times (blog)
    IPhone 5 Goes Into Production, Designed With NFC, Metal Casing‎ - Mobiledia
    Apple Insider Huffington Post
    all 85 news articles »  AAPL - QCOM

  4. NFC Takes Baby Steps to Market

    Wireless Week - Andrew Berg - 18 hours ago
    ... March 22, 2011 Have you personally seen or executed an NFC transaction? ... on near field communications (NFC) at yesterday's Money Over Mobile session. ... Provides News, Insight Into NFC & Mobile‎ - Retail Solutions Online (press release)
    all 2 news articles »
  5. Google to Test NFC Mobile Payments from Android Smartphones

    eWeek - Clint Boulton - Mar 15, 2011
    Google is allegedly testing NFC-based mobile payments on special terminals made by Verifone in San Francisco and New York this year. ...
    Report: Google to Test NFC Mobile Payment Service in NY, San Francisco‎ - PC Magazine
    Google moves forward with NFC mobile payment tests while Apple ...‎ - VentureBeat
    Report: Google to Test NFC Mobile Payment System‎ - Digital Media Wire Android Police
    all 138 news articles »  GOOG - PAY

  6. Vivotech introduces third generation NFC software suite

    Near Field Communications World - Christopher Brown - 4 hours ago
    "NFC mobile commerce is quickly moving from promise to reality," said Michael Mullagh, the company's CEO. "Vivotech has a long history of NFC software ...

  7. ViVOtech Introduces ViVOnfc Software Suite 3.0

    TMC Net - 1 day ago
    "NFC mobile commerce is quickly moving from promise to reality," said Michael (Mick) Mullagh, ViVOtech CEO. "ViVOtech has a long history of NFC software ...
  8. Mobile Tag Group Announces $8.2 Million in Financing Along With ...

    Canada NewsWire (press release) - 1 hour ago
    ATLANTA, March 23 /CNW/ - Mobile Tag, the leader in 1D and 2D mobile barcode and NFC-based marketing solutions, announced the successful closing of its ...
    Mobile Tag Adds $8.2M‎ - Private Equity Hub (press release)
    Mobile Tag Group Announces $8.2 Million in Financing Along With ...‎ - SYS-CON Media (press release)
    all 7 news articles »
  9. RIM and Carriers Clashing Over NFC Mobile Payment Control on ...

    IntoMobile - 4 days ago
    While RIM might have the technical prowess to enable NFC in the hardware, the back-end logistics are apparently proving to be a headache. ...
    RIM, Carriers Battling Over Mobile Payment Strategies‎ -
    Mobile payments: battle between carriers and manufacturers‎ - Generation NT (US)
    Report: RIM, carriers at odds over mobile payment data‎ - FierceWireless
    Banktech (blog)
    all 22 news articles »  TSE:RIM - ETR:DTE - GOOG

  10. These Early Players Stand to Gain From NFC Mobile Payments

    Seeking Alpha - 3 days ago
    You won't have to imagine for much longer as near field communications (NFC) is coming soon to a store near you. NFC is intended mainly for use in mobile ...
  11. First Data Introduces Mobile Voucher Technology for Merchants - 11 hours ago
    With the future of mobile commerce in mind, mVouchers are also designed to support NFC-based redemption between a mobile device and the merchant point of ...
  12. Report: No NFC Mobile Payment Chips in iPhone 5

    PC Magazine - Chloe Albanesius - Mar 14, 2011
    Apple's next-generation iPhone will not include the mobile payment technology known as near-field communication (NFC), according to a ...
    Apple iPhone 5 won't have NFC 'mobile wallet' feature‎ - Metro
    NFC Mobile Technology Not to Feature in iPhone 5‎ - Product Reviews
    Report: No NFC chips in next iPhone‎ - CNET
    Rethink Wireless Apple Insider
    all 143 news articles »  GOOG

  13. Bank of America launch BlackBerry NFC payment trial - Vince Kadar - 11 hours ago
    Bank of America have now started a small trial of the BlackBerry powered “Mobile Wallet” with selected customers in the US. With the NFC BlackBerry devices ...
  14. Nokia Leads Ride Pimping Initiative With Apps, Smartphones, NFC ...

    Fast Company - Kit Eaton - 4 days ago
    Best of all among the plans, the Consortium hints that wireless charging for mobile devices is on the cards, and NFC too--which could have a host of uses ...
    World's top auto makers to work on putting NFC in cars‎ - Near Field Communications World
    Sirius XM (NASDAQ:SIRI): Car-Gadget Standard Gets Boost‎ - Satellite Radio Playground
    New Car Connectivity Consortium aims to put in-vehicle ...‎ - NewDesignWorld (press release)
    Telecoms Insight (registration) Manufacturing Digital
    all 13 news articles »  SIRI

  15. First Data launches mobile marketing service for merchants

    Near Field Communications World - Sarah Clark - 1 day ago
    "Major merchants" have already signed up for the service which, says First Data, is "also designed to support NFC-based redemption between a mobile device ...
    First Data Introduces Mobile Voucher Technology for Merchants‎ -
    all 11 news articles »
  16. Faithless fans to test NFC's social networking capabilities

    Near Field Communications World - Christopher Brown - 3 hours ago
    The new system has been developed by NFC specialist Getyoo and will use a ... The company recently partnered with Belgian mobile network operator Belgacom ...

  17. What is keeping NFC enabled mobile payments from iPhones and Androids?

    International Business Times - Carl Bagh - 5 days ago
    The success of the NFC enabled mobile payment depends on the integration of the key stakeholders. The key stake holders are: Chicken-and-egg problem - The ...
    NFC-equipped iPhone could power mobile Mac OS X accounts‎ - Ars Technica
    Report: Actually, iPhone 5 Will Have NFC‎ - PC Magazine
    NFC: The Apple rumor that just won't quit‎ - CNET
    Channel Partners Computerworld (blog)
    all 81 news articles »  AAPL

  18. STMicroelectronics and Gemalto partner for secure NFC

    ZDNet UK - Jack Clark - 2 days ago
    ... to develop security services for near-field communication mobile products. ... NFC is a contactless data-transfer technology with many applications, ...
    Gemalto, ST extend collaboration to NFC‎ -
    Gemalto and STMicroelectronics Partner to Jointly Develop Expanded ...‎ - Montreal Gazette
    ST, Gemalto collaborate on secure solutions for NFC applications‎ - New Electronics Telecompaper (subscription)
    all 36 news articles »  EPA:STM - EPA:GTO

  19. Google adds Nexus S 4G with NFC

    Near Field Communications World - Sarah Clark - 2 days ago
    ... however, only available to customers of US mobile network operator Sprint. ... that lets you read information from everyday objects that have NFC tags. ...
    Sprint, Google to Sell Nexus 4G With E-Wallet Chip‎ - Mobiledia
    Nexus S 4G rolled out by Sprint‎ - Christian Science Monitor
    Samsung Nexus S 4G for Sprint officially announced‎ - Unwired View
    Huffington Post Wireless and Mobile News
    all 262 news articles »  GOOG

  20. AuthenTec to Demonstrate Smart Sensors, Software and Solutions for ...

    Virtual Press Office (press release) - Mar 15, 2011
    The Company will also demonstrate secure NFC-based m-Commerce and Embedded Security Solutions for mobile DRM content protection and VPN security. ...
    AuthenTec to Demonstrate Smart Sensors, Software and Solutions for ...‎ - EON: Enhanced Online News (press release)
    all 71 news articles »  AUTH
  21. Ticketing goes social and mobile

    HEXUS - Janani Krishnaswamy - 23 hours ago
    Furthermore, Juniper's report on Mobile Ticketing for Transport Markets has found that there might be more NFC adoption across train travel and in suburban ...
  22. Aconite announces Mobile Prepaid Solution

    Bobsguide (press release) - 1 day ago
    Customers can use the new range of NFC mobile phones in the same way as contactless chip cards to transact with contactless acceptance devices, ...
  23. Gemalto, STMicroelectronics to Develop Secure Solutions for NFC ...

    TMC Net - Rajani Baburajan - 23 hours ago
    The combined solution will meet the strong global demand for NFC-based ... with INWI to launch LinqUs SIMessenger, a mobile instant messaging solution, ...
    Gemalto And STMicroelectronics To Provide NFC Security‎ - ITProPortal
    Gemalto and STMicroelectronics Partner to Jointly Develop Expanded ...‎ - Smart Card Alliance (press release)
    STMicroelectronics partnership to secure NFC apps‎ - (subscription)
    EE Times India
    all 6 news articles »  EPA:STM - EPA:GTO
  24. AuthenTec to Display Smart Sensors and Software Solutions for NFC ...

    AZoSensors - Andy Choi - 2 days ago
    AuthenTec has come up with Embedded Security Solutions that is designed to ensure mobile DRM content protection VPN security for NFC based Mobile commerce. ...
  25. RIM And Carriers Gear For NFC Payment Information Battle

    Hot Hardware - Ray Willington - 2 days ago
    As NFC chips become more and more popular, mobile payments are set to boom in North America. Near Field Communication is a widely used technology in other ...
    The Inevitable NFC Payments Battle Between Carriers and RIM Starts‎ - BerryReview
    all 2 news articles »

  26. 94% show interest in mobile NFC payments - Brian Moore - 3 days ago
    Mobio has posted up a survey taken by 1085 participants showing that most people are overwhelmingly interested in mobile NFC payments. ...
    94% of North Americans Interested in NFC Payments‎ - Everything Android
    all 4 news articles »

  27. New Mobile Payment System From Visa Lets You Pay With Your Smart ...

    LAPTOP Magazine (blog) - Brian Oliver Bennett - 17 hours ago
    There's lots of buzz these days about mobile payment systems, ... Interestingly, Visa's approach is to buildNFC circuitry onto microSD memory cards. ...
  28. Mobile Coupon Usage through Companies Such as to ... (press release) - 21 hours ago
    Consumer usage of mobile coupons is forecasted to exceed 300 million globally by 2014, according to Juniper Research's new report - 'Mobile Coupons & NFC ...
  29. Verifone sets out its NFC strategy

    Near Field Communications World - Sarah Clark - 1 day ago
    ... Google and PayPal to mobile operators, coupon issuers and social networks set to need access to contactless POS terminals to bring their NFC plans to ...
    Phones to replace wallets in the future‎ - Brock Press
    all 4 news articles »  PAY - GOOG

  30. The iPhone 5 might have NFC; Sprint details Overdrive Pro

    FierceWireless - Mike Dano - 5 days ago
    Article > T-Mobile USA could release the G2X and the G-Slate on April 20. Article > The nPhase M2M venture announced it will run across the networks of both ...
  31. Operators Avoid App Syndrome With NFC

    Light Reading - 1 day ago
    That's the scenario operators hope to avoid with mobile commerce and, more specifically, near field communications (NFC), according to Dave Talach, ...
     AAPL - GOOG
  32. Powermat Combining NFC Mobile Payments With Wireless Charging

    Forbes (blog) - Elizabeth Woyke - Feb 24, 2011
    It is beginning to gain adoption in the US in part due to support from Google, which included NFC in a recent version of its Android mobile platform. ...
  33. iVOtech launches third generation of ViVOnfc Software Suite

    Computer Business Review - 1 day ago
    The server also allows the card issuer to set up and manage soft-cards in NFC mobile wallet applications, powered with ViVOwallet Library. ...
  34. NFC Is Coming To Australia Sooner Than Later

    Gizmodo Australia - Nick Broughall - 6 days ago
    With Visa and ANZ announcing their four week trial of NFC mobile phone payments this week, it seems that the ...
    The Ever-Elusive Mobile Wallet: Why NFC Chips Are Overhyped And ...‎ - TechCrunch
    MasterCard & Visa Race To Bring microSD Mobile Payments To Oz‎ - SmartHouse
    Mobile Payment is Coming‎ - (press release)
    StorefrontBacktalk Brisbane Times
    all 10 news articles »  GOOG

  35. Research and Markets: Close Proximity Communications Applications ...

    Business Wire (press release) - 1 day ago
    NFC is finding various applications where it has a significant role as an ... is a new intuitive human-computer interfacing paradigm for mobile users. ...
  36. iPhone 5 set for metal back and bigger screen, but what about NFC?

    CNET UK - Stuart Dredge - 2 days ago
    ... up previous speculation about a metallic rear and larger screen for the new device, while NFC mobile-payment technology may be back on the menu too. ...
    iPhone 5 to Feature NFC? The Rumor Mill Flourishes‎ - Personal Finance Bulletin (press release)
    The Week in Geek‎ -
    all 40 news articles »

  37. Frost & Sullivan Award Recognises Twinlinx's Contributions to ...

    The Nation - 1 day ago
    MyMax sticker is able to upgrade mobile phones with NFC functionality without consumers having to change their phones. "As a real innovation, ...
  38. Mobile payments prompt response from PCI DSS Council - Robert Westervelt - 1 day ago
    Apple, Google and other mobile device makers are reportedly readying near field communications (NFC) or short-range wireless technologies that could turn a ...
  39. Bank of America Invites Select BlackBerry Users to Trial NFC ...

    Gotta Be Mobile - Feb 26, 2011
    While there are other uses as well for NFC technology, mobile payment is getting a lot of attention right now as it provides a tangible, economic benefit to ...
    RIM and Bank Of America to jointly offer NFC Mobile wallet trial‎ - TamsBlackBerry
    Bank of America adds BlackBerry phones to NFC trial‎ - Near Field Communications World
    Bank of America Testing Mobile Payments with NFC-enabeled ...‎ - N4BB
    all 4 news articles »

  40. Bank of America Tests NFC Mobile Payments on BlackBerry Smartphones - Simon Zhen - Mar 2, 2011
    Bank of America (NYSE:BAC) launched tests in the fall where iPhone users deployed NFC technology in New York City's subway system. ...
    Bank of America (NYSE: BAC) Tests NFC Mobile Payments on ...‎ - American Banking News
    Moving Forward: All BlackBerry Devices to Sport NFC Tech‎ - Mobile Magazine
    RIM to put near-field communications in 'virtually all' its tech‎ - Washington Post
    ZDNet UK (blog)
    all 30 news articles »  BAC

  41. Orange launches NFC payments trial in Poland

    Near Field Communications World - Christopher Brown - 2 days ago
    The mobile phone operator starts delivering on its promise to roll out NFC ...

  42. HTC Thunderbolt vs. Droid Bionic

    CNET - Marguerite Reardon - 5 days ago
    Mulliner had done research on ways to attack NFC mobile phones in 2008. But he said attacks that he had suggested as possible then would likely not be an ...

  43. Global report commissioned by Amadeus identifies emerging ...

    Business Wire (press release) - 21 minutes ago
    ... real-time information to their mobile devices on flight and baggage status, ... One-touch check-in and progress tracking: Near field communication (NFC...
  44. A New System Has Been Developed For An ID In A Mobile Phone

    RedOrbit - 10 hours ago
    The prototype of mDNI, recently presented at the Mobile World Congress in ... The most important were SCWS (Smart Card Web Server) and NFC (Near Field ...
  45. Ingenico doubles contactless terminal sales in 2010..

    Finextra - 2 days ago
    The terminals allow mobile phone NFC ISO18092 and are capable of accepting value added services applications such as couponing, loyalty, rewards and more, ...
  46. Mobile Lowdown: Google NFC; Sidekick; iPad Jailbreak; Neomobile ...

    MocoNews - Mar 15, 2011
    Our look at some of the big stories today in mobile: Google (NSDQ: GOOG) picks up the pace with NFC; T-Mobile's Sidekick; jailbreak for the iPad; ...
  47. Visa Launches 4 Week Mobile NFC Payment Trial

    Gizmodo Australia - Nick Broughall - Mar 15, 2011
    Despite the fact that this is a limited trial, it looks like NFC payments from mobile phones are going to launch sooner than later in Australia. ...
    ANZ, Visa team up for iPhone contactless payment trial‎ -
    Visa, ANZ in iPhone mobile payment trial‎ - ZDNet Australia
    Visa Mobile Payments Three Years Late Says MasterCard‎ - ChannelNews
    all 32 news articles »  ASX:ANZ

  48. Frost & Sullivan Award Recognises Twinlinx's Contributions to ...

    Marketwire (press release) - 5 days ago
    MyMax sticker is able to upgrade mobile phones with NFC functionality without consumers having to change their phones. "As a real innovation, ...
  49. ANZ and Visa begin NFC microSD trial in Australia

    Near Field Communications World - Christopher Brown - 2 days ago
    ... case containing an NFC-enabled microSD card, supplied by DeviceFidelity, ... Mobile contactless payment is the next step in this evolution and we're ...

  50. Solacia to Provide the High-Capacity USIM Cards for 4G Banking ...

    TMC Net - 1 day ago
    "By 2015, nearly half of all mobile phones will include NFC functions. Korea's mobile providers foresee amobile payments market of US$145 billion by then, ...
  51. Apple: A Better Buy Due to AT&T Acquiring T-Mobile

    Seeking Alpha - Paul Zimbardo - 2 days ago
    iPhone 5 Rumored to Not Have NFC (The Independent Mar. 14) "Deutsche Bank: Apple's Lead ... 18) AT&T To Buy T-Mobile For $39 Billion (New York Times Mar. ...
    AT&T-T-Mobile Deal Will Accelerate Consumer Smartphone Embrace‎ - ADOTAS
    iPhone 5 with 4G, LTE possible‎ -
    Fast Company
    all 5327 news articles »  ETR:DTE - T - AAPL

  52. NFC Could be the Next Driver in Social Networking

    Mobile Tech News (press release) - Jean Whitinger - 3 days ago
    Nfriend Connector, using an NFC-enabled mobile device, can establish Facebook connections between users and access other Facebook functionalities. ...
  53. Why Apps Are Crucial for the Mobile Wallet

    GigaOm - Mar 16, 2011
    The mobile industry is slowly addressing the challenges around near field ... those consumers will be unlikely to make the switch to NFC...
    Hey Payments Industry: Here's How You Can Take Mobile Commerce To ...‎ - The Business Insider
    all 6 news articles »
  54. NFC's Great, but Rumors of Credit Cards' Death Are Greatly Exaggerated

    Fast Company - Chris Dannen - Mar 10, 2011
    Beard's company did a survey of attendees at Mobile World Congress a few weeks ago about whether NFCpayments would ever become popular--the subtitle on the ...
    Retailers inert to mobile payment call‎ - ZDNet Asia
    NFC's Great, but Rumors of Credit Cards' Death Are Greatly Exaggerated‎ -
    all 3 news articles »

  55. iPhone 5 may not have NFC. White iPhone 4 re-confirmed for this spring

    Unwired View - Mar 14, 2011
    According to The Independent (via 9to5Mac), Apple told UK mobile carriers that the new iPhone won't have NFC because the company is “concerned by the lack ...
    White iPhone Coming This Spring‎ - TrustedReviews
    all 138 news articles »


    Agenzia Giornalistica Italia - 1 day ago
    'Mobile pass' is the first large scale Italian initiative of this type based on short range NFC (near field communication) technology. ...
  57. High Noon at the Mobile-Wallet Showdown

    Wall Street Journal - Hester Plumridge - Mar 4, 2011
    Just a third of those surveyed during a French test said they trusted NFC with mobile payments. Built-in loyalty cards and store discounts could make it ...
  58. VeriFone Provides NFC Systems for Garanti Bank's Mobile Payment ...

    ThomasNet Industrial News Room (press release) - Feb 28, 2011
    "The merchant/consumer interface is crucial to success of NFC mobile payment adoption and VeriFone is thrilled to provide key payment acceptance solutions ...
  59. mFino Touch to Accelerate Mobile Commerce at Leading Mobile Money ...

    San Francisco Chronicle (press release) - Mar 10, 2011
    mFino, the leading provider of next generation mobile financial software ... mFino Touch works with NFCnative phones, and can enable NFC purchasing on ...
  60. NFC: The Power to 'Touch and Transact'

    Wireless Week - Gv Kumar - Feb 24, 2011
    Innovative advances in and unique application of technology in the areas of NFC/mobile touch technologies, when combined with the mobile handset, ...
    Industry Survey Finds Widespread Adoption of NFC Payments at Least ...‎ -
    Mobile Touch-And-Go Payments 2 Years Away‎ - ChannelNews
    all 14 news articles »  SY

  61. Spectrum: The looming question for wireless innovation - Dan Rowinski - 1 day ago
    The panel touched on other topics outside of and health, such as in-app mobile payments, carrier billing and near field communications (NFC). ...
  62. Spain's leading mobile operators sign NFC collaboration deal

    Near Field Communications World - Sarah Clark - Mar 16, 2011
    The three largest mobile network operators in Spain have signed a cooperation agreement aimed at generating a stable NFC ecosystem and minimizing the risk ...
    Movistar, Vodafone, Orange partner on NFC m-payments‎ - Telecompaper (subscription)
    Spain's leading mobile operators sign NFC collaboration deal‎ -
    all 3 news articles »  LON:VOD

  63. Sonim to add NFC to XP3300 Force rugged handset

    Near Field Communications World - Christopher Brown - 2 days ago
    ... 10:27 Sonim Technologies, maker of "the world's toughest mobile phones", ... An NFC and RFID-enabled model will be sampling at the end of the first ...

  64. Verifone to include NFC in all new POS terminals

    Near Field Communications World - Christopher Brown - Mar 3, 2011
    The news represents a major step towards achieving widespread adoption of NFC mobile payments. Merchants upgrading their point-of-sale terminals with ...
    Verifone to include NFC technology in all new point of sale ...‎ - IntoMobile
    Verifone goes all out on NFC: Will this take it mainstream?‎ -
    Verifone to include NFC in all new POS terminals‎ - Retail Customer Experience
    all 5 news articles »  PAY - HYC
  65. Twinlix wins Frost & Sullivan award for MyMax NFC sticker solution

    NFCNews (blog) - 4 days ago
    MyMax enables users to transform virtually any phone into an NFC handset by ... The solution is compatible with most types of Bluetooth enabled mobile ...
  66. NFC, Other Technologies Take Aim at Huge Mobile Payment Market

    IT Business Edge (blog) - Carl Weinschenk - Mar 8, 2011
    Eads: Because the stakes are so high, there are a number of different ways people are trying to getmobile payments moving. NFC is one way of doing it ...
  67. The Future of Payments - Mobile and NFC

    IDG News Service - Leslie Hand - Mar 7, 2011
    These companies announced plans to introduce an NFC-based mobile payment system in the US Google also added NFC capabilities with its Nexus S Android ...
    VeriFone To Bring NFC Payments From Pipe Dream To Mainstream‎ - Mobile Magazine
    all 4 news articles »  PAY

  68. YESpay International goes for NFC

    Smart Gorillas - Mar 14, 2011
    YESpay-Wallet supports roll out of retail couponing, loyalty and location-based mobile advertising and marketing services, many of which will use NFC in the ...
  69. BBH and The Human Chain Partner to Bring Near Field Communication ...

    PR Newswire (press release) - Mar 14, 2011
    "By partnering with The Human Chain, our customers get access to some of the leading thinking aroundmobile and NFC. It means we will be in a good position ...
  70. NFC will catch on 'like wildfire' says Sundance festival game creator

    Near Field Communications World - Christopher Brown - 2 days ago
    The US firm brought the worlds of NFC and mobile games together at the festival, to create what it described as a "transmedia frenzy". 

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