Tuesday, April 10, 2012

Smart Card Alliance Announces New Certification Training for Payments Industry


SOURCE: The Smart Card Alliance
April 10, 2012 08:00 ET
Addition of Payments Certification to CSCIP Training Program
PRINCETON JUNCTION, NJ--(Marketwire - Apr 10, 2012) - Industry professionals interested in supporting the U.S. move to EMV and NFC contactless mobile technologies can now earn the first certification dedicated to smart card-based payments -- the Smart Card Alliance Certified Smart Card Industry Professional/Payments (CSCIP/P) credential. The Alliance will hold its first instructor-led training course and exam for CSCIP/P in May at the NFC Solutions Summit 2012.
"The CSCIP/P training materials and exam fill a noticeable gap in education and information around the EMV migration and NFC and mobile payments adoption that have already begun in the United States," said Randy Vanderhoof, executive director of the Smart Card Alliance. "We have expanded our smart card training to include written documentation and classroom instruction on the role smart cards play in the rapidly changing financial payments, transportation payments, and mobile payments industries. This provides payments industry professionals a certification that demonstrates they have a proficiency in the latest technology and usage models for chip-enabled payments."
Part of the Alliance's Leadership, Education and Advancement Program (LEAP), CSCIP/P is an extension of the Certified Smart Card Industry Professional (CSCIP) designation. The body of industry knowledge covered by the CSCIP/P certification includes the same fundamentals as the CSCIP certification, and adds in-depth content on EMV migration, mobile and NFC contactless payments, secure remote transactions and smart card use in both card- and account-based transit payment systems.
Leading smart card industry professionals have developed the series of educational modules forming the CSCIP/P certification body of knowledge. These educational modules prepare applicants for the CSCIP/P exam administered by the Smart Card Alliance. The CSCIP/P certification exam will cover:
  • Smart Card Fundamentals
  • Smart Card Security Principles
  • Smart Card Application and Data Management
  • Smart Card Usage Models - Mobile and NFC
  • Smart Card Usage Models - Payments and Financial Transactions
  • Technology Comparison and Implementation Considerations
Information about the CSCIP/P certification is now available on the Smart Card Alliance website. The first instructor-led training course will be held at the NFC Solutions Summit on Monday, May 21st prior to the CSCIP/P exam on Wednesday, May 23rd. The Summit, held in partnership with the NFC Forum, will take place May 22 - 24, 2012 at the Hyatt Regency San Francisco Airport Hotel in Burlingame, California. For more information, visit the Smart Card Alliance LEAP website at http://www.smartcardalliance.org/pages/activities-leap.
About LEAPLEAP is an individual membership option offered by the Smart Card Alliance open to all individual professionals working in the smart card industry in the United States and worldwide, regardless of whether their organization is a current member of the Smart Card Alliance. LEAP members have access to the following members-only benefits: the LEAP Web site containing a comprehensive library of educational materials such as Smart Card Alliance reports, white papers, videotaped workshops, past webinars recordings and conference presentations; a social networking site to meet and share information with other LEAP members; private webinars and briefings on relevant industry topics; special networking receptions; and discounts to events and services.
About CSCIPLEAP members can apply to be accepted into the Certified Smart Card Industry Professional (CSCIP) certification program. The program provides experienced smart card industry professionals a path to be accredited as a Certified Smart Card Industry Professional. The Smart Card Alliance has developed a comprehensive body of knowledge on smart card technology and applications that will prepare accepted candidates for the CSCIP Exam. The program is administered and reviewed annually for relevance and updates by the Smart Card Alliance Professional Development Committee, comprised of Leadership Council-level members and board members of the Smart Card Alliance Board of Directors.
Membership information and fees for LEAP and CSCIP are found athttp://www.smartcardalliance.org/pages/activities-leap. For more information, contact the Smart Card Alliance at 1-800-556-6828 or email the LEAP administrator atLEAPinfo@smartcardalliance.org.
About the Smart Card AllianceThe Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology.
Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit http://www.smartcardalliance.org.

First Data Releases March 2012 SpendTrend®


Card Spending Growth Stable in March; Spring Promotional Activity, Warm Weather Encouraged Discretionary Spend
ATLANTA--()--First Data Corporation, a global leader in electronic commerce and payment processing, today released its First Data SpendTrend® analysis for the full month of March 2012 compared to March 2011. SpendTrend tracks same-store consumer spending by credit, signature debit, PIN debit, EBT cards and checks at U.S. merchant locations.
“The mild weather across much of the nation in March encouraged retailers to promote sales of spring merchandise, providing an additional catalyst to customer traffic”
Year-over-year dollar volume growth was 8.7% in March, compared to February’s 8.9% growth. Mild temperatures and early Easter holiday spending drove retail foot traffic despite higher gasoline prices.
“The mild weather across much of the nation in March encouraged retailers to promote sales of spring merchandise, providing an additional catalyst to customer traffic,” said Silvio Tavares, SVP and division manager of First Data Global Information and Analytics Solutions, which publishes SpendTrend.
In March, PIN debit surged to yearly highs in dollar volume and transaction growth. As a higher percentage of taxpayers elected to have their tax refunds electronically deposited into their bank accounts this year, it appears they made more discretionary purchases with PIN debit cards instead of credit cards.
March Dollar Volume Growth
 
CHANGE
Credit+5.7%
Signature Debit+8.4%
PIN Debit+14.6%
Check-2.6%
 
Note: All transactions are same-store growth.
For more information on First Data SpendTrend, visit www.firstdata.com/infoanalytics or call SpendTrend Customer Care at 800-430-0169. A supplementary podcast including further analysis of the SpendTrend March 2012 report is available here.
To participate in the SpendTrend conversation, please follow First Data at http://twitter.com/spendtrend and join us athttp://facebook.com/spendtrend.
Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction.
First Data SpendTrend, a macro-economic indicator, is based on aggregate same-store sales activity in the First Data Point of Sale Network. First Data SpendTrend does not represent First Data’s financial performance.

Datacard Group Strengthens Instant Issuance & EMV® Smart Card Technology Expertise in Canada

A smartcard graphic, without banklogos or simi...
A smartcard graphic, without banklogos or similar copyright/trademark concerns. Card holder's name and card numbers are made up. The 3 by 5 mm security chip embedded in the card is shown enlarged in the inset. Chip inset taken from Janke's "Smartcard.JPG" (Also GFDL). (Photo credit: Wikipedia)

Mike Vaselenak to Lead Instant Issuance Business Development in Canada for Datacard Group – Bringing Over 20 Years of Industry Experience to the Company
MINNETONKA, Minn.--()--Datacard Group, the world leader in secure ID and card personalization solutions, today announced that it is continuing to strengthen its global expertise by appointing Mike Vaselenak to lead business development and sales in Canada for Datacard Group’s instant issuance solutions.
“The addition of Mike to our team reflects our continued dedication and commitment to expanding on and delivering the world’s leading instant issuance solutions.”
Currently, Datacard® solutions issue millions of cards everyday worldwide and the company has thousands of instant issuance installations throughout the world, including both magnetic stripe programs as well as EMV® compliant smart card programs. Instant issuance complements centralized third party production and drives activation, while helping reduce issuer costs and the risks of sending financial cards and PINs through the mail.
“Continuing to strengthen Datacard Group’s global reach, instant issuance offers a substantial opportunity for financial institutions in Canada to enhance customer service levels, as well as increase card sales, activation and usage rates,” said Vaselenak. “I am pleased to join a company that has years of experience and a highly qualified instant issuance and smart card team that delivers world class technology, service and support.”
As an expert in helping define payments and e-business strategies for leading Canadian, U.S. and international corporations, Vaselenak has specialized in business development and product management for payments and transactional systems. Currently co-chair of the Advanced Card Technology (ACT) Canada Prepaid Strategic Leadership Team, Vaselenak has founded and led companies in advanced transaction processing solutions including proprietary account card networks, EMV technology consulting, special purpose point-of-sale (POS) terminals, extended transaction set authorization and adjudication, and ecommerce merchant and supply chain applications.
“With over 20 years of experience in the payments industry, Vaselenak’s expertise in EMV technology and payments adds tremendous depth to our team, and his joining enables Datacard Group to deliver ever more value to card issuers in the Canadian market,” said Ron Zanotti, vice president, financial instant issuance for Datacard Group. “The addition of Mike to our team reflects our continued dedication and commitment to expanding on and delivering the world’s leading instant issuance solutions.”
Uniquely positioned in the market to help financial institutions design card issuance programs, Datacard Group offers a Secure Issuance Anywhere™ platform, which provides customers the flexibility to issue cards and credentials anytime and anywhere. This platform includes hardware, software, supplies and global support–combining central issuance or instant issuance, as well as emerging NFC mobile issuance and EMV-compliant programs into a single solution.

FIS Launches Prepaid Travel EMV Cards

A6-EMV
A6-EMV (Photo credit: Mark Winterbourne | P H O T O G R A P H Y)

First-to-market chip-based cards offer global convenience and security
JACKSONVILLE, Fla.--()--FIS™ (NYSE:FIS), the world’s largest provider of banking and payments technology, today announced its launch of the FIS Travel EMV® Card. The EMV chip card is the first-of-its-kind offering, providing consumers with the latest in secure payments technology in a convenient prepaid card.
“EMV chip technology is at the forefront of secure card-based transactions”
Focusing on the increasing demand for secure, convenient methods of payment for consumers, FIS is launching a new prepaid card targeted specifically to consumers who travel abroad. The FIS Travel EMV Card combines the latest in EMV chip technology and a traditional magnetic stripe, providing financial institutions with an instant-issue, low-cost product to offer to consumers. An alternative to traveling with cash, credit cards or traditional traveler’s checks, the cards are safe, easy to use and accepted worldwide.
The FIS Travel EMV Card will simplify travel for U.S. consumers where EMV chip technology is used for card-based transactions. U.S.-issued credit and debit cards use magnetic stripe technology, which is not widely accepted abroad. The EMV chip-based cards have been adopted globally for their increased level of security. U.S. issuers are expected to move toward EMV cards in the coming years. The FIS Travel EMV Card provides financial institutions the ability to offer this preferred card immediately, enabling them to stay ahead of the competition.
“EMV chip technology is at the forefront of secure card-based transactions,” said Brad Potter, senior vice president, FIS EFT Solutions. “While the payments industry continues to prepare for EMV technology over the next few years, cardholders who wish to travel abroad have an immediate need for EMV payment cards. The new FIS Travel EMV Card enables any financial institution in the U.S. to serve the needs of their customers quickly and for an extremely low cost.”

TSYS Signs Contract Extension with Veracity Payment Solutions

Image representing Business Wire as depicted i...
Image via CrunchBase

COLUMBUS, Ga.--()--TSYS (NYSE: TSS) announced today that it has extended its long-term agreement with Veracity Payment Solutions to serve as their full-service payment solutions provider. A North American acquirer offering full-service payment technology to more than 12,000 businesses nationwide and processing approximately $2 billion in transaction volume annually, Veracity will utilize TSYS’ robust point-of-sale solutions and flexible, reliable systems to support an aggressive growth strategy.
“With a common goal of growth and customer service, TSYS is well positioned to be Veracity’s processing solutions partner.”
“We are delighted to continue as Veracity’s growth partner,” said Tim Munto, group executive of Sales and Client Relations for TSYS Acquiring Solutions. “With a common goal of growth and customer service, TSYS is well positioned to be Veracity’s processing solutions partner.”
“TSYS has a breadth of value-added resources and a proven strategy to provide superior support to its clients,” said Joe Cohane, chief executive officer of Veracity Payment Solutions. “We value the consistency and stability of TSYS’ core processing services, which will continue to serve our clients and help grow our business.”

BlackBerry Bold 9790, Curve 9380 with NFC launch

News1 new result for "Near Field Communications"
BlackBerry Bold 9790, Curve 9380 launch on MTN
MyBroadband
It features a hardware keyboard; touch screen display; Near Field Communications (NFC) technology; and the BlackBerry 7 operating system. The Curve 9380, meanwhile, is the first touch screen-only device in the BlackBerry Curve lineup.
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MyBroadband



Mobile Payment News Roundup for April 10th

News17 new results for "Mobile Payment"
3 On Your Side: Mobile Payment App Warning
CBS Local
By Jim Donovan PHILADELPHIA (CBS) – Mobile payment apps allow you to pay for coffee, food and even other merchandise with the wave of your phone at the register. But is using them safe? 3 On Your Side Consumer Reporter Jim Donovan has learned that the ...
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CBS Local
ID TECH Releases Shuttle, New Secure Credit Card Reader for Mobile Devices
MarketWatch (press release)
CYPRESS, Calif., Apr 9, 2012 (GlobeNewswire via COMTEX) -- ID TECH, a leading manufacturer of automated data entry, mobile payment, point of sale, and secure payment devices, has launched the sleek and secure Shuttle mobile magnetic stripe reader for ...
See all stories on this topic »
Mobile Card-Processing Machines for Marketers on the Road
New York Times
The mobile payment tools also help protect customers' credit card information, said Philip Blank, managing director for the security, risk and fraud practice of the financial services research company Javelin Strategy and Research.
See all stories on this topic »
Starbucks mobile payments hit 42 million
SlashGear
And in those past 15 months, it has managed to process 42 million mobile payment transactions. Not bad for a little coffeehouse, right? The Starbucks customer loyalty program is one of the least (financially) rewarding programs that exist.
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SlashGear
Partnership critical to cross border mobile services in Africa
Vanguard
As a next step, RBI introduced IMPS (Interbank Mobile Payment System) to promote real time interbank transactions." Somak Ghosh, Group President, Development & Sustainable Banking, YES BANK said: "Mobile Banking in India will have to be bank-led rather ...
See all stories on this topic »
Pay-By-Phone Apps Are Convenient, But Are They Safe?
CBS Local
To save time, he pays his tab in seconds with a mobile payment app. There's no signing a credit card charge slip, no getting asked for identification. While that's quick and convenient, it has some experts worried. "That's a huge security risk," expert ...
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CBS Local
GoPago launches cloud-based mobile payment service
Telecompaper (subscription)
US-based mobile payments start-up GoPago has launched its cloud-based mobile payment service in San Francisco, Gigaom reports, cting Leo Rocco, CEO and founder, GoPago. The service allows consumers to use their mobile phones to order and pay for goods ...
See all stories on this topic »
New Financing May Help Cities Adopt Smart Parking
Wired News
With sensors and wireless connectivity, the company's technology turns dumb parking meters into a meshed network of smart devices that can interact with smartphones for mobile payment and reservations, and city data centers for tracking and analysis.
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Wired News
The Daily Start-Up: VC Firm Fundraising Gets Off To Good Start In 2012
Wall Street Journal (blog)
Mobile payment start-up GoPago has snagged executives from Google, IBM and Adobe Systems in recent months, more than doubling its senior team to help hit its goal of adding 99000 more merchants by the end of 2013. The goal is an audacious one–and one ...
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Reports show more mobile security concerns
Mobile Payments Today
A USA Today article reported on a couple of new secuirty issues with mobile devices, issues that may open up mobile payment and banking users to serious hacks. According to the story, security firm Cryptography Research demonstrated a hack making it ...
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PayPal Business Offerings Could Boost EBay Stock
TheStreet.com
PayPal has rolled out some additional online and mobile payment options geared specifically to small businesses. Recently, it rolled out PayPal Payments, a suite of payment offerings that provides small businesses with multiple options to accept ...
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TheStreet.com
ISIS platforms gains momentum over competitors due to slow and steady approach
QR Code Press
ISIS is currently the only mobile payment platform that has struck a deal with all four major credit associations: MasterCard, Visa, American Express, and Discover. It also has the backing of six major manufacturers of mobile devices as well as ...
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QR Code Press
Selling a City to Tourists Via Hyperlocal
Street Fight
For example, a city agency could create a neighborhood-based promotion on top of mobile payment play LevelUp in which a visitor who shared that they say, ate lunch at a traditional tourist destination, could with a promotion to receive a free round ...
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Street Fight
90 Day Challenge launches Vi-Net Swipe
Black Hills Today
The Swipe (mobile payment processor) is a device that you simply attach to your Smartphone to process credit card information. Swipe makes enrollment on-the-go a part of your business. You'll be able to enroll new Customers and Promoters on the spot ...
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Google's High-Tech Specs Augur a New Vision for Banking
American Banker (subscription)
Mobile payment systems like Square already display users' pictures to merchants for this purpose. Project Glass could be used for other camera-based payments, such as check capture, as well as for person-to-person payments. Imagine a pair of glasses ...
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First-time stumbles lead to later success
StartupSmart
"We believed that the future direction of our business was by allowing mobile payment via technology that we would be partnering with someone with. At the time, we thought that was the way forward for us,'' Christo says. "We had all these people who ...
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Pepper Hamilton | Timothy R. McTaggart Quoted in American Banker on Mobile ...
Linex Legal (press release) (registration)
"To the extent that the user is relying on his or her credit or debit card for a mobile payment, there is a structure already in place for that," Mr. McTaggart said. "That may change when newer technologies emerge where either you're going to pay for ...
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Blogs4 new results for "Mobile Payment"
Tap-and-Pay Smart Phones | Saturday Evening Post
By Jeff Bertolucci
The famously secretive Apple has yet to reveal its mobile payment plans. However, the next-generation iPhone, expected to ship by the end of 2012, is rumored to include NFC capabilities. Tap-and-pay options will be limited at first as wireless ...
Saturday Evening Post
3 On Your Side: Mobile Payment App Warning - Philadelphia ...
3 On Your Side: Mobile Payment App Warning. From: CBS Philly - 5:35pm - April 9, 2012. Mobile payment apps allow you to pay for coffee, food and even other merchandise with the wave of your phone at the register. But is using them safe?
eWallstreeter
Puca.ie Estimated Value $1483.20 USD » Puca, mobile marketing ...
We help companies integrate mobile phone technology into their business activities. From mobile marketing and communications to enterprise applications and mobile payment, our products and services help our customers be more efficient ...
WideStat.com - Website Worth...
How to Keep Your Business Going While You're on the Road ...
By Lee Polevoi
Announcing the New Intuit GoPayment Prepaid Visa® Card · All About GoPayment's New Card Reader · Getting Started with Your Intuit GoPayment Credit Card Reader · Intuit GoPayment Wins Best Mobile Payment Award at 2011 Mobile ...
GoPayment Blog

Web6 new results for "Mobile Payment"
3 On Your Side: Mobile Payment App Warning - Yahoo! News
Watch the video '3 On Your Side: Mobile Payment App Warning' on Yahoo! News .
news.yahoo.com/.../3-on-your-side-mobile-payment-app-warn...
Isis takes the slow road to mobile payment success
Isis, the joint mobile payment venture between Verizon, AT&T and T-Mobile, has been taking a slow approach as it heads towards a limited launch in two cities ...
www.techinvestornews.com/.../isis-takes-the-slow-road-to-mob...
ValidSoft Expands Mobile-Payment Security With Utiba Deal ...
If fraudsters encounter strong data security when hunting the big game of corporate bank accounts or payment-processor databases, they may shift their attacks ...
www.paymentssource.com/.../ValidSoft-Expands-Mobile-Pay...
Fandango Breaks Mobile Payment Record with Hunger Games |
If so you are part of the largest mobile payment record. I personally bought four tickets for Friday night and was surprised to see that most tickets collected were ...
zboostyourlife.wi-exblog.com/.../fandango-breaks-mobile-pay...
Google Alert - NFC Mobile Payment - ePayment News Blog
NFC Mobile Payment Industry News Blog · Refresh the epayment News Blog … Samsung eyes NFC mobile payments service. Samsung is preparing to enter .
epaymentnews.blogspot.com/.../google-alert-nfc-mobile-paym...
PayPal Here, Mobile Payment Processing | Pink Tiger Media
PayPal, payment service provider owned by eBay Inc, has finally jumped onto the band wagon to ...
pinktigermedia.com/.../paypal-here-mobile-payment-processin...



InComm Launches Father’s Day “Home Sweet Renovation” Sweepstakes with $10,000 Grand Prize

Image representing InComm as depicted in Crunc...
Image via CrunchBase

ATLANTA – April 10, 2012 – InComm, a leading prepaid product and transaction services company, today announced the launch of the “Home Sweet Renovation” Sweepstakes in celebration of Father’s Day, which will award three lucky winners with Do It Yourself Home Improvement™ gift card prizes worth thousands of dollars. The first place prize winner will receive $10,000 worth of DIY gift cards and two second place prize winners will each receive $5,000 worth of DIY gift cards. The Home Sweet Renovation Sweepstakes runs from April 1 through June 20, 2012.

Home improvements are often costly and sometimes out-of-reach for many consumers, especially for those who prefer or require unique elements or specialty items that may not be easily available at national home improvement retailers. With Father’s Day approaching, InComm’s DIY Home Improvement gift card makes an ideal gift and is available in any denomination between $20 and $500. The DIY gift card can be used at thousands of home improvement retailers in the U.S. where Discover® cards are accepted. For a list of participating merchants, visit www.homeimprovementgiftcard.com.

“Though dads’ interests may vary, there are very few who wouldn’t love the chance to go on a shopping spree in their favorite home improvement store. The DIY Home Improvement card gives dads the freedom and flexibility to pursue whatever project they want, at whatever retailer they choose,” said Robert Skiba, EVP and General Manager of Financial Services, InComm. “The Home Sweet Renovation Sweepstakes provides an exciting opportunity – for everyone from expert DIY-ers, to dads who just haven’t had the means to finish incomplete projects – to take advantage of all of the card’s benefits and celebrate Father’s Day in an unforgettable way.”

To enter the sweepstakes, U.S. residents 21 years of age and older may fill out the official entry form. For more information on InComm’s Do it Yourself Home Improvement™ gift card, visit the official Facebook page.

About InComm
InComm is a leading provider of cutting-edge prepaid products, services and transaction technologies to retailers, brands and consumers. InComm supports more than 250,000 retail locations in building prepaid card destinations, connects brands with new markets and gives consumers a simple, secure shopping experience. InComm stays ahead of emerging trends by analyzing market needs and leveraging its global, innovative commerce platform, go-to-market expertise and extensive partner relationships. With 113 global patents, InComm is headquartered in Atlanta and has offices in North and South America, Europe and the Asia-Pacific region. For more information, visit www.incomm.com or follow us on Twitter at www.twitter.com/incomm.


NXP launches platform for mobile ticketing

NFC
NFC (Photo credit: nicolasnova)

ePaymentNews4 new results for NFC Mobile Payment
PAYPOINT PLC : PAYBYPHONE LAUNCHES THE UK's FIRST NFC PARKING IN TUNBRIDGE WELLS
4-traders
Customers using the PayByPhone service can already choose from seven ways to pay; text, online, mobile web, phone call, Android, iPhone and Blackberry apps. Those who have NFC enabled Android or Blackberry phones now have another option, to use NFC and ...
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NXP launches platform for mobile ticketing
Voice & Data Online
NXP Semiconductors has launched an embedded platform for mobile ticketing solutions. The MIFARE4 Mobile applet launched by the semicon company is available now in NXP's newest stacked solution the PN65O, incorporating the bestselling PN544 NFC ...
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Treasury Management System from Salmon Software Selected by CSR
MarketWatch (press release)
Its wireless technologies, including, Bluetooth, FM, GPS, NFC and Wi-Fi, are used across a wide range of products in the mobile, consumer electronics, automotive, PC, health and home entertainment sectors. "We are a truly global company and we required ...
See all stories on this topic »
Xperia S - the first Sony smartphone coming exclusively to Sony Stores across ...
DigitalJournal.com (press release)
1.5GHz dual-core processor for fast browsing and content download, which can be stored on the internal 32GB flash storage. 12MP rear-facing camera with Sony Exmor R™ for mobile. NFC enabled to access growing range of NFC applications.
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Google Scoops Up Another One

Google Wallet Logo
Google Wallet Logo (Photo credit: Wikipedia)
ePaymentNews1 new result for "Near Field Communications"
Google Scoops Up Another One
Motley Fool UK
US) with its Google Wallet service, which uses near-field communications, or NFC, technology. In another, we have start-up Square, founded by Twitter's Jack Dorsey. In yet another corner, we have eBay's (NASDAQ: EBAY.US) PayPal, which hopes its ...
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