Tuesday, June 5, 2012

New QuickBooks Point of Sale Goes Mobile With GoPayment


Liberates Small Retailers to Take Mobile Payments With Robust Tools to Run Brick and Mortar Stores
MOUNTAIN VIEW, Calif.--()--With QuickBooks Point of Sale 2013, small business retailers can now use the latest mobile technology to maximize sales both in and out of the store without sacrificing the powerful tools they need to run their business.
“With 10 years of point of sale experience, we understand the challenges small retailers face when trying to grow their business”
The newest point-of-sale product from Intuit Inc. (Nasdaq: INTU), being launched today, integrates with GoPayment, the company’s mobile payment processing application. Together, the products form one of the only robust mobile point-of-sale solutions specifically designed for the nation’s 2.8 million small retailers. Using QuickBooks Point of Sale 2013, retailers can:
  • Maximize sales by accepting credit cards in the aisle or on the go at street fairs and trade shows using GoPayment on the most popular smartphones and tablets.
  • Make better business decisions with detailed reporting and powerful tools to track inventory, sales, customers and employees.
  • Grow their business, giving brick-and-mortar retailers a new way to better serve customers while offering micro businesses room to expand from a mobile-only retailer to a store front owner.
“With 10 years of point of sale experience, we understand the challenges small retailers face when trying to grow their business,” said Chris Hylen, vice president and general manager of Intuit’s Payment Solutions division. “By integrating QuickBooks Point of Sale 2013 with GoPayment, we’re liberating retailers from their cash registers so they can better serve their customers and ring up more sales both in the store and on the go.”
The integration of QuickBooks Point of Sale with GoPayment enables more of Intuit’s small business customers – from pet shops to hair stylists – to better manage their businesses and serve the roughly 23 million customers who rely on them. This is consistent with Intuit’s strategy to enable its entire base of 8 million small business customers to accept payments with GoPayment and other Intuit payment services. As one of the leading small business payment processors in the U.S, Intuit processes more than $20 billion annually.
Never Miss a Sale – In and Out of the Store
QuickBooks Point of Sale 2013 helps retailers never miss a sale by integrating with GoPayment. The free GoPayment app comes with a card reader that plugs into the audio jack of an iPhone, iPad and iPod Touch as well as the most popular Android devices. Users can quickly swipe a card to process payment, send an email or text receipt with a map of where the transaction took place and automatically charge the correct sales tax using geolocation.
The sales and inventory data from GoPayment integrate seamlessly with QuickBooks Point of Sale, storing all current sales and inventory data in one spot. Users can also automatically populate inventory items within QuickBooks Point of Sale into the GoPayment app, eliminating the need to do it manually.
GoPayment also syncs sales data with best-selling QuickBooks financial software, which can be used in conjunction with QuickBooks Point of Sale to manage a retailer’s finances.
Start Taking Payments in Minutes
QuickBooks Point of Sale 2013 has a simplified signup process and expedited account approval, making it easier to start accepting payments within minutes. To improve productivity, this latest version also offers an enhanced navigation and user interface that make it easier to ring up sales as well as complete and drill down into other common tasks.
Manage and Track Your Business
QuickBooks Point of Sale offers retailers the powerful tracking and management tools they need to effectively run their business and make smart business decisions. Retailers can:
  • Track inventory and set automatic re-order points
  • Manage customer’s contact information and send personalized emails and gift cards
  • Access business reports to get unique insight into how the business is doing
  • Track employees’ hours and pay commissions
  • Manage and monitor business results for up to 20 stores from one location
  • Ring up sales faster with a complete set of optional, integrated retail hardware, including a receipt printer, bar code scanner, credit card reader and cash drawer
Pricing and Availability
QuickBooks Point of Sale 2013 software starts at $1,099.95 with the option to buy a complete set of integrated retail hardware. The free GoPayment app and card reader work on the iPhone, iPad and iPod touch as well as the most popular Android devices. Discount rates start as low as 1.64 percent.
QuickBooks Point of Sale is available at select retail outlets, including OfficeMax, Office Depot, Best Buy, Staples, Sam’s Clubs, Amazon.com, Fry’s Electronics and Costco.com. It can also be purchased directly from Intuit by visiting pointofsale.intuit.com or by calling 800-604-5941.
About Intuit Payment Solutions
Over the last 10 years, Intuit has helped small businesses maximize sales and improve cash flow with a complete family of end-to-end electronic payment solutions. This includes services to process credit cards, e-checks and online payments via a variety of channels including mobile devices, Web and retail stores as well as integrated solutions such as QuickBooks.




Braintree Announces International Expansion of Online and Mobile Payment Services


Developers and e-commerce companies in countries around the world will be able to rapidly launch and scale online and mobile businesses with world-class technology and support
CHICAGO--()--Braintree (https://www.braintreepayments.com), the fastest growing payments platform for online and mobile commerce, announced today that it is expanding its payments platform internationally to help digital companies in every part of the globe launch, support, and scale successful online and mobile businesses. Merchants of all sizes in thirty countries will soon be able to access the same Braintree infrastructure and payment gateway as their U.S. counterparts, realizing benefits including fast integration and time to market, white glove customer service, and proven scalability. Braintree will offer access to its international payment services in private beta over the next few months, with a full launch planned for third quarter of this year.
“We’re answering the call of our customers and thousands of start-ups around the world for a truly global online and mobile payments solution. We will help e-commerce businesses and startups around the world launch, support, and scale successful businesses while giving our existing U.S. customers new ways to expand overseas.”
With its international expansion, Braintree will remove barriers to launching a business that have plagued e-commerce startups around the world. In the past, merchants outside the U.S. have lacked viable options or updated technology for online payments, making it difficult to get their businesses off the ground. Most international payment options are provided by local processors that often use outdated legacy platforms.
“Online entrepreneurship is one of the most powerful forces for growth in today’s global economy. Braintree disrupted the payments industry in the U.S. by making payments easy for developers to integrate in minutes rather than months. We’re now disrupting the global payments industry by providing international start-ups with the same technology available to the best U.S. and multi-national e-commerce merchants,” said Bill Ready, CEO of Braintree. “We’re answering the call of our customers and thousands of start-ups around the world for a truly global online and mobile payments solution. We will help e-commerce businesses and startups around the world launch, support, and scale successful businesses while giving our existing U.S. customers new ways to expand overseas.”
Allowing U.S. and multi-national companies to accept payments in more than 130 currencies, Braintree currently processes more than $4 billion in credit card transactions each year, including nearly $1 billion in mobile payments. The company’s client list includes numerous influential technology companies, including LivingSocial, 37signals, OpenTable, Fab.com, GitHub, Airbnb, Heroku, Engine Yard, Animoto, Shopify, and HotelTonight.
Braintree is expanding its full-stack payment platform into dozens of countries, including the United Kingdom, European Union, Australia, and Canada. A full list of countries can be viewed on Braintree’s international payment processing page on their website. International clients will gain instant access to Braintree’s developer sandbox, vault credit card storage system, and world-class customer service. This expansion will take place in the next few months. Support for local, non-credit card payment methods will be added in the coming year, and Braintree will expand into additional countries in the near future. Merchants can sign up to be notified when Braintree’s payment solutions will be available in their country.





Arizona State University Wins Inaugural NACCU Award for Mobile Access Control Pilot it Conducted With HID Global


PRESS RELEASE
June 5, 2012, 8:09 a.m. EDT


Award Recognizes Achievements in Completing World's First University Pilot of NFC Smartphones Carrying Digital Keys for Physical Access Control

IRVINE, Calif., Jun 5, 2012 (GlobeNewswire via COMTEX) -- HID Global, trusted leader in solutions for the delivery of secure identity, today announced that the company's mobile access control pilot with Arizona State University (ASU) has been recognized by the National Association of Campus Card Users (NACCU) with the organization's inaugural Innovative Technology Award. The award was given to ASU in recognition of the pilot program's ground-breaking work in validating the use of digital credentials on NFC smartphones for physical access control on a college campus.
"We are honored that NACCU has recognized this pilot program, which is an important step toward global deployment of mobile access control technology beyond cashless payment applications," said Debra Spitler, vice president of mobile access solutions with HID Global. "The pilot results clearly demonstrated the benefits of opening doors using HID's digital credentials that have been securely embedded into NFC smartphones, and we appreciate all of the valuable help from ASU and pilot partners ASSA ABLOY Americas, Device Fidelity, Research in Motion and Verizon Wireless."
To conduct the pilot, which was completed during the summer of 2011, a group of ASU staff and students were given NFC smartphones containing HID Global's Secure Identity Object(TM) (SIO) technology, a key feature of the company's iCLASS SE(R) credential and reader platform. SIO technology protects the integrity of identities while enabling the use of multiple form factors ranging from smartphones to microprocessor-based cards, contactless smart cards and other devices. SIOs on the credential side and the SIO Processor(TM) on the reader side work together to execute functions previously performed by traditional cards and readers, using a standards-based, technology-independent and flexible identity data structure that significantly enhances security, portability and performance.
ASU pilot participants gained access to their residence hall and selected rooms by presenting the phones to their door readers, just like they do with their existing iCLASS(R)-based physical campus ID cards. Participants used a variety of popular smartphones connected to all major mobile networks. Feedback from pilot participants cemented ASU's vision of a future where virtual identities can be created for each registering student and then delivered to them via a mobile application. Approximately 80 percent of participants said using a smartphone to unlock a door is just as convenient as using campus ID cards, and nearly 90 percent said they would like to open all doors on campus using their smartphones.
"This pilot proved the viability of the NFC-based mobile access model using secure portable credentials and the next generation of advanced access control systems, and also confirmed the high value that staff and students place on using their phones for more and more applications, including opening doors throughout the campus," said Laura Ploughe, director of business applications and fiscal control, University Business Services, at Arizona State University. "We are very pleased with the results, and gratified to have received this recognition from NACCU."
View the Arizona State University case study video that provides a first-hand look into the pilot and includes commentary from many of the partner participants, or download the case study for detailed information.
Sponsored by ITC Systems, the NACCU Innovative Technology Award is presented to an institution that has introduced a unique technology-based solution to a problem or opportunity. The Awards Committee chooses recipients based on the challenge and/or opportunity, the steps taken to determine a solution, and an evaluation of the measureable results of the solution. Dan Bodalai from ITC Systems presented this year's award to ASU's Laura Ploughe during the 19th Annual NACCU Conference in Seattle.
About HID Global Mobile Access Control
HID Global's mobile access control offering is an extension of the company's Genuine HID(TM) value proposition. It is based on the company's next-generation Secure Identity Object (SIO(TM)) technology, which is a key feature of HID Global's iCLASS SE access control solutions and operates within the company's Trusted Identity Platform (TIP). Within the TIP boundary, organizations can issue SIO-based credentials to Near Field Communications (NFC) mobile devices over the air using a convenient, cloud-based provisioning model. Combined with the proven reliability of smartphone subscriber identity module (SIM) technology, TIP creates an extremely secure and easy-to-manage mobile identity environment. With this model, two-factor authentication can be dynamically turned on when intelligence leads to an elevated threat level, new applications can easily be pushed to the phone, and multi-factor authentication becomes a contextual, real-time managed service.

About NACCU
As the only association serving the national and international campus card transaction industry, the National Association of Campus Card Users (NACCU) is the one source dedicated to high-quality educational programs, resources, services and tools. NACCU offers members infinite advantages in networking, developing partnerships, leveraging technology, problem solving, insight sharing and professional development.
NACCU membership is open to all colleges, universities, secondary institutions and companies that are involved with the campus card market. The association offers a monthly newsletter (CARDtalk), listserv, website, an annual conference and regional workshops on topics related to campus cards. Learn more at www.naccu.org .
About HID Global
HID Global is the trusted source for secure identity solutions for millions of customers around the world. Recognized for robust quality, innovative designs and industry leadership, HID Global is the supplier of choice for OEMs, system integrators and application developers serving a variety of markets. These markets include physical and logical access control, including strong authentication and credential management; card printing and personalization; visitor management systems; highly secure government and citizen ID; and identification RFID technologies used in animal ID and industry and logistics applications. The company's primary brands include ActivIdentity(R), EasyLobby(R), FARGO(R), LaserCard(R) and HID(R). Headquartered in Irvine, California, HID Global has over 2,000 employees worldwide and operates international offices that support more than 100 countries. HID Global(R) is an ASSA ABLOY Group brand. For more information, visit www.hidglobal.com .
(R) HID, the HID logo, iCLASS SE, iCLASS, Secure Identity Object, SIO, Trusted Identity Platform and TIP are trademarks or registered trademarks of HID Global in the U.S. and/or other countries. All other trademarks, service marks, and product or service names are trademarks or registered trademarks of their respective owners.
This news release was distributed by GlobeNewswire, www.globenewswire.com
SOURCE: HID Global




32 Headline "Mobile Payment" News Stories for June 5th, 2012

News22 new results for "Mobile Payment"
Braintree Announces International Expansion of Online and Mobile Payment Services
MarketWatch (press release)
CHICAGO, Jun 05, 2012 (BUSINESS WIRE) -- Braintree ( https://www.braintreepayments.com ), the fastest growing payments platform for online and mobile commerce, announced today that it is expanding its payments platform internationally to help digital ...
See all stories on this topic »
New QuickBooks Point of Sale Goes Mobile With GoPayment
MarketWatch (press release)
The newest point-of-sale product from Intuit Inc. (NASDAQ:INTU) , being launched today, integrates with GoPayment, the company's mobile payment processing application. Together, the products form one of the only robust mobile point-of-sale solutions ...
See all stories on this topic »
Sovereign Bank Launches "First in Mobile Wallet" Promotion With LevelUp
EON: Enhanced Online News (press release)
Our exclusive promotion with LevelUp offers an innovative and rewarding mobile payment option that will build long term loyalty among our cardholders." Sovereign is the first bank to leverage LevelUp's unique "First in Mobile Wallet" promotion that ...
See all stories on this topic »
Intuit targets Square by connecting GoPayment to QuickBooks POS
GigaOM
Companies like Intuit, PayPal and VeriFoneare emphasizing their scale, existing tools and business know how to appeal to small business owners who are increasingly looking for a mobile payment option. Intuit, for example, has been linking its GoPayment ...
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Intuit Merges Its Square Competitor GoPayment With QuickBooks Point Of Sale
TechCrunch
Let the mobile payment wars continue! Only yesterday Square announced its ever-expanding retail availability (20000 outlets nationwide), and today competitor Intuit GoPayment is following up with some major news of its own. Intuit is now merging its ...
See all stories on this topic »

TechCrunch
Mobile Payments Offer Potential to Change Business Travel Expenses
Travel-News.co.uk
Mobile payment offers a payment option through a smart phone, without the use of debit cards, credit cards or cash. The Association of Corporate Travel Executives (ACTE) and AirPlus International, a US-based company that provides a suite of business ...
See all stories on this topic »

Travel-News.co.uk
Credit no longer needed to shop online
IT News Africa
... digital environment – but it has been a luxury not available to those who only have access to payment by debit card, which has traditionally not been accepted in most e-commerce environments. mobile payment platforms having an impact on e-commerce.
See all stories on this topic »
Visa Bumps MasterCard and AmEx from Olympic Venues
TIME
Visa is planning to use the Olympics to promote contactless and mobile payment options. "The vast majority of people attending the Games … have no interest in becoming guinea pigs in product launches," Delnevo says. In an emailed statement, ...
See all stories on this topic »

TIME
It's the pay ahead ...
Fife Today
SHOPPERS in Kirkcaldy and Glenrothes are being offered the chance to trial an exciting new mobile payment system from Fife company PayWizard to pay for goods and services in participating retail outlets. PayWizard, part of the MGt Group, supported by a ...
See all stories on this topic »

Fife Today
Square credit card readers now available at Walgreens, Staples, and FedEx ...
The Verge
Recently, Square has been branching out into other areas of the mobile payment space, too, releasing its Square Register iPad app to compete more directly with traditional cash registers. The company says that its readers are now available at 20000 ...
See all stories on this topic »
The new consumer force: Smartphonatics
gulfnews.com
On top of this, 85 per cent of them and 62 per cent of other consumers in the UAE expect to make a mobile payment over the next six months. "Supporting this increase is also consumers' attitudes. A positive 50 per cent of non-smartphonatics expressed ...
See all stories on this topic »
Field Mobility and M2M News Weekly – Week of June 3, 2012
SYS-CON Media (press release) (blog)
DLI has announced the launch of the DLI 9000 Rugged Mobile Tablet, which includes a 5-in-1 mobile payment module option. Read Original Content Daimler has launched a new speed control system on their long-haul trucks that utilizes GPS data to ...
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SYS-CON Media (press release) (blog)
Samsung Launching Galaxy SIII Flagship Through 5 Carriers
Twice
Sprint will be the only carrier offering the Galaxy S III with an unlimited-data plan with no overcharges or speed throttling, and it will be the only carrier to offer the phone with Google Wallet mobile payment technology, which is based on Near Field ...
See all stories on this topic »

Twice
Sprint Announces The Galaxy S III Available June 21, Pre-Orders Start June 5 ...
Android Police
Sprint's will be the only Galaxy S III in the US to come with Google Wallet pre-loaded on the device, which makes sense, as AT&T, VZW, and T-Mobile are all members of the ISIS mobile payment platform alliance. Sprint's will also be the only to offer ...
See all stories on this topic »
Erply And Paypal Partner; Startups Affecting Offline Retail
ArcticStartup
Take for example this recent news that we missed while it was fresh, but still is noteworthy: Estonian provider of business software, Erply, and Paypal have partnered to bring a seamless mobile payment solution to stores under Erply's LikePOS.
See all stories on this topic »
Half of US Consumers Would Use a Mobile Wallet: Survey
American Banker (subscription)
"Less than two years ago, banks thought the threat of mobile wallets was far off, but mobile payment technology is moving fast, taking different forms than NFC, and consumers are very interested in it," he says. Banks should act now before they lose ...
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Cartera Commerce Pockets $12.2M for Card-Linked Deals Tech
Xconomy
It will also develop technology to support the boom in mobile payment technology, by linking the merchant deals not just to the plastic credit cards, but the payment solutions available on phones, he says. Erin Kutz is an Associate Editor for Xconomy.
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CTS 2012: Consumer fear is a huge barrier to mobile payment adoption
Cartt.ca (subscription)
Furthermore, most of the mobile payment cards, such as those issued by Visa or MasterCard, would provide zero liability to consumers. "So even if it was hacked, you're not liable for it," Robinson said. Plus, mobile wallet security technology uses ...
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Cartt.ca (subscription)
Last week at The Fonecast: 5th June 2012
The Fonecast
A new app called PayPal inStore is now offering mobile payments in high-street shops without NFC, another mobile payment solution has just launched for UK businesses and the m-ticket innovators at Masabi have demonstrated how NFC phones can be used as ...
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Samsung Galaxy Note 2 Release Date Is October, Sports 5.5-inch Display
Tech Source
It will probably come with a NFC chip, as well, for mobile payment and let's hope it will integrate most of the goodies of the recently launched Samsung Galaxy S3, like S-Beam, Smart Stay, Smart Alert, Pop up Play, Best Photo, plus the S-Pen specific ...
See all stories on this topic »
Startup updates - Blank Label, LevelUp
Bizjournals.com (blog)
Boston's Scvngr said Monday its LevelUp mobile payment system it has its first bank partner for its "First in Mobile Wallet" promotion. The promotion will allow 20000 LevelUp users who link a Sovereign Debit MasterCard to a LevelUp account to receive ...
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The changing face of savings bank account
Myiris.com
Issue of duplicate copies of bank documents, mobile payment service began to be charged. More recently, charges on non-maintenance of minimum balance in the account have been revised higher by some. ICICI Bank, where initially the penalty for ...
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Blogs8 new results for "Mobile Payment"
Banking View | Mobile Payments: Marching On
By Matthew Talbot
Leading up to the CTIA Wireless Event in New Orleans earlier this month, there was some anticipation around a potential update on the timing for widespread availability of a NFC mobile payment deployment from Isis, the mobile payments ...
Banking View
Mobile Commerce News Weekly – Week of June 3, 2012
By kevin.benedict@netcentric-strategies.com (Kevin Benedict)
D TECH, a manufacturer of automated data entry, mobile payment, point of sale, and secure payment devices, has introduced a new line of Bluetooth devices which support magnetic stripe and barcode reading technologies. Read Original ...
MobileEnterpriseStrategies.com
Square rolls out distribution to 20000 retailers to expand reach ...
By Lauren Johnson
Square has recently been doing a lot to boost itself as more companies clamor to get in the mobile payment space for small to medium-sized merchants. For example, the company recently revamped its Pay with Square mobile application to ...
Mobile Commerce Daily
Mobile industry growth forecast
By Sarah
The mobile payment network will remain intact for the near future as the ecosystem is primarily focused on creating value on top of existing trading platforms. The mobile world is already changing the existing infrastructure in different sectors, ...
Onbile Info
Mobile Banking: Drastic innovation is possble in a framework of ...
By Hannes@Home
As we know the majority of payments today in the world is carried out by the exchange of something physical: cash. The mobile payment revolution is about turning this into a digital exchange. This in itself can add significant value to the world ...
Mobile Banking
Erply And Paypal Partner; Startups Affecting Offline Retail | ERPLY
By eadmin
Take for example this recent news that we missed while it was fresh, but still is noteworthy: Estonian provider of business software, Erply, and Paypal have partnered to bring a seamless mobile payment solution to stores under Erply's LikePOS ...
ERPLY
Two-dimensional code are used in the Banking Sector's Credit Card
Analysis of the industry with the rapid development of information communication technology, the phone will no doubt become mobile payment on which the development of the most important terminal one, and the development of mobile ...
Latest Articles on EzineMark.com
Google Acquires (and Shuts Down) Trust Seal Company KikScore ...
By Miranda Miller
Google has been working hard at making online purchasing and mobile payment more attractive to consumers; in April, they also acquired mobile payment technology company TxVia. In that deal, TxVia's 100 million customers came to ...
Search Engine Watch - Latest

Web2 new results for "Mobile Payment"
How the Major Mobile Payment Systems Stack Up | Credit.com ...
These days, more consumers are looking to make purchases using debit and credit cards instead of cash, and a large number of businesses nationwide are ...
www.credit.com/.../how-the-major-mobile-payment-systems-st...
doxo : doxo Delivers Single-Click Mobile Bill Payment
SEATTLE – May 30, 2012 – doxo, the all-in-one digital file cabinet and e- payment solution, today launched new single-click mobile payment capabilities, and ...
www.doxo.com/.../doxo-delivers-single-click-mobile-bill-pay...



Mobile Payments: Marching On


Mobile Payments: Marching On | Mobile-Financial.com


CTIA CEO Steve Largent at CTIA WIRELESS
CTIA CEO Steve Largent at CTIA WIRELESS (Photo credit: TechShowNetwork)
Matthew Talbot, Sybase
Date Posted: Wednesday, May, 2012


Leading up to the CTIA Wireless Event in New Orleans earlier this month, there was some anticipation around a potential update on the timing for widespread availability of a NFC mobile payment deployment from Isis, the mobile payments joint venture between Verizon, AT&T and T-Mobile. Not surprisingly, it looks like we will have to wait a little bit longer to hear news about when we may actually start to see real progress in the availability of NFC. But as we march ahead on the mobile payments battlefield, we need to look beyond NFC and ask ourselves who are the key industry players in the mobile commerce war? And are they doing enough to educate consumers about the service’s security features and their benefits? The answer: probably not.

There’s been a lot of chatter in the media about whether NFC could be the missing link the mobile payments industry needs to achieve widespread adoption, but we’re not addressing the fact that mobile payments do exist without NFC, and are widely adopted all over the world. Americans tend to have a limited view of the world, so let’s take a look at our own market. Here, in the U.S., the mobile payments ecosystem is disjointed. In fact, it’s a bit of a mess.


This year we polled attendees at both Mobile World Congress in February and last week at CTIA to try and uncover what industry experts believe is holding mobile payments back. And in both cases, the overwhelming majority (76% and 71% respectively) of respondents cited that perceived security threats and lack of coordination among key industry stakeholders are the main obstacles to widespread adoption of mobile payments.

Security isn’t a threat to mobile payments adoption; it’s the perception that mobile payments are less secure than traditional payments. To date, the industry has failed to establish clear standards and ensure that everyone plays by the same rules.

Which players in the mobile payments industry are likely to succeed in facilitating widespread adoption of mobile payments? Almost half of our respondents at CTIA (47%) believe that financial service providers such as the banks and credit card companies are most likely to succeed in driving adoption rates.
There’s a clear disconnect between the service that mobile payment players are trying to deliver, and what consumers understand to be the value or benefit. Part of the problem with mobile payments in the U.S. today is that the credit card system works. There’s no flaw with plastic payments as they are, but in order to entice consumers to engage in a new way of doing things, there must be an added benefit.

This year’s CTIA survey results reveal that there’s still an unwillingness amongst consumers to pursue mobile payment options, and right now they’re not very optimistic the industry will be able to come together in the next year or so to deliver enough incentive to make mobile payments attractive enough.
NFC could very well become a universal standard, but it’s far from a sure thing. 84% of those polled at CTIA believe it’s still at least two to five years away. With all of the different providers looking to compete in the mobile payments space, they will need to find a way to come together, interoperate and make life easier for the consumer.

Plastic payments won’t be eliminated, but the industry will need to facilitate an extension of payments beyond the credit card, giving consumers more options. And consumers won’t consider the mobile option until the industry works together to develop standards and they understand the benefits. Until then, we’ll keep marching on.


Gemalto Makes It Possible for the Nation-Wide Transport Operator in Taiwan, Easycard, to Deploy Micropayments across the Country

AMSTERDAM--()--Gemalto (Euronext NL0000400653), the world leader in digital security, announces the deployment of its next generation multi-application advanced smart cards technology to EasyCard Corporation in Taiwan. This latest generation software will enable micropayments on the widely used transport card enjoyed by over 30 million cardholders that ride the metro in the Greater Taipei Area, take intercity bus and river boat services, as well as use the parking lots and libraries in Taipei City.
“smart card’ to other transportation systems, for use in the payment of government fees, for admission to parks and scenic areas, and for small-value purchases. Its ultimate aim is to allow people to travel around Taiwan with only one card.”
The new Gemalto Celego card supports both contact and contactless functionalities, allows users to securely check their personal transaction records from the Internet, to make e-payment for government services and to conduct Internet shopping. Gemalto made available its full set of consulting services on specifications, provided operating system development and certification, and advised EasyCard Corporation on the migration path and opportunities to this new high end multi-application product.
In line with EasyCard’s move from transport into micropayments, the new card materializes EasyCard’s vision and strategy of providing a wider range of services for ‘Mobile Life’ – becoming indispensible in the daily lives of its users also as a financial lifestyle card. As the contactless transit and payment markets in Taiwan converge, the new card enables EasyCard to reinforce its innovation leadership and provides a compelling growth opportunity.
The Gemalto Celego card has obtained the Common Criteria EAL4+ top level bank security standard certification. This enables EasyCard to meet the Taiwan Financial Supervisory Commission stringent requirements. It is also offering the very high level of performance needed for transportation and contactless micropayments applications. The new generation software also allows for expansion into Near Field Communication (NFC), future-proofing EasyCard’s offer when the national market will move towards mobile contactless payments.
This is a significant milestone for payment cards to include such new services that visibly enhance the consumer experience” said Suzanne Tong-Li, Senior Vice President, Gemalto Asia.These features are easy to use, ensuring quick user adoptionGemalto’s expertise in the transportation and payment industries will help EasyCard bring the convenience of contactless while upholding the security of micropayment applicationsIts ultimate aim is to allow people to travel around the whole of Taiwan with only one card.”
EASYCARD Corporation
The EASYCARD Corporation was officially established in March 2000 with a total capitalization of NT$500 million. The main shareholders in the corporation are the Taipei City Government, the Taipei Rapid Transit Corporation, the Fubon Bank, 15 bus companies in Taipei City and Taipei County, Mitac Inc., Cathay United Bank, Taishin Bank, China Trust Commercial Bank, Mercuries Data Systems, China Engineering Consultants, Sanmen Technology and other companies. Public-sector stock accounts for 40% of the total.
The company established a milestone in the use of non-contact IC cards for use on bus services in the Greater Taipei area, for Taipei Metro and for payment of parking fees at Taipei City Government-run parking lots. The scope of the “smart card’s” application is currently being extended to use on the Maokong Gondola service, for Taipei Zoo admission, as a library card, intercity bus services and on river boat services, and designated stores, to provide greater convenience to users.
EASYCARD CORP. continues to explore avenues to integrate more services, and plans to extend the use of its “smart card’ to other transportation systems, for use in the payment of government fees, for admission to parks and scenic areas, and for small-value purchases. Its ultimate aim is to allow people to travel around Taiwan with only one card.
About Gemalto
Gemalto (Euronext NL0000400653 GTO) is the world leader in digital security with 2011 annual revenues of €2 billion and more than 10,000 employees operating out of 74 offices and 14 Research & Development centers in 43 countries.
We are at the heart of our evolving digital society. Billions of people worldwide increasingly want the freedom to communicate, travel, shop, bank, entertain and work – anytime, anywhere – in ways that are convenient, enjoyable and secure. Gemalto delivers on their expanding needs for personal mobile services, identity protection, payment security, authenticated online services, cloud computing access, modern transportation, M2M communication, eHealthcare and eGovernment services.
Gemalto develops secure software that runs on trusted devices which we develop design and personalize. We manage these devices, the confidential data they contain and the services they enable, throughout their life cycle. We innovate so that our clients can offer more ways of enhancing the convenience and security of their end-users’ digital lives.
Gemalto is thriving with the growing number of people using its software and secure devices to interact in the digital and wireless world.

xpWallet Launches NFC Merchant Payments Product



xpWallet, the next generation mWallet products and services provider, has launched an NFC merchant payments product for the mobile operators, retail chain-stores, utility companies, and mobile financial service providers.

FOR IMMEDIATE RELEASE

 
Merchant Payment
Merchant Payment
PRLog (Press Release) - Jun 03, 2012 -
xpWallet, the emerging leader in the space of mobile financial services and NFC merchant payments product Mobile Wallet payment solutions, has launched an NFC merchant payments product for the mobile operators, retail chain-stores, utility companies, mobile financial service providers.

The company’s technology has been designed to boost mobile money transactions, provide flexibility and security as well as secure cashless experience. The subscribers can use their mobile wallet with built-in NFC functionality to pay for any retail transactions.

The NFC merchant Payments product is available with web and handset-based user interfaces, USSD menu, and with and without NFC Tags interfaces.


Advanced security features for NFC:

1. User NFC Device is first registered in the application
2. At the time of making a transaction, the subscriber’s name is displayed on the POS machine. Depending upon the NFC reader capability, subscriber name can also be printed
3. The subscriber is asked to enter his pin on the POS machine
4. SMS is sent to the subscriber after completion of the transaction.

“This announcement represents the first complete solution available for merchant payments to reduce payment processing costs," says Rohtas Chabra, Vice President – Product and Technology at xpWallet. “The new product is truly comprehensive and enables subscribers to make payments with their mobile phone with built-in NFC functionality after entering a PIN." He explains.


About xpWallet

xpWallet is a company with a global perspective, but a keen customer focus to ensure an enhanced and comprehensive digital experience. The company's focus is on delivering software to financial institutions and payment processors in Asia Pacific, Africa, Europe, the Middle East and the Americas.

xpWallet is uniquely positioned to become a key contributor in growing mCommerce space. The company constantly works with its commercial partners to develop integrated business solutions; provides customized, value-added services; and profitably grow their businesses.

xpWallet’s product range consists of Core Mobile Money platform, mWallet Enterprise Suite and Xpert Analytics Engine; including the Promotion Engine, My Deal, Pay Parking, Merchant Payments, Bill Pay and NFC Payments.


For more information please visit at http://www.xpwallet.com/




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