Thursday, May 31, 2012

28 Mobile Payment News Stories for May 31, 2012

News28 new results for "Mobile Payment"
boxPAY to Debut New Smart TV In-App Payment Service at E3
MarketWatch (press release)
boxPAY, an innovative mobile payment provider currently serving web merchants, game developers and e-businesses in more than 60 countries, has the solution with a new Smart TV mobile payment service. boxPAY's Smart TV billing allows consumers to ...
See all stories on this topic »
PayPal Launch In Store-Mobile Payments Service
3G.co.uk
PayPal have now launch a new mobile payment system in the UK which enables Android and iOS smartphone owners to pay for items in store with their smartphone. Now you might be predicting the service using Near-Field Communication (NFC) technology, ...
See all stories on this topic »
Paypal unveil new mobile payment app
Retail Digital
A number of high street stores have already signed up to cater for PayPal's newest invention to speed up the retailing process. PayPal Instore is the app devised to take on the likes of Barclays and Visa and is said to have revolutionised the market ...
See all stories on this topic »
Two releases to ease mobile payments
BizReport
And from doxo, a mobile payment option for Android users and expanded functionality for the iPhone mobile payment option. Through the platforms consumers can make bill payments through their mobile devices and also receive bills - cutting the amount of ...
See all stories on this topic »
ERPLY integrates PayPal for new seamless mobile payment solution
InternetRetailing.net
ERPLY, the leading provider of cloud-based POS software, has announced a strategic integration with PayPal to provide businesses, from single to multi-store, a new way to accept mobile payments and manage business operations.
See all stories on this topic »
PayPal hits high street in style; Launches first UK mobile payment service for ...
ITProPortal
PayPal's latest service comes as interest in mobile payment technology is increasing in the UK and around the world - online deals aggregator Groupon is currently looking to break into the USmarket, while in Europe Visa are looking at an autumn launch ...
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ITProPortal
PayPal launches UK-only InStore mobile payments app
The Verge
PayPal has recently partnered with a number of companies across the world as it attempts to make it big in the mobile payment space. So why no NFC? Cameron McLean, Managing Director of PayPal UK, says that "mobile payments don't need NFC technology to ...
See all stories on this topic »
BOKU scores carrier-billing deal with T-Mobile USA
IntoMobile
Mobile payment experts of BOKU announced a carrier-billing deal with T-Mobile USA to allow users to easily pay for digital goods (mobile content and apps) sold through the T-Mobile Mall. As a result, T-Mobile's app and game developers can accept in-app ...
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Doxo delivers single-click mobile bill payment
Finextra
doxo, the all-in-one digital file cabinet and e-payment solution, today launched new single-click mobile payment capabilities, and added a new smart phone app, doxo Mobile for Android, to its existing iPhone mobile app. Both apps now include doxoPAY, ...
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PayPal launches phone app for in-store payment
PCR-online.biz
The PayPal differs from other mobile-payment options as it doesn't require NFC technology to make the payment. Cameron McLean, PayPal MD, said: "Today's move also underlines our view that mobile payments don't need near field communication technology ...
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PCR-online.biz
Report: 1 in 4 mobile users to make NFC payments by 2017
NFCNews
During this time, NFC will overtake other forms of mobile payment due to the "tremendous" user appeal of tapping to pay, coupled with NFC's ability to offer new retail marketing and sales opportunities for merchants. The report warns, however, ...
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Mi-Pay launches Facebook Top-Up App
Bobsguide (press release)
Mi-Pay, a PCI certified leader in the mobile payment solutions market, has launched a Facebook Application that allows customers top-up up their mobile pre-paid phone accounts directly from Facebook. This initiative is one of a range of secure payment ...
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Mobile is the future, just don't forget the consumer
Econsultancy (blog)
On the other hand, too many mobile payment offerings at once only serve to confuse: the consumer now has to log into a mobile app to buy their coffee, use another app like Pingit to transfer money, use NFC to pay for their lunch and then go into their ...
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Receive And Pay All Your Bills At Once Through The Same App
PSFK
By Alice Chan on May 31, 2012 Doxo, a digital payments software, introduces its mobile payment and management solution available for both iOS and Android. Launched in 2011, the Seattle-based startup enables users to pay all their bills in one place.
See all stories on this topic »
Intuit Launches MoneyDue App to Turn Calendar Appointments into Payments
PCWorld (blog)
For some other payment processing options, check out our recent mobile payment-processing service roundup. We had the opportunity to get an early look at the app on an iPhone 4, and it looks good. All you have to do is remember to include a dollar ...
See all stories on this topic »
GoPago Lets You Order and Pay for Lunch on Your Phone
Mashable
Soon you may be able to order your lunch from your phone while you're headed to the shop, pay for it, and breeze past the line to pick up your meal rather than wait thanks to a mobile payment service called GoPago. Starting this week the app is also ...
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PayPal arrives on the UK high street – shopping goes mobile
Siliconrepublic.com
According to a Gartner report yesterday, the number of mobile payment users in the world will reach 212.12m, up from 160m last year, and mobile transaction values will reach US$171.5bn - up 62pc on last year.
See all stories on this topic »
6 Handy Mobile Apps for City Transit
Mashable
If you're into private transport, a number of other apps have made travel by taxi and town car simpler with mobile payment options and the ability to request a ride just with the tap of a button. Does your city provide transit app recommendations or ...
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PayPal launches mobile payment app in UK
Telecompaper (subscription)
PayPal is launching a mobile payment app in the UK to allow PayPal users to use their smartphones to pay for their shopping at four major high street retail stores: Coast, Oasis, Warehouse, and Karen Millen. The service will launch on 31 May and will ...
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Groupon Adds Breadcrumb to the Mix
Portfolio.com (blog)
The software, similar to the mobile payment system Square, runs with Apple's iOS operating system applications, allowing restaurant partners to do such things as accept payments, input orders with an iPad and have it print out for the chefs in the ...
See all stories on this topic »
Post Office continues IT transformation with NFC rollout
Information Age
Earlier this week, analyst company Gartner forecast strong growth in mobile payment transaction value, saying worldwide transaction value will pass £100 billion this year. However, the firm estimates that NFC will only make up a small part of overall ...
See all stories on this topic »
It's a social, mobile shopper world (infographic)
Siliconrepublic.com
A recent report by Gartner also revealed the number of mobile payment users in the world will reach 212.12m, up from 160m last year, and mobile transaction values will reach US$171.5bn - up 62pc on last year. It's a social , mobile shopper world ...
See all stories on this topic »

Siliconrepublic.com
Poll Results: Management Still Doesn't Get Mobile Customer Experience
CMSWire
If management isn't buying into the need to address this growing market (Gartner is predicting mobile payment transactions will surpass US$ 171.5 billion this year), then you are in big, big trouble. if you need help trying to define the business case ...
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CMSWire
PDF Connoisseur Perfect for Forms, Contracts, File Transfer and More
AppCraver
From mobile payment systems such as Square and word processing suites such as DocsToGo, the iPad is an essential part of my "work from anywhere" environment. And now with PDF Connoisseur, it's an even more powerful mobile workstation that does ...
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AppCraver
Kidswear e-com startup Unamia raises funding from AngelPrime
VC Circle
Sanjay Swamy founded mChek, a mobile payment provider, in 2006. Now, Swamy is part of the UIDAI/Aadhaar project, as are Acharya and Parthasarathy. Swamy is also the co-founder of Zipdial, a Bangalore-based mobile start-up.
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Canadian Banks Unveil Mobile Payment Guidelines
Techvibes (blog)
Today, Canadian banks unveiled a blueprint that will enable mobile payments, allowing consumers to pay for goods with a single tap on their smartphones. Thousands of retailers across Canada have already adopted the necessary technology to faciliate ...
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KT launches mobile payments app
Telecompaper (subscription)
South Korean communications firm KT and Shinhan Bank have launched ZooMoney, a mobile payment service. The service will be activated first in Namdaemun Market, a popular traditional market, and the company hopes to expand the service to over forty ...
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Seamless to provide m-payment platform to Micros-Fidelio
Telecompaper (subscription)
The deal will enable Micros-Fidelio's customers in Nordic countries to integrate their POS systems with Seamless' QR-code based mobile payment product SEQR. Seamless Distribution announced in November 2011 that it will launch mobile payments through ...
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Blogs12 new results for "Mobile Payment"
boxPAY to Debut New Smart TV In-App Payment Service at E3
By EntertainmentNews
boxPAY, an innovative mobile payment provider currently serving web merchants, game developers and e-businesses in more than 60 countries, has the solution with a new Smart TV mobile payment service. boxPAY's Smart TV billing allows ...
International Entertainment News
Zooz offers unified solution for PayPal, credit cards and carrier billing
By Kathleen De Vere
The Tel Aviv-based startup wants to address what CEO and co-founder Oren Levy sees as a lack of standardization in mobile payment options. With some apps using PayPal, some using credit cards and some redirecting to other apps or ...
Inside Mobile Apps
Commerce Weekly: NFC delays give Bluetooth an opening - O'Reilly ...
By Jenn Webb
A mobile payment company CEO told Reardon that with NFC payments, it all comes down to "who owns the customer." With the rapidly expanding competition in the fledgling NFC payment space, opting for a path of less resistance with ...
O'Reilly Radar - Insight, analysis,...
The Danger Of Comparing Mobile Stats - StorefrontBacktalk
By Evan Schuman
Gartner said: "Worldwide mobile payment transaction values will surpass $171.5 billion in 2012, a 61.9 percent increase from 2011 values of $105.9 billion." Within minutes, a statement from IHL said: "Mobile in all aspects of retail is now a ...
StorefrontBacktalk
Should retailers have a mobile payments strategy? - Mobile ...
By a MCD columnist
So, there is a clear path to having a mobile payment infrastructure in place in just three years. And while the process to get there is sure to be expensive and bumpy, this infrastructure will reduce transaction costs due to fraud and chargebacks ...
Mobile Commerce Daily
Street Fight Daily: Google+ Local, AmEx and Foursquare, Mary ...
By The Editors
The announcement comes as rival pay service PayPal has also launched a mobile payment system in the U.K. The services illustrate the battle that is taking place over who will own the mobile payment space. New Web App Unsubscribes You ...
Street Fight
Mobile Location Commerce 2012 - 2017
Mobile Payment Service Providers - Handset and Tablet Manufacturers - Content and Applications Aggregators - Social Commerce Vendors and providers - Mobile Marketing and Advertising Providers - Telecommunications Infrastructure ...
SBWire - Latest Press Releases
STEMinist Profile: Karen Kuria, Director of Mobile Applications ...
By Ann Hoang
We are collaborating online and sharing code to build an e-reader application that will allow authors to post and sell their work online and users will also be able to download books at a fee using a local mobile payment solution. I am one of ...
STEMinist
Mobile payment transaction would increase by 62% this year ...
By SayPeople
Mobile payment transaction would surpass US$171.5 billion globally this year as reported by Gartner, which is the leading IT research and advisory.
SayPeople
PayPal mobile payments hit the UK, filling your closet just went ...
By Jon Fingas
android, app, aurora fashion, AuroraFashion, bar code, BarCode, cellphone, cellphones, clothes, clothing, coast, commerce, fashion, instore, ios, ipad, iphone, minipost, mobile payment, mobile payments, MobilePayment, MobilePayments, ...
Engadget
CARTES 2012: The electronic wallet – at the heart of the mobile ...
CARTES 2012: The electronic wallet – at the heart of the mobile payment challenge. ... All the key players in mobile payment (banks, telecommunication operators, distributors, etc.) will be present at the CARTES 2012 trade show (6 to 8 ...
ITbriefing.net
Stop asking "But how will they make money?" | Andrew Chen ...
By Andrew Chen
There's 200+ ad networks to plug into; Payment providers like Paypal, Amazon, Stripe; "Offer walls" like Trialpay; Mobile payment solutions like Boku … and new services coming out all the time (Kickstarter). Not only that, consumers know and ...
Andrew Chen (@andrewchen)

Web5 new results for "Mobile Payment"
Visa & Mastercard Face Mobile Payment Competition: Video ...
Bloomberg's Josh Lipton reports Visa and MasterCard both produced better risk- adjusted returns . He speaks with Bloomberg's Betty Liu on Bloomberg ...
www.bloomberg.com/.../93641825-visa-mastercard-face-mobi...
PCI Data Security Standards Council Provides Mobile Payment ...
In its Guidance, the PCI SSC advises merchants using off-the-shelf mobile payment acceptance solutions to select a validated and properly implemented P2PE ...
www.huntonprivacyblog.com/.../pci-data-security-standards-c...
PayPal Launches New Mobile Payment Platform, InStore, in U.K.
PayPal Launches New Mobile Payment Platform, InStore, in U.K.. Email. Share. PayPal launched a new retail mobile payment app in the U.K. called InStore this ...
pymnts.com/.../PayPal-Launches-New-Mobile-Payment-Platfo...
The mobile payment revolution is beginning by Brandon ...
Jim Davoren of Apartments.com buying lunch from a food truck by swiping his credit card on an iPad. Chances are you've either heard of or seen mobile ...
www.multifamilyinsiders.com/.../the-mobile-payment-revoluti...
PayAnywhere to Showcase Mobile Payment Solution at Direct ...
PayAnywhere (www.payanywhere.com), a leader in mobile point of sale solutions, will be showcasing its mobile payment application and mobile credit card ...
www.mobilitywire.com/payanywhere/2012/05/24/5592



NFC Mobile Payments and Retail Business Models

Web8 new results for NFC Mobile Payment
NFC Mobile Payments & Retail Marketing Business Models ...
Image representing iPhone as depicted in Crunc...
Image via CrunchBase


NFC Mobile Payments & Retail Marketing This second edition assessment of the NFC Retail Market & Mobile Payments industry provides an in-depth analysis of ...
www.juniperresearch.com/reports/nfc_mobile_payments
Ingenico, Vantiv partner for EMV, NFC mobile payments
Global provider of payment services Ingenico and Vantiv, a provider of payment strategies and technology for financial institutions and businesses, have entered ...
www.thepaypers.com/news/mobile...vantiv.../747699-16
NFC-based mobile payments poised to take off, claims study ...
The report found that more NFC payment pilots are being launched worldwide, driven by mobile network operators and financial institutions. With NFC also ...
www.mobilecommercedaily.com/.../nfc-based-mobile-paymen...
Briefly: Lovefilm agreement, LA Mobile Arts, NFC Research ...
Juniper Research suggests only two percent of the populations covered would use such a feature this year, with the total number of NFC mobile payments ...
www.electronista.com/.../lovefilm.to.stream.universal.pictures....
ZTE announces first NFC mobile device for toll payments in Turkey ...
Turkcell T11 can be used to swipe bank POS machines and highway toll payment points and pay for products and services. Turkey already has over 60000 ...
www.telecomasia.net/.../zte-announces-first-nfc-mobile-device...
Present and future mobile payments as seen by Gartner - Mobile ...
Until the iPhone's NFC feature arrives, the mobile payments sector doesn't just lays around: Gartner projects a 60% rise compared to last year's $105.9 billion to ...
www.mobileusers.com/.../present-and-future-mobile-payments...
Mobilis Enable Biometric and NFC World Firsts for Mobile Wallets ...
Widespread use of mobile phones for retail payments was considered to be a few years away, however with Mobilis' mobile wallet services for NFC, all of a ...
asiarelease.asia/mobilis-enable-biometric-and-nfc-world-firsts-...
Canada's Banks and Credit Unions Introduce Guidelines for NFC ...
www.torys.com. Torys on Payments and Cards. P&C 2012-6. May 17, 2012. Canada's Banks and Credit Unions Introduce Guidelines for NFC Mobile Payments ...
www.torys.com/Publications/Documents/.../PC2012-6.pdf



Global mobile payment transactions rise 61.9% YoY - BizReport

News6 new results for NFC Mobile Payment



PayPal claims its iPhone and Android shopping app beats NFC chips
Telegraph.co.uk
The app, called inStore, is the latest salvo in the early skirmishes of a battle to urn smartphones into the easiest way to pay. It pitches web firms such as PayPal and Google against financial services firms, as well as the mobile manufacturers and ...
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Telegraph.co.uk
Deals are required for NFC wireless payments to advance, panelists say
InternetRetailer.com
All the players involved in mobile payments via Near Field Communication wireless technology should not focus on NFC as a technology but as "a lifestyle choice," Peter Vesco, senior vice president of payments for German telecommunications company ...
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Mobilis Enable Biometric and NFC World Firsts for Mobile Wallets
Korea IT Times (press release)
... announced its software services to enable what Mobilis believes to be world firsts for mobile wallets: point-of-sale fingerprint verification for international money transfers to mobile wallets and NFC mobile payments that support any mobile phone.
See all stories on this topic »
Post Office plans largest NFC contactless payments rollout in Europe
Computerworld New Zealand
The Post Office has revealed plans to roll-out contactless payments technology across its entire network, which will allow Mastercard and Visa customers to make payments of up to £20 using near field communication (NFC) equipped mobile phones across ...
See all stories on this topic »
Global mobile payment transactions rise 61.9% YoY
BizReport
For the meantime, ticketing, rather than retail payments, will drive NFC transactions, according to Gartner's "Forecast: Mobile Payment, Worldwide, 2009-2016" report. That's because NFC payment requires, not only a change in user behavior, ...
See all stories on this topic »
More than 1 in 4 Mobile Users in the US and Western Europe will pay in-store ...
Mobile Tech News (press release)
Hampshire, UK -- A new report from Juniper Research has found that more than 1 in 4 of US and Western European mobile phone users will use their NFC-enabled mobile phone to pay for goods in-store by 2017, compared with less than 2% in 2012.
See all stories on this topic »



FIME gives MasterCard certification to Qatar's NFC payments pilot

News7 new results for NFC Mobile Payment
FIME gives MasterCard certification to Qatar's NFC payments pilot
NFCNews
FIME has tested and certified Qatar National Bank's contactless mobile payments solution for its compliance to MasterCard PayPass Specifications. The pilot project, which was launched in March this year, enables QNB customers to make contactless ...
See all stories on this topic »
Mobile payments to reach £100bn this year – Gartner
Information Age
In the US and Europe, most mobile payments will take place over the web – ie smartphone users shopping online. Contactless or near-field communications (NFC) payments via smartphones will take longer to catch on, said Shen. "NFC payment involves a ...
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Mobile payment volume to rise 62% in 2012
Times of India
MUMBAI: Worldwide mobile payment volume is expected to rise 62% to over $171.5 billion this year from $105.9 billion in 2011, says market research firm Gartner. The number of mobile payment users will surpass 212.2 million in 2012 up from 160.5 million ...
See all stories on this topic »
iCarte: contactless payments for iPhones
Mobile Payments Today (blog)
With the latest news that Giesecke & Devrient, Gemalto and ARM have come together for an embedded secure element for mobile devices, this seems much more likely now. But wait, if you really want to see iPhone in action for contactless payment, ...
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NFC East Stars Philadelphia Eagles Must Be Weary of
Bleacher Report
He has a unique skill set as he's very mobile, but is also a gifted pocket passer. The Shanahans finally got their franchise quarterback, and he is going to be a good one. The Eagles will need to find a way to contain Griffin and get him under a lot of ...
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Bleacher Report
News in-depth: Mobile payments to top $600bn by 2016
sQuidcard
According to research by IT research specialists Gartner Inc, this year alone mobile payments using contactless technologies will total more than $171.5 billion, up 61.9 per cent on the 2011 figure of $105.9 billion. The number of consumers using ...
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sQuidcard



NFC In-Store Usage to Jump to 25% by 2017 - NACS

News1 new result for "Near Field Communications"
NFC In-Store Usage to Jump to 25% by 2017
NACS Online
by RSS Feed by Email HAMPSHIRE, UK – More than 25% of US and Western European mobile phone users will pay for in-store purchases with Near Field Communications (NFC)-enabled mobile phones by 2017, according to a new report by Juniper Research, ...
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Gemalto Supports “la Caixa” in Spain’s First Large Scale Deployment of Contactless EMV Payment

La Caixa
La Caixa (Photo credit: Wikipedia)


AMSTERDAM--()--Regulatory News:

The Gemalto card will enable “la Caixa’s” customers to experience the speed and convenience of contactless transactions – waving or tapping the card at the reader - for small purchases up to €20, while a PIN code will also be used to authorize higher value transactions. With this new payment service, “la Caixa” is driving contactless card innovation in Spain and can offer new services to its 10.4 million customers. The solution will also enable the bank to penetrate the cash market and benefit from increased transaction volumes.Gemalto (Euronext NL0000400653), the world leader in digital security, announces that “la Caixa”, one of Spain’s largest retail banks with over 10 million customers, is deploying Optelio contactless EMV cards for the country’s first large scale deployment of contactless payment. Gemalto is providing full set of personalization and production services at Gemalto’s local facility to support “la Caixa’s” strategy to roll out one million contactless cards in Barcelona by the end of 2012.
“la Caixa” chose Barcelona to continue its long term strategy to migrate its entire card portfolio to contactless technology throughout Spain by the end of 2015. To underpin this vision, the bank is simultaneously creating an infrastructure with 15,000 merchants equipped with contactless payment terminals and 500 ATMs featuring built-in contactless readers.
Gemalto has supported “la Caixa” for the past 20 years. With personalization and production facilities in Barcelona and a highly experienced team, Gemalto has been the choice of “la Caixa” to ensure the smooth deployment of new payment solutions to their customers. Gemalto as preferred technical partner has provided its reliable and field proven Optelio card range as the perfect fit for this latest deployment.
With this new deployment, “la Caixa” is positioning itself at the forefront of innovation,” commented Gabrielle Bugat, Senior Vice President of Secure Transactions at Gemalto. “They are setting up the contactless ecosystem which will help educate and prepare the market for NFC mobile payment and Gemalto is committed to supporting “la Caixa” in its long term strategy.”
“la Caixa” is the leading financial group in Spain, with 26,786 employees, 5,172 branches (the largest network in the Spanish financial system), 7,979 ATMs and a leading position in on-line banking through Línea Abierta (with 7.1 million customers), mobile phone banking (more than 2.5 million customers, the highest number of financial service users in Spain) and electronic banking (10.3 million cards in circulation).
“la Caixa”, of which Isidro Fainé is the Chairman and Juan María Nin is Chief Executive Officer, stands out at sustained innovation in retail banking services. Last year it was awarded the prize for the world’s most innovative bank at Global Banking Innovation Awards, sponsored by the Bank Administration Institute and Finacle.
About Gemalto
Gemalto (Euronext NL0000400653 GTO) is the world leader in digital security with 2011 annual revenues of €2 billion and more than 10,000 employees operating out of 74 offices and 14 Research & Development centers in 43 countries.
We are at the heart of our rapidly evolving digital society. Billions of people worldwide increasingly want the freedom to communicate, travel, shop, bank, entertain and work – anytime, everywhere – in ways that are convenient, enjoyable and secure. Gemalto delivers on their expanding needs for personal mobile services, payment security, identity protection, authenticated online services, cloud computing access, eHealthcare and eGovernment services, modern transportation solutions, M2M communication,.
Gemalto develops secure software that runs on trusted devices which we design and personalize. We manage these devices, the confidential data they contain and the services they enable, throughout their life cycle. We innovate so that our clients can offer more ways of enhancing the convenience and security of their end-users’ digital lives.
Gemalto is thriving with the growing number of people using its software and secure devices to interact in the digital and wireless world.




CARTES 2012: The electronic wallet -- at the heart of the mobile payment challenge


PRESS RELEASE
May 30, 2012, 1:47 p.m. EDT
PARIS, May 30, 2012 (BUSINESS WIRE) -- The major players in the payment sector, where mobility already represents a key strategic approach, have made the electronic wallet their chief issue. The initiatives launched over the past few months confirm the rapid growth of the e-wallet and are a sign of numerous changes in not only consumption modes for users, but also technologies and the sector for companies now working in the realm of payment. The CARTES trade show (whose main theme for 2012 is mobile payment) will be focusing on recent developments in the e-wallet and its future prospects. Who are these players, and what initiatives have already been launched? How can the adoption of the e-wallet be speeded up? And in terms of security and personal protection, what developments are there as regards solutions to reassure users?
The e-wallet Big-Bang is under way
All the key players in payment, including MasterCard, Visa Europe, Western Union and Paypal, now have their own Wallets. "It all began in 2011 with the ISIS Mobile Wallet and the Google NFC Wallet. This latest announcement was a real detonator, marking the start of the e-wallet era and triggering off the wallet war we are now seeing," says Isabelle Alfano, Director of the CARTES show.
It's true that there have been numerous initiatives in this field over the past year. To convince not only consumers but also retailers to use the phone, PC or tablet as a method of payment, the many players now active in the payment sector (banks and payment establishments, telecommunication operators, distributors, etc.) have become aware that it is absolutely crucial to provide innovative functions and a simple, secure tool.
Which functions foster the use of the e-wallet?
According to David Marcus, the new president of Paypal, "Shopping is fun, but paying is not." To spread the use of the e-wallet, the first aim is thus to transform payment into shopping by proposing new services to consumers: price comparers, alerts about discounts and special offers, options for recharging phone SIM cards, buying train tickets, etc. To improve the user experience even further, the Paypal wallet services make it possible to assign types of expenditure or payments to certain accounts or payment cards (credit, pre-paid, debit, and so on).
These electronic wallets now store data from bank cards and loyalty cards, whose advantages they can manage automatically, together with information about deliveries. "The development of the e-wallet has only just begun. In the future, it will probably be able to store other personal data, like ID cards, medical information and health cards," says Isabelle Alfano.
Security and the protection of private life: issues and opportunities
Current developments (the deployment of e-wallets and these new functions) obviously raise numerous questions in terms of security and private life.
This is because the dematerialisation of payment cards or their hosting in a SIM-NFC card or secure component of the phone (in the case of mobile payment) makes it necessary to rethink security architectures not only in mobile objects (cell phones, PCs and tablets) but also in servers that are now cloud-hosted. Conventional payment players will thus need to reformulate their requirements concerning risk management, and reconsider their economic models.
"One of the problems that banks have to solve comes from the fact that they now need to control payment transactions in objects they no longer control," said the representative of a major French card manufacturer at the World Card Summit in the last CARTES show.
Security and data protection are crucial challenges to be met in gaining users' confidence and thus accelerating the adoption of these new means of payment by consumers and retailers. For the smart security industry, these questions are not so much challenges as new opportunities: a number of technological responses are already appearing, which associate security with personal data protection in e-wallets. Recent developments in solutions thus combine on-board security in mobile objects with trusted services provided by TSM (Trusted Service Managers). Others propose the fine-tuning of TEE (Trusted Executive Environment) security zones to execute the orders of certain sensitive applications in the mobile operating system.
With the increasing use of smartphones and tablets, the e-wallet will gradually become more widespread in our daily purchases. Numerous developments need to be envisaged, and a number of questions still have to be addressed, mainly regarding security and personal data protection.
All the key players in mobile payment (banks, telecommunication operators, distributors, etc.) will be present at the CARTES 2012 trade show (6 to 8 November 2012 at Paris-Nord-Villepinte) to reply to these questions and present the latest innovations in terms of payment and security technologies.
Isabelle Alfano, the Director of the CARTES show, will be happy to answer any questions you may have about mobile payment, the e-wallet, the stakes at issue and market opportunities.
To follow the latest news about the Show in real time, we invite you to:
-- Register on the Twitter " @_cartes" thread and the blog www.blogcartes.com
-- Log onto the website: www.cartes.com
As a reminder:
At its launch press conference on 12 June, the Cartes show is staging a round table on the theme "Interconnected commerce: the new payment landscape (physical, electronic, mobile)" bringing together speakers from Auchan, Buyster, the EPC (European Payment Council), Oberthur and Paypal France.
About CARTES 2012:
The CARTES 2012 show, taking place from 6 to 8 November at the Parc des Expositions de Paris-Nord Villepinte, is the world's leading event in smart technologies for security, payment, identification and mobility. With 143 countries represented, 450 exhibitors and 140 conferences with international experts, CARTES 2012 is an essential trade show for all the players in this highly dynamic market. This year, for its 27th edition, CARTES 2012 is putting the spotlight on India.
SOURCE: CARTES 2012



NFC Success Depends on Realizing Potential Beyond Payments, Industry Experts Agree as NFC Solutions Summit 2012 Wraps


PRESS RELEASE
May 30, 2012, 8:31 a.m. EDT


Smart Card Alliance Mobile and NFC Council Officers Announced

PRINCETON JUNCTION, NJ, May 30, 2012 (MARKETWIRE via COMTEX) -- The success of NFC technology will depend on the availability of a wide array of consumer-satisfying payment and non-payment applications in areas like healthcare, government, enterprise and retail, industry experts agreed as the NFC Solutions Summit 2012 wrapped last week. More than 430 attendees gathered for the Summit, the first NFC-themed event held jointly by the Smart Card Alliance and NFC Forum, at the Hyatt Regency San Francisco Airport hotel.
"The Smart Card Alliance, with its diverse membership and educational focus, is uniquely positioned to stimulate productive discussions and debates of the critical issues surrounding NFC adoption. This was illustrated well by the packed auditoriums for the spirited and engaging sessions featuring NFC technology and business stakeholders, and the large number of attendees for the two pre-conference workshops and the in-person Mobile and NFC Council meeting," said Randy Vanderhoof, executive director of the Smart Card Alliance.
On Wednesday and Thursday, attendees gathered for concurrent sessions on technology, hardware and applications, and business services.
Guy Berg, senior managing consultant for MasterCard Advisors, gave attendees more insight into MasterCard's commitment to assuring a good customer experience when using NFC technology because "if you tap it and it doesn't work, how likely are you to come back and use it again?" To that end, MasterCard has established a number of approval processes for handsets, secure elements, wallet user interfaces, and Trusted Services Managers (TSMs), and Berg announced a significant number of approvals that have been granted in all areas.
Tony Sabetti, director of POS and Payment Alliances at Isis Mobile Commerce, said that Isis, the mobile wallet venture created by AT&T Mobility, T-Mobile USA and Verizon Wireless, aims to change "the way people shop, pay and save." Sabetti said that Isis is "looking forward to bringing this out to consumers later this summer," with pilots in Salt Lake City, Utah and Austin, Texas. Hundreds of merchant locations including national merchants Aeropostale, The Coca-Cola Company, Champs, Dillard's, Foot Locker, Jamba Juice and Macy's are set to accept contactless payments made with the Isis Mobile Wallet for the pilots.
NFC is not just about finance, but "about the integration of finance, retail, health, government," Doug Morgan, the chief strategy officer at C-SAM told attendees. Along that theme, the audience heard presentations on the many non-payment opportunities for NFC.
Deb Spitler, vice president of HID Connect, HID Corporation, said that NFC will change physical access control, presenting opportunities for a new "ecosystem of devices that will read digital keys" for physical access to buildings. Julian Lovelock, senior director, product marketing ActivIdentity, talked of ways that NFC and the secure element can help to solve the challenges of "Bring Your Own Device" (BYOD) in the enterprise, saying the technology can allow corporate-specific applications to be put into a "container," separate and secure from all of the other applications on the handset.
Transit will be a "significant early driver" for NFC, David deKozan, vice president, Cubic Transportation Systems told the audience on Wednesday. Cubic has already run a series of trials and focus groups for NFC technology and, according to deKozan, the customer reactions have been very positive and "they can't wait to get it."
Peter Watkins, an executive director in the Office of the Chief Information Officer with the Government of British Columbia, talked of another innovative non-payment use of NFC: government and citizen services. Watkins said his government finds it "imperative that we make ourselves compatible with the global trends," putting in place a system that can use NFC technology in the future. He outlined the Government of British Columbia's efforts to revamp their public healthcare system to a more secure and privacy-friendly one utilizing contactless chip card technology. Under the new system, citizens will be vetted when renewing their driver's licenses, and given the option to combine both cards into one.
Research in Motion's (RIM's) senior director of mobile wallet, Frank Maduri said that RIM is "very bullish on NFC" and is "going to put NFC on all user devices." The reason, according to Maduri, is NFC's "powerful yet very simple user interface." While he said that payment, loyalty and coupons will likely be the first applications to take off for NFC, he sees big opportunities for the technology in both the consumer space and the enterprise space. Maduri said that putting emphasis on the NFC applications that can be done very simply now, such as "basic pairing and sharing," and tag reading and writing, could result in early adoption of these applications by consumers.
Koichi Tagawa, chair of the NFC Forum, and the general manager of Global Standards and Industry Relations Department at Sony, updated the audience on NFC Forum activities. With 170 member companies and 17 NFC specifications in place, the NFC Forum will continue to work to enhance the specifications, educate the market, and certify products through its certification program. Rules to use the N-Mark, a stylized letter "N" trademark intended for consumers to easily identify NFC-enabled products as well as the locations where NFC services are available, have been recently revised, and now the mark can be used on smart posters, on devices, and on software. All of this activity, according to Tagawa is to "optimize NFC for all potential use cases" and to enable "applications that will satisfy as many consumers as possible."
On Thursday, the Alliance hosted "NFC OPEN Unconference Day," an innovative open conference format. A facilitator enlisted attendees to propose self-organizing sessions and presentations in areas dealing with NFC technology and business adoption issues and opportunities. Some of the engaging topics on Thursday included:
        
        --  How Does NSTIC Play with NFC?
        --  Cloud and How it Affects Mobile & NFC
        --  Wallet (Pros & Cons) for a Consumer
        --  NFC Use Case for Healthcare -- Best Ideas and Best Models
        --  Consumer Perspectives of NFC (Security)
        --  NFC Implementation Strategies
        
        


Notes from the Unconference Day are available on the event wiki at http://www.smartcardalliance.org/nfcopen/index.php/Main_Page .
Also during the Summit, the Smart Card Alliance announced the officers of the newly-formed Mobile and NFC Council. The Council -- which has attracted over 60 organizations and more than 120 individuals to date -- will take a broad industry view and bring together stakeholders in the different vertical markets that can benefit from mobile and NFC applications including payments, loyalty, marketing, promotion/coupons/offers, peer-to-peer, identity, access control and transit applications. These officers will lead the Council in raising awareness and accelerating the adoption of the numerous applications possible with NFC technology:
        
        --  Chair: Brent Bowen, vice president, business development, INSIDE
            Secure
        --  Vice Chair: Chandra Srivastava, business leader, Visa Inc.
        --  Secretary: Doug Morgan, chief strategy officer, C-SAM
        
        


More information about this event and other upcoming Smart Card Alliance events is available at www.smartcardalliance.org .
About the Smart Card Alliance The Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology.
Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information please visit http://www.smartcardalliance.org .
About the NFC Forum The NFC Forum was launched as a non-profit industry association in 2004 by leading mobile communications, semiconductor, and consumer electronics companies. The Forum's mission is to advance the use of Near Field Communication technology by developing specifications, ensuring interoperability among devices and services, and educating the market about NFC technology. The Forum's 160+ global member companies currently are developing specifications for a modular NFC device architecture, and protocols for interoperable data exchange and device-independent service delivery, device discovery, and device capability.
The NFC Forum's Sponsor members, which hold seats on the Board of Directors, include leading players in key industries around the world. The Sponsor members are: Barclaycard, Broadcom Corporation, INSIDE Secure, MasterCard Worldwide, Microsoft Corp., NEC, Nokia, NTT DOCOMO, Inc., NXP Semiconductors, Renesas Electronics Corporation, Samsung, Sony Corporation, STMicroelectronics, and Visa Inc.
        
        Contact:
        Deb Montner
        Montner & Associates
        203-226-9290
        dmontner@montner.com
        
        
        


SOURCE: The Smart Card Alliance



Mobile Payments Battle Heats Up

Battle Heats Up Over Mobile Payments
Wall Street Journal (blog)


Battle Heats Up Over Mobile Payments

The services illustrate the battle that is taking place over who will own the mobile payment space. Card issuers, banks, mobile network operators and even handset makers are increasingly fighting to take a share of the market.  Holders of “Amex” cards can unlock location-based offers from a host of high street brands. Savings are automatically credited by American Express to the account.The announcement comes as rival pay service PayPal has also launched a mobile payment system in the UK The services illustrate the battle that is taking place over who will own the mobile payment space. Card issuers, banks, mobile network operators and ...

NFC World



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