Monday, August 29, 2011

ROAM Data Releases ROAMpay X


Combines industry leading secure readers with enhanced new application and features that can be white-labeled for its partners
BOSTON--(BUSINESS WIRE)--ROAM Data, the leading mCommerce platform provider that extends both physical POS and eCommerce to the mobile environment, today announced ROAMpay X, a redesigned mobile card acceptance application that improves the merchant’s user experience with enhanced graphics and added features for iPhone and Android touch-screen users. A BlackBerry version is scheduled for release soon.
“Everyone is improving and updating their mobile apps, and our goal is to continue to enhance our mCommerce offerings for our reseller partners so they can compete at the highest levels in the market”
The new ROAMpay X application includes:
  • Enhanced User Experience - With easier checkout process and user workflow, along with richer and more intuitive graphics.
  • Signature Capture – Merchants can now capture their customers’ signatures and retrieve them on reports.
  • Automatic Tax Calculation - Merchants can set their sales tax for easy calculation on goods and services.
  • Tip Functionality - Merchants can add tip amount or percentage to be totaled before authorizing the payment.
“Everyone is improving and updating their mobile apps, and our goal is to continue to enhance our mCommerce offerings for our reseller partners so they can compete at the highest levels in the market,” said Will Graylin, founder and CEO of ROAM. “ROAMpay X is one of the improvements we have been working on; there are many more innovations in the pipeline for our customers and partners.” Graylin also noted that the entire ROAMpay X solution can be white-labeled for larger distribution partners that want to brand their own merchant acceptance solution, from reader, to app, to provisioning, receipts, support portal and more.
About ROAM
ROAM Data is the leading mCommerce platform provider that extends both physical Point of Sales (POS) and eCommerce to the mobile environment. It provides patented mCommerce software-as-a-service, payment peripherals, and a platform of development tools that enable scalable mobile commerce applications to help merchants win customer spend and loyalty.
Examples of ROAM applications include ROAMpay X, that turns merchants’ mobile devices into secure POS terminals to accept payment anywhere; ROAMoffers and ROAMwallet, that enables merchants to deliver compelling offers to their consumers’ cell phones that can be conveniently and securely acted upon. ROAM also provides a set of tools (APIs, SDK, IDE) for developers to build their own mobile POS or eCommerce apps on ROAM’s platform. Visit us at www.roamdata.com.

Contacts

ROAM Data
Rob Stringer, 857-254-2411
rstringer@roamdata.com

Recent Stories from ROAM Data

Three New Waterproof Fujitsu Mobile Phones from NTT DOCOMO Now Available with AuthenTec Smart Fingerprint Sensors for Enhanced Touch Functionality


AuthenTec Sensors Improve the Speed and Security of NFC Mobile Wallet Transactions on the Three Phone Models
MELBOURNE, Fla.--(BUSINESS WIRE)--AuthenTec (NASDAQ:AUTH), a leading provider of security and identity management solutions, announced that its AES1750 smart fingerprint sensor is now included on three new Fujitsu mobile Phone models now available from NTT DOCOMO, INC. NTT DOCOMO’s newest mobile Phone lineup includes three AuthenTec-enabled models, the docomo PRIME series F-09C, docomo STYLE series F-10C and docomo SMART series F-11C.
“We’ve been very pleased with the feedback we’ve received about the multiple user features of AuthenTec smart sensors, which is why we continue to integrate them into select models in our expanding mobile phone lineup.”
Each of these waterproof phones incorporate AuthenTec’s AES1750 smart sensor for multiple touch-powered features including one-touch security and personalization. AuthenTec’s AES1750 helps improve the speed and security of Osaifu-Keitai™ NFC mobile wallet transactions via fast and highly secure fingerprint authentication on the three phone models. This helps users conduct quick yet secure mobile wallet transactions via the mobile phones at more than 500,000 NFC mobile payment terminals in Japan.
“Our longstanding relationship with fingerprint sensor leader AuthenTec allows us to add differentiated features to our mobile phones, including enhanced security and other touch-powered functions,” said Katsumi Takada, head of Mobile Phone Group of Fujitsu. “We’ve been very pleased with the feedback we’ve received about the multiple user features of AuthenTec smart sensors, which is why we continue to integrate them into select models in our expanding mobile phone lineup.”
“Fujitsu has been an outstanding AuthenTec customer for many years and continues to be a strong advocate for our fingerprint sensor technology in their innovative mobile phones. It is a great honor for us to continue this longstanding partnership and be selected by Fujitsu for incorporation in three new waterproof models,” said Art Stewart, AuthenTec Vice President of Smart Sensor Solutions. “Our AES1750 has been a popular sensor choice, offering the size, durability and cosmetic appearance needed for Fujitsu’s stylish and feature rich mobile phones, and we are very proud of the important role our sensors play in delivering effortless mobile commerce transaction security and personal information protection.”
The AES1750 sensor’s water-resistant properties come from AuthenTec’s TouchStone packaging technology, which provides a perfectly flat, uniformly colored surface for a smooth feel and enhanced aesthetics. AES1750 provides enhanced touch control functions such as precise cursor positioning, turbo scrolling, and full touchpad emulation, allowing smartphone and mobile device makers to replace a wide array of single function mechanical devices like optical joysticks with a significantly thinner component that also offers enhanced security and personalization features for end users.
27 Fujitsu phone models have incorporated AuthenTec fingerprint sensors, encompassing many millions of mobile phones beginning with the mova F505i which began shipping in 2003.
The docomo PRIME series F-09C features a durable waterproof body with responsive touchscreen and features a large, 3.5-inch rotating screen, and a 16.3 Megapixel camera capable of shooting full HD movies. The docomo SYTLE series F-10C is an 11.8-mm slim waterproof phone featuring ‘Prism glass illumination’ and a jewel-like design, and includes a 12.2-megapixel camera for shooting full HD video. The docomo SMART series F-11C is a 12.8-mm slim waterproof phone with features tailored for the business world including a business card reader linked to address book and “whiteboard photo” mode.
AuthenTec offers complete security and identity management solutions for the mobile market, including embedded security, smart fingerprint sensors and software. AuthenTec’s mobile market offering includes embedded and downloadable DRM content protection, mobile VPN client solutions, security hardware IP, identity management software, and smart fingerprint sensors that are used in more than 15 million mobile phones. AuthenTec provides the most advanced levels of security, reliability, and performance for mobile phone users, mobile operators, content providers, embedded security developers and many others, saving them time and money while optimizing performance.
About AuthenTec
AuthenTec is the world’s #1 provider of fingerprint sensors, identity management software, and embedded security solutions. AuthenTec solutions address enterprise, consumer and government applications for a growing base of top tier global customers. Already shipped on hundreds of millions of devices, the Company's smart sensor products, software and embedded security solutions are used virtually everywhere, from the PC on your desk to the mobile device in your hand to the server in the cloud. AuthenTec offers developers and users secure and convenient ways to manage today's rapidly evolving digital identities and security needs. For more information, visit www.authentec.com or follow us at twitter.com/authentecnews.
Osaifu-Keitai is a trademark or a registered trademark of NTT DOCOMO, INC. in Japan and other countries.

Contacts

AuthenTec
Brent Dietz, +1-321-308-1320
Director of Communications
brent.dietz@authentec.com

Recent Stories from AuthenTec

VeriFone Ships 500,000th System to Swedish Partner Point Transaction Systems


Relationship of More than 20 Years Tightly Integrating Sales & Infrastructure
SAN JOSE, Calif.--(BUSINESS WIRE)--VeriFone Systems, Inc. (NYSE: PAY), today announced that it has shipped its 500,000th payment systems to Swedish partner Point Transaction Systems with whom it has forged a strong sales and infrastructure relationship spanning more than 20 years. Point uses VeriFone systems and software at the overwhelming majority of its several hundred thousand merchants.
“Congratulations to the Point team on this milestone achievement. Customers of Point Transaction Systems know they are getting all the benefits of a local partner backed by the worldwide product scope and infrastructure expertise of VeriFone”
Point is VeriFone's representative in Scandinavia and the Baltics. As well, Point resells VeriFone systems and software in England through its subsidiary, Commidea.
“Congratulations to the Point team on this milestone achievement. Customers of Point Transaction Systems know they are getting all the benefits of a local partner backed by the worldwide product scope and infrastructure expertise of VeriFone,” said Douglas G. Bergeron, CEO of VeriFone.
“We’re delighted that together we have developed a tremendous working partnership upon which so many Northern European customers are reliant. VeriFone provides critical functionality in the areas of operating systems, EMV chip and Pin, and security for Point's VeriFone end-users. VeriFone also delivers the ongoing updates required by Point’s merchant base to stay compliant with increasingly demanding European payment and security regulations," Bergeron added.
Point was founded in Norway in 1987, with Sweden as its first market. With a workforce of more than 700 employees across the Group, Point is able to call upon the worldwide resources of VeriFone to meet virtually any customer need for payment products and services.
About VeriFone Systems, Inc. (www.verifone.com)
VeriFone Systems, Inc. (“VeriFone”) (NYSE: PAY) is the global leader in secure electronic payment solutions. VeriFone provides expertise, solutions and services that add value to the point of sale with merchant-operated, consumer-facing and self-service payment systems for the financial, retail, hospitality, petroleum, government and healthcare vertical markets. VeriFone solutions are designed to meet the needs of merchants, processors and acquirers in developed and emerging economies worldwide.

Fiserv Selected by Fulton Financial Corp.


Fulton Financial Corporation Selects Fiserv

  • Fiserv technology chosen to support the $16 billion institution’s future growth plans, reduce costs and improve customer experience
  • Comprehensive banking solution centered on enterprise customer relationship management
  • Streamlined processes and targeted campaigns focused on customer acquisition and servicing
BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv, Inc. (NASDAQ: FISV), the leading global provider of financial services technology solutions, announced today that Fulton Financial Corporation, headquartered in Lancaster, Pa. with $16 billion in assets, has selected a complete outsourced banking solution based on the SignatureTM bank platform from Fiserv. Fulton chose Fiserv due to its advanced technology with flexible, scalable and integrated systems to help the company focus on its organic and acquisition growth targets, deepen its sales and service excellence culture and increase efficiency through streamlined processes. Also key to the organization’s decision was the company’s successful history of implementing integrated solutions and servicing large, complex financial institutions.
“In our search for a technology provider, we wanted more than just a vendor”
With a technology transition and transformation based upon the Signature bank platform, Fulton will utilize Fiserv solutions to facilitate and support the company’s growth plans. Key to the company’s strategy is to deepen its relationships with current customers and attract new customers through superior customer experience using relationship-based banking. With a large customer base and 273 branches across five states, the bank will utilize the strength of Fiserv data and analytics solutions to enhance its ability to service new and existing customers effectively.
“Historically, our organization has grown visibly through acquisition, but we are just as focused on organic growth. We put the customer first and focus on building a relationship with our retail and commercial customers, but we have been challenged by many manual processes that impeded a seamless experience for the customer,” said Angie Sargent, executive vice president and Chief Information Officer, Fulton Financial Corporation. “By moving to the Signature platform, we will have better and more consistent information available to servicers. A full view of the customer relationship and their activity will improve service and provide swifter problem resolution, while the analytics engine will allow us to offer personally relevant services and to develop products that better serve customers.”
Signature provides financial institutions with a complete end-to-end solution for account processing, fully integrated with other market-leading solutions from Fiserv. Fiserv will deliver specialized analytical tools through Aperio™ and EnAct™ from Fiserv to identify market and customer opportunities for Fulton. Integration across delivery channels will optimize sales resources and marketing campaigns enterprise-wide to enhance the customer experience and make every interaction count.
Additional Fiserv products chosen by Fulton Financial include Prologue™ Financial Accounting Services, Construction Loan Manager, Bank Intelligence Solutions® and debit processing, among other services. Fulton Financial has previously implemented CheckFree® RXP® for bill payment, ZashPay® for person-to-person payments and Mobile Money™ for mobile banking.
"Fiserv operates on a service-oriented architecture (SOA) model that delivers a winning combination of integrated products and services – from account processing and bill payment to customer relationship management and analytics and more – to help Fulton succeed in its plans for continued growth," said Dave Santi, division president, Bank Solutions, Fiserv. “Signature is designed to meet the needs of larger institutions, providing an integrated infrastructure that leverages assets of the bank and Fiserv. Fulton joins an impressive list of banks that value and choose Fiserv for our experience delivering scalable and flexible solutions to large financial institutions around the world.”
“In our search for a technology provider, we wanted more than just a vendor,” said Sargent. “Over the past 34 years, Fiserv has shown us that they are invested in our growth and performance as a partner, and we’ve grown from a $348 million institution to a $16 billion holding company in that time. We are able to discuss our goals, challenges and strategic plans with Fiserv and adopt its solutions to best meet our needs.”
About Fulton Financial Corporation
Fulton Financial Corporation is a Lancaster, Pennsylvania-based financial holding company which has nearly 3,800 employees and operates more than 270 banking offices in Pennsylvania, Maryland, Delaware, New Jersey and Virginia through the following affiliates: Fulton Bank, N.A., Lancaster, PA; Swineford National Bank, Middleburg, PA; Lafayette Ambassador Bank, Easton, PA; FNB Bank, N.A., Danville, PA; The Bank, Mt. Laurel, NJ; Skylands Community Bank, Chester, NJ and The Columbia Bank, Columbia, MD.
The Corporation’s investment management and trust services are offered at all banks through Fulton Financial Advisors, a division of Fulton Bank, N.A. Residential mortgage lending is offered by all banks through Fulton Mortgage Company.
Additional information on Fulton Financial Corporation is available on the Internet at www.fult.com.
About Fiserv
Fiserv, Inc. (NASDAQ: FISV) is the leading global provider of information management and electronic commerce systems for the financial services industry, driving innovation that transforms experiences for financial institutions and their customers. Fiserv is ranked No. 1 on the FinTech 100 survey of top technology partners to the financial services industry. For more information, visit www.fiserv.com.

Friday, August 26, 2011

Lookout: Hackers Focusing in on Smartphones


Beware: mobile payments create an extremely attractive target for attackers.

What took years to happen in the internet / personal computer (PC) evolution is taking mere months, says Lookout Mobile Security in their 2011 report on mobile security.
   
Quick facts from the Lookout 2011 Mobile Security Report:
  • Both web-based and app-based threats are increasing in prevalence and sophistication.
  • Android users are two and a half times as likely to encounter malware today than 6 months ago and three out of ten Android owners are likely to encounter a web-based threat on their device each year.
  • An estimated half million to one million people were affected by Android malware in the first half of 2011; Android apps infected with malware went from 80 apps in January to over 400 apps cumulative in June 2011.
  • Attackers are deploying a variety of increasingly sophisticated techniques to take control of the phone, personal data, and money. Additionally, malware writers are using new distribution techniques, such as malvertising and upgrade attacks.
Research Methodology
The findings in this report are based on data collected and analyzed by Lookout through our Mobile Threat Network, which includes the world’s largest database of applications and aggregates detection results from mobile devices throughout the world. The Lookout Mobile Threat Network gathers application data from a variety of sources including official application markets, such as the Android Market and Apple App Store, as well as alternative markets in which apps are distributed. 
Link:


https://www.mylookout.com/_downloads/lookout-mobile-threat-report-2011.pdf

CNET: Visa vs. Google Wallet War Begins


The digital wallet wars have begun. And credit card giant Visa and search behemoth Google are likely to be among the first to face off in the market as they each try to convince consumers to ditch their real wallets for ones that store credit cards and other information on their cell phones.  Bill Gajda, global head for Visa Mobile, said he doesn't necessarily view Google as a competitor, but the similarities in the company's strategies are striking.

Read more: http://news.cnet.com/8301-30686_3-20097429-266/visa-vs.google-wallet-in-mobile-payments/#ixzz1W91AIDnQ

Dwolla’s Proxi does near-field mobile payments, no NFC chip required


While the promise of what NFC can provide is huge, the adoption of the technology depends on far more than just consumers picking up NFC-enabled handsets. The promise requires that businesses also adopt the technology, especially when it comes to paying for things with your phone.  This is the exact problem that Dwolla is looking to solve with its new feature called Proxi. Proxi is a peer-to-peer system that can enable you to send payments to nearby users, without the need for either of you to have NFC. How’s that? Think satellites.  read more

Mobile Payment Security Apps Coming to NFC-ready Smartphones


Mobile payment security apps coming to NFC-ready smartphones

Visa, MasterCard, American Express, Discover all expected to offer apps

By Matt Hamblen
Computerworld - Four major credit card companies are working with the Isis mobile wallet venture to install mobile payment security applications on upcoming NFC-ready smartphones in the U.S.  read more

QuickVault Awarded New Patent for Securing and Controlling USB Ports and "CloudVault" Trademark


ATLANTAAug. 25, 2011 /PRNewswire/ -- Adapt IP Ventures, LLC announces that its client, QuickVault, Inc., was recently issued U.S. Patent No. 8,011,013 titled "Method for Securing and Controlling USB Ports." The U.S. Patent and Trademark Office also awarded QuickVault the trademark of "CloudVault."
QuickVault (www.quickvault.com) is a privately-held IT security company based in Cumming, GA that offers a wide-ranging set of security and backup products and intellectual property for mobile devices, computers, networks and POS systems. As announced in May, QuickVault retained Adapt IP Ventures to assist with IP management and business development.
"The addition of this patent and trademark is yet another example of QuickVault's commitment to expanding and protecting their valuable IP rights," said Grant Moss, CEO of Adapt IP Ventures and Strategic Advisor to QuickVault. "In addition to this patent, QuickVault has two other issued patents and many pending patent applications that cover additional aspects of data security and mobile payments."
This new patent enables users to control and secure data integrity by monitoring USB ports for authorized devices based on security policies and parameter files. Potential uses of this patented technology could include controlling access of devices connected to a USB port including external storage drives, printers or other mobile devices. The original patent application was filed in July 2007, but has a priority date of July 2006.
QuickVault also received approval for the "CloudVault" trademark in July. The CloudVault product is a secure online file sharing service with a unique capability to protect data on a mobile storage device when it is lost or stolen. CloudVault also allows customers to monitor and report the movement of data to and from a mobile device. This capability is particularly relevant for compliance and breach disclosure purposes.
"We believe that this trademark provides considerable value to QuickVault as the market for cloud-based storage products continues to grow," said Moss.  
Companies interested in obtaining more information about QuickVault's intellectual property are encouraged to contact Adapt IP Ventures.
About Adapt IP Ventures, LLC
Adapt IP Ventures serves as a patent broker for its clients and develops custom strategies to sell, license or value patents. Visitwww.adaptipventures.com for more information.
Contact:
Grant Moss
Adapt IP Ventures, LLC
Phone: 770-353-0756
Email: grant@adaptipventures.com
SOURCE Adapt IP Ventures, LLC

Universal Secure Registry Issued Key Electronic Wallet Patent


August 24, 2011 10:13 ET
Covers 3+ Factor Security for Individual and Peer-to-Peer Secure Mobile Financial Transactions
NEWTON, MA--(Marketwire - Aug 24, 2011) - Universal Secure Registry™ LLC (USR), an enablingmobile payment security technology and identity authentication company, today announced that the United States Patent and Trademark office issued the company patent US 8,001,055 B2 on Tuesday, August 16, 2011, covering key aspects of USR's proprietary technology for secure financial transactions. Reliable identity authentication is critical to mobile transactions. This new patent covers authenticating an individual's identity using three canonical identification factors (token, secret, biometric,) plus an additional biometric, a digital photo of the purchaser, sent from a remote secure server to a vendor. This 3+ FACTOR SECURITY™ system authenticates identity in a fast, convenient, and secure way. This technology also extends to multiple transaction types, including peer-to-peer, individual-to-vendor and multiple traditional credit cards. The original patent application was filed in February 2006 by Kenneth Weiss, a renowned identity authentication and computer security expert.
Patent US 8,001,055 B2 includes technology for a unique undefeatable handshake from a secure remote server to vendors, requiring that the server also be positively authenticated before any transaction occurs. This approach helps prevent computer-based fraud, exacerbated by activities such as "spoofing," which exploit the vulnerabilities of both internet- or cloud-based platforms.
"USR was developing technology for the electronic wallet six years ago, long before the current stampede of interest in mobile wallets," said Kenneth Weiss, CEO and founder, of USR. "USR not only anticipated the significance of cloud computing for both businesses and individuals, but also identified a new class of potential security exposures. The electronic handshake component of the new patent enables the technology to address these previously unaddressed security vulnerabilities."
The USR electronic wallet provides a reliable way to authenticate identity with 3+ FACTOR SECURITY™ making mobile payment transactions fast, convenient, and secure. Building on the "two-factor" security Weiss invented for the SecurID token in 1984, Weiss has now developed USR's patented 3+ FACTOR SECURITY™ system that generates, after three factors are satisfied, a time-synchronized 16 digit pseudo random number to identify the purchaser. As an additional security feature an image of the purchaser is then sent to the vendor's system or point of sale device. Only after the identity of an individual is positively established will the funds be transferred using the remote secure server as a trusted agent.
The USR electronic wallet is the only mobile transaction technology that does not allow sensitive or potentially exploitable information to be either transmitted from or stored on the mobile device. This technology is currently available to third parties including credit card companies, wireless carriers, banks, retailers and others for licensing purposes.
About Universal Secure Registry LLCUniversal Secure Registry™ LLC (USR) is an enabling-technology company that holds a series of new personal identification, authentication, and mobile phone transaction application patents invented by Kenneth Weiss. More than 100 million people worldwide rely on computer security and identity authentication systems such as SecurID tokens invented, designed, and patented by Weiss, including most Fortune 500 companies, large and small corporations, individuals, governments, and banks in more than 30 countries. USR technology provides a secure, remote universal electronic repository for personal, private, and sensitive information. This integrates the convenience of a mobile phone with the security of a protected remote server to create a secure system for transactions ranging from funds transfers to credit card purchases, and also has the added benefit of streamlining secure access to remote computers/networks, the cloud or physical facilities. The USR electronic wallet uses near field communication (NFC) and/or Bluetooth. It is the only mobile payment technology that does not transmit sensitive or exploitable information from the mobile device or store information on it. Leveraging its patented 3+ FACTOR SECURITY™system, USR's proprietary enabling identification technology designed for smart phone applications is available to third parties for licensing. USR was established in 2000 and is based in Newton, Massachusetts. http://www.USRID.net
SecurID is a trademark of RSA, the Security Division of EMC.

GETI and Alliance Payment Systems Announce Partnership for Point of Sale Check Processing


SOURCE: Global eTelecom, Inc.
August 26, 2011 05:00 ET
FT. WALTON BEACH, FL--(Marketwire - Aug 26, 2011) - Global eTelecom, Inc. (GETI), an electronic check processor and gift/loyalty card provider, announced today a new partnership with Alliance Payment Systems. GETI will provide processing for point of sale (POS) check conversion and Check 21 remote deposit capture transactions. As part of this partnership, Alliance Payment Systems will provide its own funding guarantee to merchants, while utilizing GETI's transaction processing technology.
"This partnership with Alliance Payment Systems will substantially enhance payment processing options for their clients by integrating GETI solutions into the Alliance Payment Systems processing engine," said Henry Mort, Director of Sales-Check Services at GETI. "Partnering with Alliance Payment Systems offers us the opportunity to serve more businesses in their niche markets in the grocery and convenience store arena and beyond."
"We are pleased to work with GETI because this partnership will allow Alliance Payment Systems to expand our check processing solutions," said Robert Padron, Sales Manager at Alliance Payment Systems. "We now have a complete suite of payment solutions to meet the needs of our clients and their customers, whatever their needs."
About Global eTelecom, Inc. (GETI)Global eTelecom (GETI) provides proprietary electronic Check processing and Gift/Loyalty services to over 55,000 merchants nationwide. GETI's products are marketed through sales channels of banks, independent sales offices and credit card processors. Global eTelecom's value added solutions include: Electronic POS Check Conversion, Paper Guarantee, ACH Debit, Checks-By-Phone, Checks-By-Web, Check 21 rdc, mobile Tele-Debit and Gift/Loyalty Card Processing. GETI is part of Sage North America. For information, please visit www.Globaletelecom.com
About Alliance Payment SystemsAlliance Payment Systems (APS) is a leading provider of transaction processing services. APS offers innovative and cost-effective solutions to merchants who need to accept credit cards, debit cards, and checks for the goods and services they sell. To find out more about APS, please visitwww.alliancepaymentsystems.com

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