Thursday, September 8, 2011

Most Important Mobile Payment Infographic...Ever.

According to Mobile Payments Today this is the most important mobile payment infographic. Ever.
Compliments of

The most important mobile payment infographic. Ever.
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Proxama, Blue Bite, Tapit to form NFC World Alliance

Press Release
In a statement that truly confirms the global reach of Near Field Communication (NFC) as a powerful technology for location-based mobile interaction, three organizations leading its development as a mainstream mobile marketing tool across the globe have joined forces to form the NFC World Alliance.
The collaboration, composed of Blue Bite (America's region), Proxama (EMEA region) and Tapit (Asia-Pacific region), has been formed to create an efficient and trusted network of NFC specialists helping brands across the world to better connect with their target audiences.  The three companies have already completed numerous successful marketing campaigns demonstrating the effectiveness of NFC for major global clients in their respective markets, and plan to bring their deployment experience, technological expertise and strategic partnerships to both consumers and brands worldwide.      
Using NFC as the primary enabler, the Alliance has a vision to revolutionize the way people use their mobile phones by simplifying the delivery of content and enhancing the interaction with the physical world around them.  While past campaigns have focused on the exchange of information, special offers and content between the brands and consumers, future uses will include more integration with social media and the ability to make purchases at virtually any Out-Of-Home media asset.  
Blue Bite has seen great success with the mTAGTM platform it launched earlier this year, and has already completed campaigns for big names such as, TNT and The New York Times. Mikhail Damiani, CEO and Co-Founder of Blue Bite says, "We are excited to be a part of this alliance as it will give us the ability to both improve the current NFC experience for our audience in the U.S., as well as expand the success of our campaigns for clients across the EMEA and Asia-Pacific regions."  
Jamie Conyngham CEO of Tapit said "There are many other benefits of the alliance such as rapid information sharing between the three members in relation to advances in NFC technology and the application of it globally when connecting brands to their customers".  Tapit recently closed its Angel Investment Round via Sydney Angels in an impressive 22 calendar days, further validating the company's vision and unique approach. Tapit has already completed four NFC enabled campaigns with the global OOH leader JC Decaux. In a campaign for the prime time TV series the "The Renovators" users were encouraged to tapit to download a ringtone.
Advertising for Sydney's top radio station "Nova FM" enabled users to tapit to stream radio and in a promotion for The QVB, one of central Sydney's premier shopping centres, people were encouraged to tapit to go in the draw to win a shopping spree.  
Earlier this year, Proxama deployed the first NFC campaign of its kind in the U.K. for the new X-Men movie working with out-of-home media specialists Posterscope and JCDecaux.  It has subsequently built upon that success with its recent US advertising campaign for the launch of the latest season of VH-1's Basketball Wives TV program.  Miles Quitmann, Managing Director of Proxama, says "NFC is an excellent example of disruptive technology that delivers measurable benefits to both consumers and the brands employing it. For many years now Proxama has been at the forefront of building and deploying NFC mobile wallet payment and marketing solutions in Europe, so we are really excited to be joining forces with our partners in the US and Asia-Pacific to extend the global reach of NFC."

About Blue Bite ( - Blue Bite is a leading mobile-marketing solutions provider utilizing a targeted, location-based approach to reach captive audiences on their personal mobile devices.  Blue Bite currently has the largest proximity marketing network in the U.S. with over 1,000 locations in the top DMAs, capable of delivering over 30 million on-screen impressions and 300,000 unique mobile downloads per month.  Blue Bite has partnered with many of the leading Out-of-Home Companies in the U.S. and prides itself on creating an interactive two-way medium by enabling consumers to connect with digital and traditional media via the mobile phone. For more information, please visit and follow the latest updates and developments on Facebook and Twitter.

About Proxama ( - Proxama is Europe's leading provider of NFC mobile wallet and proximity marketing solutions. Last year MasterCard and Proxama launched Europe's first prepaid NFC payment solution for mobile phones. Proxama has also signed a global licensing deal with Nokia for its unique TagCenter application that enables Nokia NFC phone users to get instant, media-rich brand experiences from NFC data tags placed on posters, product packaging and point-of-sale displays.    

About Tapit ( - Tapit was founded in March 2011 and is headquartered in Sydney, Australia. Its vision is to revolutionize the way people use their mobile phones by simplifying the delivery of content using NFC as the enabler. Tapit works with innovative agencies, brands, handset manufacturers and carriers to bring this vision to life.

Global Smartphone Security Market to be Worth $2964.89 Million in 2016

DALLASSeptember 8, 2011 /PRNewswire/ --

The report "Global Smartphone Security Market by Operating Systems, Ownership & Features (2011 - 2016)" defines and segments the global smartphone security market with analysis and forecasting of the global revenue for operating systems. It also identifies driving and restraining factors for the global smartphone security market with analysis of trends, opportunities, and challenges. The market is segmented and revenue is forecasted on the basis of major geographies such as North America,EuropeAsia-Pacific and Japan, and Rest of the World (ROW).
The global smartphone market is expected to grow in the coming five years. This growth is largely fueled by the need of security on smartphones due to increase in constant connectivity and demand for high bandwidth applications. This growth is particularly higher in geographies such as Europe and APJ due to the most widely used mobile payments application, especially for making payments for mobile digital & physical goods.
MarketsandMarkets expects the global smartphone security market to grow from $387.15 million in 2010 to $2964.89 million by 2016. Global smartphone security market for Android OS is the fastest growing one with a CAGR of 65.05% from 2011 to 2016 due to increasing number of applications.
The overall smartphone security market is expected to increase with a CAGR of 43.9%, major driving force being, high penetration of smartphones and rise in number of smartphone applications while lack of awareness among the masses remains the restraining factor. Key issue in the industry today is battery overdrain and mobile handset and security software incompatibility.
Key findings
  • To define and measure the global smartphone security market
  • To forecast the revenue of the global smartphone security market with respect to four main geographies; i.e. North AmericaEuropeAsia-Pacific & Japan, and ROW (Rest of the World)
  • To identify the major market trends and factors driving or inhibiting the growth of the global smartphone security market
  • To strategically analyze the market in each geography with respect to individual growth trends and contribution to the global smartphone security market
  • To analyze the opportunities in the market for the stakeholders by identifying high growth segments of the global smartphone security market
  • To strategically profile the key players of the global smartphone security market, and comprehensively analyze their market shares and core competencies in each segment
  • To track and analyze the competitive developments such as alliances, joint ventures, mergers and acquisitions in the global smartphone security market.

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Global Payments Announces First Quarter Earnings on October 4, 2011

ATLANTASept. 7, 2011 /PRNewswire/ -- Global Payments Inc. (NYSE: GPN), a leader in payment processing services, will release first quarter fiscal 2012 financial results after the market closes on October 4, 2011.
Global Payments' management will host a conference call for investors to discuss these results at 5:00 p.m. EDT on Tuesday, October 4, 2011.  Callers may access the conference call via the investor relations page of the Company's Web site at by clicking the "Webcast" button; or callers in North America may dial 1-888-895-3550 and callers outside North America may dial 1-706-758-8809.  The pass code is "GPN."  A replay of the call may be accessed through the investor relations page of Global Payments' Web site through October 19, 2011.
Global Payments Inc. (NYSE: GPN) is a leading provider of electronic transaction processing services for merchants, Independent Sales Organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United StatesCanadaEurope and the Asia-Pacific region. Global Payments, a Fortune 1000 company, offers a comprehensive line of processing solutions for credit and debit cards, business-to-business purchasing cards, gift cards, electronic check conversion and check guarantee, verification and recovery including electronic check services, as well as terminal management. Visit for more information about the company and its services.
Jane M. Elliott

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SOURCE Global Payments Inc. Weekly Credit Card Rate Report

AUSTIN, TexasSept. 7, 2011 /PRNewswire/ -- Interest rates on new credit card offers stayed at record highs this week, according to the Weekly Credit Card Rate Report.

The average is composed of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers and representing every card category. Introductory (teaser) rates are not included in the calculation.
Rates for card categories tracked by are listed below:
Credit Card Averages
Click to view table full screen

Avg. APR
Last week
6 months ago
National Average
Updated: 9-7-2011

The average annual percentage rate (APR) on new card offers remained at 14.94 percent for the second straight week. That's the highest since we began tracking rates in 2007. The previous record was 14.91 percent, set in July.
Sporting goods store Cabela's changed the top end of the APR offered for Cabela's Club Visa from 18.18 percent to 18.21 percent. However, we only use the low end of ranges in our calculations, so the move did not affect the national average.
Cabela's chief financial officer Kevin Werts said the change was due to an increase in Libor, the British equivalent of the U.S. federal funds rate. When Libor moves, the Cabela's card's APR -- and APRs of all cards tied to Libor -- moves by the same amount.
The credit card rate survey is conducted weekly, using offer data from the leading U.S. card issuers' websites. Introductory offer periods and regular interest rates will vary with applicants' credit quality and issuer risk-based pricing policies.
About is the leading online credit card marketplace connecting consumers with multiple credit card issuers, including a majority of the 10 largest in the United States, based on credit card transaction volume.,, enables consumers to search for, compare and apply for credit cards and offers credit card issuers an online channel to acquire qualified applicants.  

AuthenTec TouchChip Fingerprint Sensors Selected for BI2 Technology’s New MORIS™ Multifactor Mobile ID Terminal for Law Enforcement

  • Provides Android and iPhones with Tri-modal Mobile ID capability
  • FIPS 201-compliant TCS1 TouchChip module adds fingerprint identification capability to MORIS’ iris and facial recognition capabilities
MELBOURNE, Fla.--(BUSINESS WIRE)--AuthenTec (NASDAQ: AUTH), a leading provider of security and identity management solutions, announced today that its TCEFC1 TouchChip module with the FIPS-201 approved TCS1 TouchChip® fingerprint sensor adds fingerprint identification capability to BI2 Technology, LLC’s ( new Mobile Offender Recognition and Identification System (MORIS™) which is now entering mass production for shipment to police and law enforcement agencies in the U.S. The lightweight MORIS™ device attaches to a smartphone to allow police in the field to quickly identify criminals, accident victims or lost or missing persons through three means of biometric identification: fingerprint, iris and facial recognition.
“Our TCS1 sensor has been the preferred choice for mobile ID platforms such as the lightweight and innovative MORIS™ device due to TouchChip’s thin package design, low power consumption and compliance with government standards.”
AuthenTec’s TCS1 module, mounted on the back of the MORIS™ mobile ID terminal, allows police to capture high resolution (500 DPI) fingerprint images which are encrypted and transmitted for comparison against fingerprints of known criminals. Police can use MORIS™ to identify suspects while in the field, greatly increasing the potential that wanted criminals, accident victims or lost/missing people will be identified. This is particularly important since many criminals are using increasingly sophisticated forms of false identification.
“We believe that the MORIS™ mobile ID terminal is a true game changer for law enforcement, and we appreciate the outstanding fingerprint sensor technology that AuthenTec adds to this device,” said Sean Mullin, CEO of BI2 Technologies, LLC. “AuthenTec’s TCS1 TouchChip provides the high-resolution fingerprint images required for comparison to the FBI’s huge database of fingerprints, allowing police in the field to make quick and positive fingerprint identification on the spot. Only AuthenTec offered the selection of sensor and interfaces that enabled us to easily integrate the fingerprint sensor into MORIS™ with very little technical effort or risk.”
“The mobile ID market is a fast growing market in which BI2’s MORIS™ breaks new ground. We are pleased that our TouchChip sensor technology has been selected as part of this innovative, multi-module mobile biometric device,” said Mike Chaudoin, AuthenTec Director of Government and Access Control. “Our TCS1 sensor has been the preferred choice for mobile ID platforms such as the lightweight and innovative MORIS™ device due to TouchChip’s thin package design, low power consumption and compliance with government standards.”
MORIS™ is the world's first wireless, tri-modal biometric system on a smartphone. This 12.5 ounce Smartphone transforms an iPhone or Android phone into a multi-modal biometric mobile ID terminal. The first production shipments of the MORIS™ devices will begin shipping to approximately 40 U.S. counties beginning in the fall of 2011. MORIS™ was included in Popular Science’s ‘Best of What’s New’ listing as one of the 100 best innovations of 2010.
AuthenTec’s TCS1 is the world’s only silicon fingerprint sensor to meet the FBI’s strict image quality requirements for Federal Information Processing Standard 201 (FIPS 201) required for personal identity verification. Whether authenticating holders of national ID cards or securing access to government facilities, AuthenTec technology is used around the world to provide high levels of security. The Company's complete offering for mobile and network security and identity management includes fingerprint sensors, identity management software, hardware IP, and encryption software for mobile and networking applications. AuthenTec solutions ensure security and user identity from the client to the cloud, and are deployed by the world’s leading companies including Alcatel-Lucent, Cisco, Fujitsu, HBO, HP, IBM, Motorola, Orange, Samsung, Siemens, and Texas Instruments among many others.
About AuthenTec
AuthenTec is the world’s #1 provider of fingerprint sensors, identity management software, and embedded security solutions. AuthenTec solutions address enterprise, consumer and government applications for a growing base of top tier global customers. Already shipped on hundreds of millions of devices, the Company's smart sensor products, software and embedded security solutions are used virtually everywhere, from the PC on your desk to the mobile device in your hand to the server in the cloud. AuthenTec offers developers and users secure and convenient ways to manage today's rapidly evolving digital identities and security needs. For more information, visit or follow us at
About BI2 Technologies, LLC
BI2 Technologies, LLC (“BI2”; develops and sells biometric identification systems and applications used throughout the world. In 2007, BI2 (BI2 is short for short for Biometric Intelligence and Identification) introduced numerous biometric based law enforcement tools and applications for inmate intake and booking, inmate release tracking, access control; sex offender registration and tracking, and various gang related tools for ongoing registration and tracking. The Company’s patented and patent pending technologies focus on iris recognition technologies and are designed as complementary tools to existing fingerprint technologies and biometric systems in use today. All of BI2‘s product lines seamlessly integrate with most jail management systems, records management systems, access control systems and/or security systems in use today. BI2‘s innovative, multimodal biometric systems have been endorsed by the National Sheriffs’ Association (“NSA”), the National Association of Triads (“TRIAD”), and the American Association of Ophthalmologists.

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