Tuesday, December 20, 2011

Apple Patent Infringement Ruling Hits Android


Bloomberg News

Apple Inc. was handed a legal victory that is bad news for rival Google Inc., as a U.S. trade agency ruled that some HTC Corp. smartphones that use the Internet company's Android software infringe an Apple patent.  HTC said it would soon remove an infringing feature from its phones. Above, shoppers view HTC phones in a Taipei, Taiwan, store last week.  The U.S. International Trade Commission on Monday ordered HTC by April to stop importing handsets that infringe the patent. The Taiwanese company said it would remove the feature found to violate Apple's patent, a move that should avoid disruption to its U.S. business.

Read more: http://online.wsj.com/article/SB1000142405291104577109010174484888.html#ixzz1h6yiN6cc
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Payment Industry Headline News



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Uncover Profitable Mobile Payment Business Models to Maximise the Success of Your Service at Mobile Payments and NFC


LONDON, December 20, 2011 /PRNewswire/ --
The total number of goods and money transfers made by mobile payments and NFC services is expected to grow to $640 billion by 2015, almost treble the $240 billion worth made in 2011 (Source: Juniper Research). The industry is fast paced and European operators involved in this market are looking to seamlessly deploy their mobile payment offering.
Mobile Payments and NFC (http://www.mobilepaymentsandnfc.com/) takes place from 30th January - 2nd February 2012 in Londonand will explore how NFC technology and the developing ecosystems will be able to revolutionise the way customers use their mobile phones - transforming handsets into a mobile wallet, capable of holding bank cards, travel tickets and coupons.
The Mobile Payments and NFC conference (http://www.mobilepaymentsandnfc.com/) is bringing together the leading operators who are developing their mobile payment strategy and deploying their NFC services to find solutions to challenges the industry faces in security, ecosystems, ensuring profitability, customer take-up and service interoperability.
Hear from an expert-led speaker panel, including:
  • Tony Lillico, Senior Product Manager for Mobile Payments NFC and Ticketing Deutsche Telekom
  • Jose  Antonio Moujadami Urosa, Head of Financial Services Commercial Roll Out, Telefónica Europe
  • Mary Carol Harris, Head of Mobile Market and Business Development, Visa Europe
  • Vít Šoupal, Senior Head of Mobile Payments and Partner Solutions, T-Mobile Czech Republic
  • Laurent Jullien, Director of Contactless and Payment Services, Bouygues Telecom
  • Claire Maslen, Senior Manager, Market Development, O2 Money

In addition to a two-day conference, Mobile Payments and NFC also includes two dedicated workshop days that will explore in more detail the security implications of mobile payment strategies and how to successfully deploy the service. For more information on these workshops, visit the Mobile Payments and NFC website http://www.mobilepaymentsandnfc.com.
For more information on the full speaker line-up and the topics covered at the Mobile Payments and NFC conference, please visithttp://www.mobilepaymentsandnfc.com.
Welcome to the Mobile Payments and NFC Download Centre, where you can download your complimentary data articles, reports and videos!

Conference Programme Resources:

Mobile Payments and NFC conference brochure
Download your copy of the Mobile Payments and NFC Conference Brochure
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podcasts_lg Podcasts

  • How can operators beat fraud in NFC technology?
    Telecoms IQ sits down with Jack Wraith, CEO of TUFF and Daniele Gulinatti, VP Fraud Management & Revenue Assurance, Telecom Italia at the Telecoms Fraud and Risk Management conference to discuss how operators can start to identify and tackle fraud in NFC technology.
  • Will the mobile wallet really allow us to go cashless?ShareThis
    Telecoms IQ talks to Peter van Leeuwen, Strategy and Business Development Manager, KPN and Sixpack Core Team about the developments in the Six Pack team to enable the Netherlands to utilise contactless technology and what the future holds for the mobile wallet.

articles_lg Articles

  • EU looking for a regulatory framework for Mobile PaymentsShareThis
    With the mobile payments predicted to take a hold of Europe over the next few years, Telecoms IQ investigates how the EU will be planning to put in place a regulatory framework to encourage further growth within the industry.
  • Starbucks processes 20 million mobile payments since JanuaryShareThis
    As coffee giant Starbucks fully embraces mobile payment technology in the US, Telecoms IQ looks at how the company has made their platform successful and what some of the lessons European brand could learn from their success.
  • Taking the fraud out of NFC technologyShareThis
    The growth in mobile payment and NFC technology is staggering, but as company’s start to launch their own mobile payment platforms, what are some of the fraud risks that they should watch out for?
  • How widespread could Mobile Payments and NFC technology get?ShareThis
    Mobile payments are set to grow exponentially over the next four years, but who are the front runners in adopting NFC technology and what are some of the predictions of how big mobile payments will become? Telecoms IQ has put together this infographic showing all the statistics for mobile payments and NFC technology.
  • Evolving beyond advertising into marketing and m-commerceShareThis
    In this article from Mobile Europe they examine how mobile operators can take advantage of mobile marketing opportunities including exploring m-commerce technologies.
  • No cash? No problem – now you can pay with your mobileShareThis
    As operators begin to start trialling and testing NFC technology with small payments, Telecoms IQ examines whether others will follow suit and how widespread paying with your mobile could become.


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MasterCard and Microsoft Team Up to Empower Small Businesses


December 20, 2011 08:30 AM Eastern Time 
Strategic relationship adds Microsoft’s Office 365 to the MasterCard Easy Savings® Program
PURCHASE, N.Y. & REDMOND, Wash.--()--MasterCard Worldwide and Microsoft Corp. today extended their ongoing commitment to deliver increased technology and payment services to small businesses, helping them succeed in today’s challenging business environment.
“Our goal is to help small businesses thrive, and Office 365 can help them do just that by providing technology that is trusted by many of the most successful businesses in the world”
Through this new strategic initiative, MasterCard becomes a member of the partner program for Office 365, a cloud productivity service that gives small businesses access to e-mail, documents, contacts and calendars from virtually anywhere on almost any device, all backed by robust security, reliability and control. MasterCard will provide a 10 percent savings to eligible small business cardholders when they purchase Office 365 through the MasterCard Easy Savings® Program. The MasterCard Easy Savings Program provides eligible small business cardholders with savings on some of the most popular services that help them run their businesses. For terms and conditions, go toeasysavings.com.
“Our goal is to help small businesses thrive, and Office 365 can help them do just that by providing technology that is trusted by many of the most successful businesses in the world,” said Giovanni Mezgec, GM of MSFT Office/Office 365. “Partners like MasterCard bring Office 365 to millions more small businesses and help them reduce costs while gaining access to critical business services.”
“MasterCard is committed to providing small businesses with innovative products and services that improve efficiencies and help them achieve their full potential,” said Eugene De Silva, senior business leader, Small and Medium Enterprise Global Products, MasterCard Worldwide. “The strength of our knowledge, insights and offerings will continue to drive real value for small businesses in two specific areas that are core to their business needs - payments and technologies.”
This collaboration between Microsoft and MasterCard builds on a history of launching and testing new consumer and merchant solutions together, and represents our shared commitment to small businesses.
Most recently, on October 11, MasterCard and Microsoft, in partnership with Dell, announced Shwood Handcrafted Wooden Eyewear as the winner of the “America’s Favorite Small Business” contest. The contest, created to spotlight the success of small business owners, invited businesses with 25 or fewer employees to create a short video explaining why they should be America’s Favorite Small Business. As part of the prize package, Shwood has been featured in a web reality show.
About MasterCard Worldwide
MasterCard (NYSE: MA) is a global payments and technology company. It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities - such as shopping, traveling, running a business and managing finances - easier, more secure and more efficient for everyone. Learn more at www.mastercard.com, follow us on Twitter@mastercardnews or join the conversation on The Heart of Commerce Blog.
About Microsoft Corp.
Founded in 1975, Microsoft (Nasdaq “MSFT”) is the worldwide leader in software, services and solutions that help people and businesses realize their full potential.
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Industry Leaders Debate the Future of EMV Payments at CARTES in North America


December 19, 2011 12:55 PM Eastern Time 
Event to host day-long Worldwide EMV Deployments track for financial services and retail stakeholders
CARTES in North America 2012
LAS VEGAS--()--As the world goes, so goes the United States when it comes to EMV payments? Financial and retail industry leaders are gathering at the CARTES in North America expo & conference, March 5-7, 2012 in Las Vegas, Nev., to discuss what the future holds for the deployment of the international Europay, MasterCard, Visa (EMV) standard for credit and debit card payments in the U.S. during a day-long-track on Monday, March 5.
“We’ll be exploring these issues and ways to help issuers, acquirers and merchants sort fact from fiction.”
While Visa announced in August 2011 its intention to speed up the adoption of EMV contact and contactless chip technology in the U.S., the industry’s reaction has been mixed. Issues such as security, interoperability, infrastructure investments and the emergence of other payment technologies such as Near-Field Communication (NFC) are factors in North American adoption of EMV. The benefits and challenges of rolling out EMV in North America, whether it will become the next widely-adopted payment solution and what lessons can be learned from implementations in other parts of the world are some of the topics that will be featured during the Worldwide EMV Deployments track at Cartes in North America. Richard Mader, the executive director of the Association for Retail Technology Standards, will chair the track, featuring speakers from EMVCo (UK), Intelcav (Brazil), Galitt (Canada), Aconite Technology (Canada), TAS group (Italy), as well as ABnote, MasterCard, Verifone and Visa from the U.S.
According to Daniel Chatelain, Managing Director of the BayPayForum in San Francisco, California, “Payment systems worldwide are feeling the pressure of innovation, but when it comes to day-to-day transactions at the point of sale, the US has always preferred convenience to security compared to Europe. With the last Visa announcement on EMV, things may change quickly. The entire industry is now embarking on a complete redeployment of terminals to accept chip and PIN or chip and signature along with mobile NFC and contactless payments. If all this happens, the industry and its stakeholders will be busy for years to come.”
The debate about EMV standards adoption in the U.S. will shift away from POS fraud to a larger focus on security solutions. The technology will also benefit international travelers, as it will create more card payment interoperability among countries.
“To what extent EMV payment will be the next evolution in the card payment space and what complementary payment technologies may co-exist is a hotly debated topic,” said Isabelle Alfano, event director of CARTES in North America. “We’ll be exploring these issues and ways to help issuers, acquirers and merchants sort fact from fiction.”
CARTES in North America, produced by Comexposium, is endorsed by global and local partners such as the BayPay Forum, Eurosmart, GlobalPlatform, OATH, SIMalliance, Smart Payment Association, The Nilson Report and WIMA NFC USA. Exhibitors and sponsors include ABnote, 3M, CPI Card Group, Gemalto, HID, MasterCard Worldwide, Oberthur, Renesas and Verifone.
To exhibit or attend CARTES in North America, or for more information, visit, www.CARTES-northamerica.com.

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NFC Forum and Bluetooth SIG Publish Developers Guide to Using NFC for Bluetooth® Pairing


December 19, 2011 08:00 AM Eastern Time 
First in Series of New Application Documents Helps Developers Leverage Both Technologies to Benefit Consumers
WAKEFIELD, Mass.--()--The NFC Forum, a non-profit industry association that advances the use of Near Field Communication (NFC) technology, and the Bluetooth Special Interest Group (SIG), the trade association responsible for the development, promotion and protection of the Bluetooth specification, today announced the publication of Bluetooth Secure Simple Pairing Using NFC. The new document provides developers with examples of how to implement Bluetooth Secure Simple Pairing (SSP) using NFC to take maximum advantage of both technologies when they are present in the same device. The publication is available for free download.
“Working with the globally recognized and embedded Bluetooth standard makes perfect sense for NFC. It reaffirms our commitment to broadening the commercialization of NFC solutions and providing new benefits to consumers.”
Bluetooth Secure Simple Pairing Using NFC describes the interaction of Bluetooth technology and NFC during SSP in detail and provides examples of both negotiated and static handover in the most feasible use cases involving both technologies. Developers will find the examples useful guides for their own work, including:
  • Pairing devices with little or no user interface (such as headsets and pedometers) to smartphones
  • Pairing devices with extensive user interfaces (such as cars) to smartphones
  • Pairing devices such as TVs and smartphones to share photos or to use the phone as a remote control
"Since its founding, the NFC Forum has worked hard to advance the market for NFC solutions – first by creating 16 technical specifications, and now, through collaboration with groups such as the Bluetooth SIG, to guide the development of solutions that build upon those specifications," said Koichi Tagawa, chairman of the NFC Forum. "Working with the globally recognized and embeddedBluetooth standard makes perfect sense for NFC. It reaffirms our commitment to broadening the commercialization of NFC solutions and providing new benefits to consumers."
"With over four billion Bluetooth technology enabled devices in market today and nearly two billion coming online in 2011 alone, Bluetoothtechnology has massive scale, support and runway for aggressive growth, and we’re excited to help developers leverage NFC in the right scenarios," said Michael Foley, Ph.D., executive director, Bluetooth SIG. "The beauty of this collaboration is that the SIG, working with the NFC Forum, provides developers with even more design options for connecting Bluetooth devices. For those scenarios that make sense, and where both technologies are available, designing with Bluetooth Secure Simple Pairing using NFC should further empower developers to create great consumer experiences."
NFC Forum Application Documents are informative technical documents designed to promote NFC solutions in vertical markets and to foster best practices, by describing proposed solutions based on NFC Forum specifications.
About Bluetooth Wireless Technology
Bluetooth wireless technology is the global wireless standard enabling simple connectivity for a broad range of electronic devices. Version 4.0 featuring Bluetooth low energy technology creates new application opportunities for products within the mobile phone, consumer electronics, PC, automotive, health & wellness, sports & fitness and smart home industries. With nearly two billion devices shipping annually, Bluetooth technology is the only proven wireless solution for developers, product manufacturers, and consumers worldwide. Backed by industry-leading companies, the Bluetooth SIG empowers more than 15,000 member companies to collaborate, innovate and guide Bluetooth wireless technology. For more information, please visit www.bluetooth.com. Bluetooth wireless technology: Simple. Secure. Everywhere.
About Near Field Communication Technology
NFC technology makes life easier and more convenient for consumers around the world by making it simpler to make transactions, exchange digital content, and connect electronic devices with a touch.
A standards-based connectivity technology, NFC harmonizes today's diverse contactless technologies, enabling current and future solutions in areas such as access control, consumer electronics, healthcare, information collection and exchange, loyalty and coupons, payments, and transport.
NFC technology is supported by the world’s leading communication device manufacturers, semiconductor producers, network operators, IT and services companies, and financial services organizations. NFC is compatible with hundreds of millions of contactless cards and readers already deployed worldwide.
About the NFC Forum
The NFC Forum was launched as a non-profit industry association in 2004 by leading mobile communications, semiconductor, and consumer electronics companies. The Forum’s mission is to advance the use of Near Field Communication technology by developing specifications, ensuring interoperability among devices and services, and educating the market about NFC technology. The Forum’s 160+ global member companies currently are developing specifications for a modular NFC device architecture, and protocols for interoperable data exchange and device-independent service delivery, device discovery, and device capability.
The NFC Forum’s Sponsor members, which hold seats on the Board of Directors, include leading players in key industries around the world. The Sponsor members are: Barclaycard, Broadcom Corporation, Intel, INSIDE Secure, MasterCard Worldwide, Microsoft Corp., NEC, Nokia, NTT DOCOMO, Inc., NXP Semiconductors, Renesas Electronics Corporation, Samsung, Sony Corporation, STMicroelectronics, and Visa Inc.
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