Thursday, June 17, 2010

Center for Financial Services Innovation Advocates for an Exclusion from Interchange Rules for Prepaid Cards

Letter to Chairmen Frank and Dodd urges exception from interchange fees

CHICAGO--(BUSINESS WIRE)--The Center for Financial Services Innovation (CFSI) issued a statement today on the specific language in the Financial Regulatory Reform bill that would regulateinterchange fees, recommending prepaid cards – including government benefits cards, general purpose prepaid cards, payroll cards – be exempt from the fee determination set by the Federal Reserve Board under this bill.
“This product continues to be an important tool to enable underbanked families to access the financial mainstream.”
In letters to Chairmen Frank and Dodd, CFSI states that the prepaid cards and, more importantly, the underbanked consumers using these products would be substantially harmed if the products were subject to interchange fee limits. The product structure, which makes them a viable option for consumers to use and for providers to offer, distinguishes them from other debit card products.
“An explicit fee limit on interchange will effectively prevent millions of low- and moderate-income households from accessing prepaid cards,” said Melissa Koide, CFSI Policy Director. “This product continues to be an important tool to enable underbanked families to access the financial mainstream.”
To read the complete letter, visit CFSI’s website: http://www.cfsinnovation.com/publications/article/440549
About CFSI
The Center for Financial Services Innovation is the nation’s leading authority on financial services for underbanked consumers. Since 2004, its programs have focused on informing, connecting, and investing – gathering enhanced intelligence, brokering and supporting productive industry relationships, and fostering best-in-class products and strategies. A non-profit affiliate of ShoreBank Corporation, CFSI works with leaders and innovators in the business, government and non-profit sectors to transform the financial services landscape. For more on CFSI, go towww.cfsinnovation.com.

Contacts

Center for Financial Services Innovation

Lorie Bonham

Marketing and Communication Director

312-860-1022

lbonham@cfsinnovation.com
Permalink: http://www.businesswire.com/news/home/20100617006690/en/Center-Financial-Services-Innovation-Advocates-Exclusion-Interchange


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The Bankers Bank chooses First Data as preferred Net banking partner

Source: First Data, 17 June, 2010

Finextra is reporting that First Data Corporation, a global leader in electronic commerce and payment processing, today announced that The Bankers Bank based in Oklahoma City has selected First Data as its preferred Internet banking partner.  <<read more>>

Woozworld Partners With Zong for First Mobile Payment-Powered Virtual Goods Marketplace

Feeling Woozy...

Mobile SMS Payment Purchasing Allows Virtual World Users to Buy and Sell Goods With a Simple Text Message

LOS ANGELES, CA--(Marketwire - June 17, 2010) -  E3 -- Woozworld, an innovative and unique web 2.0 virtual world powered by tweens, with over one million user-generated virtual spaces, today announced a partnership with the leading mobile payment platform, Zong. Keeping user experience a priority, Woozworld recognizes its user base's proclivity to text message, and expects that integrating Zong's speedy, simple and secure mobile payment solution will be well received by Woozworld's mobile users.
Zong's seamless payment experience is now available for Woozworld users to purchase virtual goods by simply entering in their mobile phone number. Zong verifies payment by sending a secure PIN via text message to the user, who enters the number online to confirm and complete the transaction. Woozworld will soon be integrating the value-added service Zong+, which gives Woozworld users the flexibility to link a credit or debit card to their mobile number and charge their micro-transaction to their payment card through the same secure text message and PIN process.
"As a globally available payment platform powered by the tween-preferred medium of SMS, Zong was the natural choice for Woozworld," commented Woozworld CEO Eric Brassard. "We expect the integration of Zong to have a significant impact on the conversion rate of purchases of user-generated virtual goods."
Woozworld launched in December of 2009, with just fifty admin-generated virtual spaces. The world has grown massively and organically in the months since the launch, with users having built up over one million spaces in just six months. Currently, the average user session is forty-five minutes long, with over seventy percent of daily traffic made up of returning users.
For additional information, please visit www.woozworld.com.
About Woozworld Woozworld Inc. is a developer and operator of virtual worlds. A recent spin-off from Tribal Nova Inc, the company markets and operates Woozworld.com, an innovative global web 2.0 virtual world for tweens that is built and led by its users. Its unique environment evolves continuously and allows users to create space, run activities and do business, among countless other things. The company has a highly experienced team with exceptional credentials in producing casual games, MMOG and virtual worlds for kids, as well as in marketing and business intelligence. For additional information, please visit www.woozworld.com.
About ZongZong is the leading mobile payments platform for sellers of digital goods and services. Its frictionless payment experience converts shoppers into buyers at rates up to 10 times greater than traditional payment methods. Zong leverages direct connections with mobile network operators around the world to provide a secure payment solution with unrivaled connectivity and service quality. Zong is the mobile payment provider for Facebook Credits and also works with hundreds of leading destination sites, such as Gaia Online, IMVU and Playdom. Reaching over two billion mobile users, Zong provides localized payment capabilities in over 30 countries in 16 languages. Zong is the only mobile payments platform that combines the high conversion rates of carrier billing with the low costs and flexibility of payment card networks. Zong is based in Menlo Park with offices in Paris and Geneva, and is backed by Matrix Partners, Advent Venture Partners and Newbury Ventures. For more information, please visit www.zong.com.


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First Data Selected as Card Payments Processor for Media Markt Stores Across Poland

Image representing First Data Corp as depicted...Image via CrunchBase


WARSAW, June 14, 2010 – First Data Corporation, a global leader in electronic commerce and payment processing, today announced that Polcard, its business in Poland, has signed a long-term agreement with Media Markt. Media Markt is a leading consumer electronics retailer in Poland and part of the German retail group Metro AG, the owner of Media Saturn Holding Polska Sp. z o.o. Within the terms of the agreement, First Data has installed 300 terminals at 41 Media Markt stores across Poland and will provide card processing and technical support services. Polcard terminals have also been installed at Real, a leading Polish hypermarket chain and another member of Metro Group.
“We are delighted that Media Markt has entrusted First Data with its card processing,” said Janusz Diemko, managing director of First Data in Poland. “Servicing a company with the size and requirements of Media Markt demands a capable and efficient infrastructure and technology solution and we are pleased that we can meet the expectations of this major retailer.”
In addition to fixed terminals, Polcard has installed 48 wireless terminals, enabling Media Markt to accept card payments in a greater range of locations than ever before. The fully mobile terminals operate without the need for electricity or a physical telecommunication link and are secure and easy to use. All devices are equipped with Dynamic Currency Conversion (DCC) functionality, enabling cardholders to pay for their goods and services in the currency of their card issuer. Customers can also use the terminals to top- up a cell phone with their payment card.
“Our priority is to offer a comprehensive and efficient service to our clients,” said Robert Jakoniuk, board member of Media Saturn Holding Polska. “The terminals offered by First Data support that mission and deliver a high quality, reliable service with customer-focused functionality.”
About Media Markt
Media Markt is Europe’s largest retailer of consumer electronics. The company was founded in 1979 and is part of Media Saturn Holding. The company’s success has been built through offering a wide choice of branded products at low prices, reliable staff and excellent service, characteristic advertisements and a decentralised organisation structure. Each store manager is a shareholder in the store they manage and is responsible for product offerings, marketing and staff. Media Markt currently operates 41 stores in Poland and 580 across 14 European countries.
About First Data
First Data powers the global economy by making it easy, fast and secure for people and businesses to buy goods and services using virtually any form of electronic payment. Whether the choice of payment is a gift card, a credit or debit card or a check, First Data securely processes the transaction and harnesses the power of the data to deliver intelligence and insight for millions of merchant locations and thousands of card issuers in 36 countries. For more information, visitwww.firstdata.com.
Contacts
For First DataKarol Świtała, 24/7 PR

+48 022 833 08 30

karol.switala@247pr.pl 

 


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(IN)SECURE Magazine Issued 26 Released Today

(IN)SECURE Magazine issue 26 released

Posted on 16 June 2010.


(IN)SECURE Magazine
 is a free digital security publication discussing some of the hottest information security topics. Issue 26 has been released today.







Table of contents
  • PCI: Security's lowest common denominator

  • Analyzing Flash-based RIA components and discovering vulnerabilities

  • Logs: Can we finally tame the beast?

  • Launch arbitrary code from Excel in a restricted environment

  • Placing the burden on the bot

  • Data breach risks and privacy compliance: The expanding role of the IT security professional

  • Authenticating Linux users against Microsoft Active Directory

  • Hacking under the radar

  • Photos: Infosecurity Europe 2010

  • Securing the office in your pocket

  • iPhone backup, encryption and forensics

  • The growing problem of cyber bullying

  • Secure collaboration: Managing the inside threat posed by trusted outsiders

  • SMS spamming

  • A new scalable approach to data tokenization.

Subscribe for FREE to (IN)SECURE Magazin

e

Western Union Appoints David G. Yates Executive Vice President, Alternative Channels





ENGLEWOOD, Colo., Jun 16, 2010 (BUSINESS WIRE) -- The Western Union Company (WU 16.22-0.01-0.06%) , a leader in global payment services, announced that David G. Yates has been appointed executive vice president, alternative channels.
Yates, 47, joins Western Union from First Data Corporation, where he most recently served as executive vice president and president of First Data's International Division.
"In this new role at Western Union, David will be responsible for leading our westernunion.com, mobile and business-to-business payments. We believe his skills and experience will benefit Western Union greatly as we continue to focus on electronic and new customer segments, both consumer and business," said Western Union CEO-elect Hikmet Ersek.
Yates has extensive international information technology, banking and payment systems experience involving major systems projects throughout the United States, Europe and Asia. He has served in executive roles with several major international corporations, including IBM, General Electric and American Management Systems.
An Irish and British citizen, he is fluent in German, English and French. Yates received a master's degree in law from Oxford University.
About Western Union
The Western Union Company (WU 16.22-0.01-0.06%) is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Custom House branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, as well as send payments and purchase money orders. The Western Union, Vigo and Orlandi Valuta branded services are offered through a combined network of more than 420,000 agent locations in 200 countries and territories. In 2009, The Western Union Company completed 196 million consumer-to-consumer transactions worldwide, moving $71 billion of principal between consumers, and 415 million business payments. For more information, visitwww.westernunion.com .
WU-G
SOURCE: The Western Union Company

ThreatMetrix Announces Reseller Agreement With Rikei Corporation to Tackle Online Fraud in Japan

Japan Faces Growing Domestic and International Fraud Challenges With the Rapid Rise of Online Banking, E-Commerce and Social Networks



LOS ALTOS, CA--(Marketwire - June 17, 2010) -  ThreatMetrix™, a fast growing provider of fraud prevention solutions that do not require personally identifiable information (PII), today announced that it has signed a reseller agreement with Rikei Corporation, a Japan-based information technology company, to resell ThreatMetrix Fraud Network solutions to control online fraud and abuse in Japan. As part of the reseller agreement, Rikei has assembled a dedicated ThreatMetrix team focused on online banking, e-commerce and social networking.
"We're pleased to announce that we've selected Rikei Corporation to resell our leading ThreatMetrix Fraud Network online fraud solutions in Japan," said David Jones, chief technology officer, vice president of engineering and co-founder, ThreatMetrix. "With the second largest Internet population in Asia Pacific after China, and as more Japanese companies adopt card not present (CNP) transactions, fraudulent credit card orders are on the rise. ThreatMetrix Fraud Network solutions can help these companies stop fraud so that they can sell more, grow faster, protect their brands, and provide customers a better online experience."
Delivered via the software-as-a-service (SaaS) model, ThreatMetrix Fraud Network solutions provide IT, e-commerce, security and fraud professionals with a rich set of tools for verifying new accounts, authorizing payments and transactions, and authorizing user logins, all in one integrated system, in real-time, without customers providing PII.
Most fraud prevention and customer authentication systems use PII to determine whether a customer is legitimate or a fraudster. But sophisticated cyber criminals can easily circumvent this challenge, and web users are increasingly reluctant to share personal information when shopping, sharing and banking online. ThreatMetrix solutions, which profile the computer used to create an account or execute a transaction, are popular among security professionals because they don't require the use of PII to assess customer legitimacy. Instead, ThreatMetrix' unique packet signature analysis technology detects the use of botnets and proxies, and reveals the true location of the device as well as the device's identity. 
About Rikei CorporationFounded in 1957 and headquartered in Tokyo, Rikei Corporation is listed in the second section of the Tokyo Stock Exchange and is a leading supplier of information technology components, products and systems in Japan. The company has two business divisions: the IT Solution and Services division is engaged in the provision of system solutions and network solution services while the Electronic Component and Equipment division offers electronic components and equipment. The company has four subsidiaries located in Japan, the United States, Hong Kong and Singapore.
About ThreatMetrix ThreatMetrix helps companies stop web fraud and enable e-commerce. The ThreatMetrix Fraud Network helps online businesses verify new accounts, authorize payments and transactions and authenticate user logins in real-time without relying on personally identifiable information (PII). ThreatMetrix profiles the device used in an online transaction so companies can determine whether the users are fraudsters or customers. ThreatMetrix device profiling goes beyond browser fingerprinting to identify the device, bypass proxies and detect the use of botnets. ThreatMetrix' simple and cost-effective SaaS approach to implementation enables companies to get results in hours or days, rather than weeks or months. The company serves a rapidly growing customer base in the U.S. and around the world across a variety of industries including social networks (dating, gaming), financial services, e-commerce, affiliate marketing and payments. For more information, visit www.threatmetrix.com or call 1-650-625-1451. 
© 2010 ThreatMetrix. All rights reserved. ThreatMetrix and the ThreatMetrix logo are trademarks or registered trademarks of ThreatMetrix in the United States and other countries. All other brand, service or product names are trademarks or registered trademarks of their respective companies or owners.
Media Contacts:



Dan Rampe

ThreatMetrix

Tel: 650-625-1451, ext. 122

Email: Email Contact



Kevin Wolf

Tool Guy PR

Tel: 650-327-1641

Email: Email Contact

INSIDE Contactless First with Dual-Interface Processor for Interac Flash-Enabled Debit Cards

micropass® 6000 Platform Serving as “Reference Chipset” for Interoperability Testing

http://www.insidecontactless.comAIX-EN-PROVENCE, France--(BUSINESS WIRE)--As the Canadian market moves toward global EMV™ standards, INSIDE Contactless achieved a major milestone today with the delivery of the first dual-interface debit card solution compliant with the Interac® Flash™ specification. Scotiabank debit cards based on the INSIDE solution and TD Merchant Services’ point-of-sale terminals have already been used to perform a series of successful Interac Flash transactions at select merchants in Toronto.
“INSIDE is proud of its work in developing the Interac Flash specification and application, and we are confident that our MicroPass-based solution will receive full approval from Interac Association in the coming months to power cards next year”
The Scotiabank debit cards use INSIDE’s micropass® 6008 dual-interface payment microprocessor with the resident Interac Flash application, allowing cardholders to pay using the contact or new contactless interface to make everyday Interac purchases. Interac Association is using the INSIDE micropass® 6000 platform as the “reference chipset” to perform in-market testing and to prepare the payment ecosystem for national rollout of Interac Flash next year.
INSIDE has been working closely with Interac Association on the creation of Interac Flash, a next-generation contactless payment enhancement for the Canadian marketplace, and developed the Interac Flash application running on the micropass® 6000 dual-interface platform.
“INSIDE is proud of its work in developing the Interac Flash specification and application, and we are confident that our MicroPass-based solution will receive full approval from Interac Association in the coming months to power cards next year,” said Rémy de Tonnac, CEO of INSIDE Contactless. “We look forward to our continued work with Interac Association during the in-market transaction phase, and with card manufacturers and issuers within the Interac Flash ecosystem.”
Interac Flash enhances the functionality of Interac Direct Payment by giving Canadian consumers the ability to carry out a point-of-sale debit transaction using either the contact or contactless features of the card,” said Mark O’Connell, president and CEO of Interac Association. “Interac Association will continue to develop and implement new and unique features and products to meet the needs of Canadians and the marketplace.”
Interac Association, a recognized leader in debit payments, is responsible for the development and operations of the Interac network, the trusted national payment network that allows Canadians to access their money through automated banking machines and point-of-sale terminals across Canada. Interac Flash builds on the security of EMV standards, existing chip debit infrastructure, strong consumer protections and other features unique to Interac Association.
The multi-application micropass® 6008 intelligent payment processor is a dual-interface platform supporting both ISO 14443-B contactless and ISO 7816 contact protocols. It features a fast, low-power, 16-bit proprietary RISC microprocessor, an advanced native operating system, a multi-application architecture, optimized hardware computing resources, and proven data management support capabilities.
About INSIDE Contactless
INSIDE Contactless leads the market in open-standard contactless innovation. The company has delivered more than 400 million contactless platforms worldwide, and its contactless payment and Near Field Communication (NFC) solutions power the next generation of payment, transit, identity and access control applications. INSIDE’s work in contactless standards and its 69 families of patents, including essential NFC patents, play a leading role in establishing industry direction. INSIDE is headquartered in Aix-en-Provence, France, with offices in Paris, Shanghai, Singapore, Warsaw, Seoul and San Francisco. For more information, please visit www.insidecontactless.com.
® Interac and Interac Flash are trademarks of Interac Inc. Used under license.
EMV is a trademark of EMVCo LLC.

Contacts

For INSIDE Contactless

Corman Communications, LLC

Patrick Corman, 650-326-9648

patrick@cormancom.com

www.cormancom.com

or

INSIDE Contactless

Geraldine Sauniere, Marcom Director, +33 (0) 4 42 39 33 01

gsauniere@insidefr.com
Permalink: http://www.businesswire.com/news/home/20100617005979/en/Contactless-Dual-Interface-Processor-Interac-Flash-Enabled-Debit-Cards

Durbin Cedes Ground on Debit-Card Fee Limits as Support Erodes

U.S. Senator Richard Durbin, of Illinois.Image via Wikipedia




Looks like that "win" that retailers "thought" they had isn't as "in the bag" as previously thought...


June 17 (Bloomberg) -- U.S. Senator Richard Durbin, faced with growing opposition and slipping support for his proposal to cap debit-card “swipe” fees, said he is working to exempt prepaid cards governments use to distribute benefits.

“It’s a special-case situation,” the Illinois Democrat and majority whip said yesterday at a hearing on fees federal agencies pay to accept debit and credit cards. “No decisions have been made as to how we’ll address those concerns, but we are working on way to carve out state-issued prepaid cards from the legislation,” Durbin spokesman Max Gleischman said today.
Durbin’s public concession, his first on the debit legislation since the Senate voted 64-33 to approve it last month, followed mounting opposition from card-industry lobbyists and lawmakers who have said that regulating swipe fees, or interchange, will enrich merchants at consumers’ expense.  <<read more>>
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Leading Colombian Payment Processor and Aggregator Pagosonline Drives South American Business Expansion Using ThreatMetrix to Control Online Fraud

By Helping to Reduce Customers' Fraud Rates, Pagosonline Improves Its Corporate Brand Image and Ability to Sell More

LOS ALTOS, CA--(Marketwire) -  ThreatMetrix™, a fast growing provider of fraud prevention solutions that do not require personally identifiable information (PII), today announced that Pagosonline, a leading Colombian payment processor and aggregator, has selected ThreatMetrix to help control online fraud and abuse and to drive business expansion throughout South America.
Headquartered in Bogota, Colombia, Pagosonline is the main payments gateway and aggregator for merchants in Colombia. As a payments processor, it processes transactions for leading Colombian and South American e-commerce sites, airlines and retailers. As an aggregator, they provide similar services to small to medium-sized businesses that don't have relationships with banks. Pagosonline also integrates with other payment platforms in South America. Their service is available for South American merchants in Spanish and facilitates payments in Colombian pesos, U.S. dollars and European euros.
"The main business problem we were facing with our merchants was that they were experiencing chargebacks on lower price item transactions two or three months after the transactions had occurred from cyber criminals using fraudulent credit cards," said Martin Schrimpff, business development director, Pagosonline. "We created our own anti-fraud platform eight years ago where we were relying a lot on IP addresses and cookies to identify customers. Unfortunately, with fraudsters becoming more sophisticated, we discovered that they were using dynamic proxies to hide their identities. That's when we turned to ThreatMetrix to help us identify where these fraudulent transactions were really coming from and put a stop to them."
Dynamic proxies are one of the many tools in a fraudster's arsenal to dynamically change their IP address and browser string attributes to make it appear that they are a new customer upon each visit to a web site. Drawing upon hundreds of anonymous characteristics from a web transaction and analyzing them in real-time, the ThreatMetrix Fraud Network reveals hidden truths about the device visiting a web site to help companies decide whether to trust the computer to create a new account, use a credit card or login. ThreatMetrix is unique in its ability to make all of the data it collects available in real-time including explanations for how it derived the risk score.
According to Schrimpff, Pagosonline also liked the ability of the ThreatMetrix Fraud Network to seamlessly integrate with their in-house anti-fraud platform. "The ThreatMetrix Fraud Network gives me more data to identify risk. I'm now able to stop more fraud, in real-time, more efficiently," said Schrimpff.
Schrimpff highlighted the example of one Pagosonline customer who was selling international phone cards online. "They were selling massive amounts of phone cards but they were also experiencing unacceptable fraud levels as high as 14%. After implementing the ThreatMetrix Fraud Network, fraud levels dropped to less than 2% which is acceptable for this type of product," noted Schrimpff.
Today, Pagosonline confidently continues with the expansion of its services to the broader South American market. "By helping us reduce our customers' fraud rates, we've also been able to improve our corporate brand image and our ability to sell more," said Schrimpff. "The ThreatMetrix Fraud Network helped make all that possible."
To read a whitepaper on the ThreatMetrix Fraud Network, visit:http://info.threatmetrix.com/ThreatMetrix-fraud-network.html
About Pagosonline

Pagosonline is one of the leading payment service providers in Latin America. Pagosonline integrates different payment solutions such as local credit cards, bank transfers and cash payments, allowing over 6,000 e-commerce sites to receive payments through different channels. Pagosonline permits international e-commerce sites to receive local payments in Latin America thus reducing their risk due to online fraud and increasing their sales by reaching non-international credit card holder clients. For more information, visit 
www.pagosonline.com.
About ThreatMetrix ThreatMetrix helps companies stop web fraud and enable e-commerce. The ThreatMetrix Fraud Network helps online businesses verify new accounts, authorize payments and transactions and authenticate user logins in real-time without relying on personally identifiable information (PII). ThreatMetrix profiles the device used in an online transaction so companies can determine whether the users are fraudsters or customers. ThreatMetrix device profiling goes beyond browser fingerprinting to identify the device, bypass proxies and detect the use of botnets. ThreatMetrix' simple and cost-effective SaaS approach to implementation enables companies to get results in hours or days, rather than weeks or months. The company serves a rapidly growing customer base in the U.S. and around the world across a variety of industries including social networks (dating, gaming), financial services, e-commerce, affiliate marketing and payments. For more information, visit www.threatmetrix.com or call 1-650-625-1451.


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Mobile Payment Transactions to Double in Value to $200bn by 2012, According to Juniper Research

New Report Forecasts That Smartphones With Secure, Easy-to-Use Payment Applications Will Fuel Growth in Mobile Transactions

HAMPSHIRE, UK--(Marketwire)  A new study by Juniper Research forecasts that the value of digital and physical goods that people buy with their mobiles will reach $200bn globally by 2012, compared to just less than $100bn this year. Digital goods include entertainment and tickets, whilst physical goods include groceries, gifts and books.
The new study on Mobile Payments for Digital and Physical Goods found that the availability of secure, easy-to-use, payment applications and the growing realisation of users that they can make ecommerce purchases by mobile will drive the market.
Report author Howard Wilcox gave more details: "Our research showed that the purchase experience has been enhanced by improved mobile commerce transaction processes due to faster mobile networks, more powerful devices and much more user friendly Smartphone apps. Amazon Payments for example has recently introduced payment-processing tools for mobile devices, enabling Smartphone users to buy with one click."
However, the Juniper report also underlined that retailers and merchants need to communicate the cost of transactions clearly so that people are not discouraged from buying by mobile.
Further key findings from the mobile payments report include:
  • The frequency of physical goods purchased will be higher than average in developed regions such as North America and Western Europe;

  • Brands, retailers and merchants have a significant opportunity to increase their revenues through highly targeted marketing campaigns, using apps and mobile web payments as a convenience play for users.

The report adopts an innovative new quadrant approach to compare the positioning of mobile payments vendors. The forecasts provide detailed five year regional data for mobile payments for digital & physical goods, showing key parameters including subscriber take-up, transaction sizes and volumes. The study also reveals the strategies that are being used to enable users to pay by mobile through case studies from companies such as 1-800Flowers.com and Zong.
Mobile Payments Whitepaper and further details of the study 'Mobile Payments for Digital & Physical Goods: Players, Markets & Opportunities, 2010-2014' can be freely downloaded fromwww.juniperresearch.com. Alternatively please contact john.levett@juniperresearch.com, +44(0)1256 830002.
Juniper Research provides research and analytical services to the global hi-tech communications sector, providing consultancy, analyst reports and industry commentary.
John Levett

Juniper Research

john.levett@juniperresearch.com

Telephone +44(0)1256 830002


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