Friday, June 17, 2011

Bankers Say Debit Card Customers "Stand" to Lose the Most


The "Dick" Durbin Amendment is yet another example of how "government regulation" can backfire in a hurry. We've all heard about rumors of banks introducing "annual fees" and/or "per use fees" for debit card use...along with the elimination of "debit rewards" and "free checking."  Today, the Phoenix Business Journal is reporting that one of the other options being considered is "eliminating the cards altogether."  Whether it is a ploy to help banks win their case in a court of law (see Wall St. Journal: Banking Industry Girds for Debit-Card War in Court) or not, it demonstrates the lack of foresight by these "weiners" in office. (albeit there's one less after our cross dressing/penis flashing friend from NY resigned yesterday)


Date: Friday, June 17, 2011, 3:00am MST
"If debit card spending limits become a reality, bankers say users ultimately will pay the biggest price.  Banks already are looking at ways to replace the revenue lost by the interchange fee cap. Options being debated include limiting the dollar amount customers can pay by debit card, issuing an annual fee for debit card use, and eliminating the cards altogether. Some banks also are talking about doing away with rewards programs, citing a lack of incentive."  read more

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Global Payments Announces Year-End Earnings on July 21, 2011

Image representing Global Payments as depicted...Image via CrunchBase
ATLANTAJune 16, 2011 /PRNewswire/ -- Global Payments Inc. (NYSE: GPN), a leader in payment processing services, will release year-end fiscal 2011 financial results after the market closes on July 21, 2011.
Global Payments' management will host a conference call for investors to discuss these results at 5:00 p.m. EDT on Thursday, July 21, 2011.  Callers may access the conference call via the Company's Web site at www.globalpaymentsinc.com by clicking the "Webcast" button; or callers in North America may dial 1-888-895-3550 and callers outside North America may dial 1-706-758-8809.  The pass code is "GPN."  A replay of the call may be accessed through Global Payments' Web site through August 5, 2011.
Global Payments Inc. (NYSE: GPN) is a leading provider of electronic transaction processing services for merchants, Independent Sales Organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United StatesCanadaEurope and the Asia-Pacific region. Global Payments, a Fortune 1000 company, offers a comprehensive line of processing solutions for credit and debit cards, business-to-business purchasing cards, gift cards, electronic check conversion and check guarantee, verification and recovery including electronic check services, as well as terminal management. Visit www.globalpaymentsinc.com for more information about the company and its services.

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NFC News Roundup


  1. NFC will be worth the wait, analysts say


    Computerworld - Matt Hamblen - 4 hours ago
    ... for up to three years for Near Field Communication (NFC) chips to be widely available on smartphones in the US, Starbucks executive Chuck Davidson said. ...
    NFC will be worth the wait, analysts say‎ - Computerworld New Zealand
    Starbucks prefers old-fashioned barcodes to NFC payments‎ - ITworld.com
    all 13 news articles »
  2. QR Codes: Dead End or On-Ramp?


    ClickZ News - 2 hours ago
    In a recent Ad Age article, Dave Wieneke argued that QR codes are a dead-end, transitional technology, to be quickly replaced by near field communication ...
  3. Sony Ericsson to launch Android NFC phones


    Ubergizmo - George Wong - 18 hours ago
    NFC (Near Field Communication) is an up and coming technology in the US but at the moment there aren't many phones on ...
    Sony Ericsson NFC enabled Android smartphones on the way?‎ - Gadget Helpline (blog)
    Sony Ericsson Xperia lineup to get NFC enabled Android smartphones‎ - AndroidOS.in (blog)
    Sony Ericsson signs deal with NFC chip maker. (PR)‎ - IGYAAN
    Phones Review
    all 49 news articles »  GOOG - NXPI

    AndroidOS.in (blog)
  4. Scandinavian Smart Pass launched


    Cheapflights.co.uk - 3 hours ago
    The new pass – which used the same "near field communication" (NFC) technology as London's Oyster card - will make the airport experience for visitors to ...

    Cheapflights.co.uk
  5. Vodafone, O2, Everything Everywhere Enter Joint Venture, Aim NFC ...


    ITProPortal - Ravi Mandalia - 10 hours ago
    ... O2 and Everything Everywhere has joined forces with the view of making the NFC (Near Field Communication) technology in phone available for masses. ...
    Joint NFC venture from Vodafone, O2 and Everything Everywhere‎ - Mobot.net (blog)
    NFC coming to the UK as major networks join forces‎ - T3
    Mobile phone firms team up to develop 'wave and pay' system‎ - The Guardian
    ZDNet UK Financial Times (blog)
    all 116 news articles »  LON:VOD - ETR:DTE

    Telegraph.co.uk
  6. Zacks Industry Outlook Highlights: Google, eBay and Citigroup


    PR Newswire (press release) - 1 hour ago
    While the near-field communication (NFC) technology used in the system is already in use in some parts of Europe, the concept is relatively new to the US ...
     GOOG - C
  7. RFID News Roundup


    RFID Journal - 17 hours ago
    Avery Dennison RFID, a provider of ultrahigh-frequency (UHF) RFID inlays, has introduced its N-Zone line ofNear Field Communication (NFC) RFID inlays, ...
     RFMI - TYC
  8. Global mobile software market is set to reach nearly $80 billion ...


    Balkans.com Business News - 9 hours ago
    ... Money Transfer, Mobile Browsing, Mobile Health Monitoring, Mobile Search, Near Field CommunicationServices, Mobile Payment, Mobile Instant Messaging, ...
  9. SAS to launch new mobile NFC solution


    sQuidcard - 23 hours ago
    Scandinavian Airlines (SAS) is launching a new SAS Smart Pass using near field communication (NFC) technology to help its customers move through airports 

Thursday, June 16, 2011

Yankee Group Announces 2011 Best of 4G World Awards

Awards to be presented at 4G World Conference and Expo Oct. 24-27 in Chicago.4G World 2011
BOSTON--(BUSINESS WIRE)--Yankee Group today opened the call for submissions to its 2011 Best of 4G World Awards. Open to any company, the awards recognize the best companies, products and innovations within the wireless and mobile supply ecosystem. The final selection of winners will be made by an independent committee and will be announced at the Meet the Press & VIP Party for 4G World 2011 on Oct. 24 in Chicago, Ill.  
4G World is the largest event in the world covering the entire ecosystem of next-generation technologies and business models that power the mobile Internet industry and economy. This year marks the third annual 4G World awards. Winning entries will receive 4G World Wall of Fame recognition during the show, a filmed executive interview featured on the 4G World Web site, a profile in 4G Trends and visibility in a Best of 4G Awards Winners press release and Web site.

This year’s award categories are:
  • Best new mobile device. Unique and thoughtful uses of connectivity in an everyday device.
  • Most innovative network deployment. Innovative deployment strategies to deliver the next generation of wireless services.
  • Most innovative network infrastructure. Innovative infrastructure solutions that help network operators use spectrum more efficiently and increase network capacity.
  • Best mobile app for a smartphone or tablet. Cutting-edge content designed for the small screen.
  • Best user experience for mobile. Creative solutions for seamless and simple experiences across a myriad of mobile devices.
  • Best mobile commerce solution. Original solutions for mobile banking, transactions and couponing and near field communication.
  • Best overall innovation in mobile. Groundbreaking contributions, be they application, device or network innovations, that have resounding implications across the industry.
In addition to these open nomination categories, all 4G World exhibitors will be eligible for the special Best in Show at 4G World Award, which will be voted on by conference attendees.
Award submissions are open until Aug. 29, 2011. For more information, and to submit a nomination, visit: http://www.4gworld.com/press/4g-world-awards/.
Sponsors of this year’s 4G World Conference and Expo include: Alvarion; Ericsson; Alcatel-Lucent; Ciena; Huawei; Juniper Networks; Nokia Siemens Networks; Qualcomm; Samsung; Airspan; Cavium Networks; Continuous Computing; Exalt; NetLogic Microsystems, Inc.; NetScout; Sequans; Stoke; Symmetricom; Tekelec; Sprint; 4G Trends; Connected Planet; Total Telecom; Wireless Week; Award Solutions; bnetTV.com; 3GPP; NFC Forum; TM Forum; UMTS Forum; Wi-Fi Alliance; WiMAX Forum; 4G Americas; ATIS; CDG; IMS Forum; NGN Forum; NGN Plugfest; Telecom Council of Silicon Valley; USTelecom; Wireless Communications Association International; Maravedis; Rethink Research; Senza Fili Consulting; Parks Associates; and Hot Telecom.
About 4G World
4G World is the first and only conference and expo covering the entire ecosystem of next-generation technologies that enable the mobile Internet revolution, including mobile network infrastructure, advanced devices, applications and content.
Yankee Group believes operator strategies for 4G network evolution will not be driven by technology, but by competition and market demand. As the Anywhere Network® takes hold in the mature markets of North America, Europe and Asia-Pacific, operators are anticipating massive growth in broadband data usage and are planning their network migration strategies and business models for monetizing mobile Internet services. 4G World offers them an opportunity to research state-of-the-practice business models and advanced mobile technologies and to learn from other operators about what works--and what doesn’t--as they migrate their networks to 4G. For more information, visit www.4gworld.com.
About Yankee Group
The people of Yankee Group are the global connectivity experts--the leading source of insight and counsel trusted by builders, operators and drivers of connectivity solutions for 40 years. We are uniquely focused on the evolution of Anywhere connectivity, and we chart the pace of technology change and its effect on networks, consumers and enterprises. Headquartered in Boston, Yankee Group has a global presence, including operations in Europe, the Middle East, Africa, Latin America and Asia-Pacific. For more information, visit www.yankeegroup.com.

Contacts

Yankee Group Events and Media
Kate Mitchell, +1-617-259-2320
Senior Director of Marketing
kmitchell@yankeegroup.com

At A Glance

Yankee Group
Source: via Business Wire
Updated 01/20/2006 by company

Strategy Analytics: UK Mobile Operator Joint Venture Is Critical For Operator Success in NFC Mobile Payments

Everything Everywhere, Telefónica O2 and Vodafone to Leverage Scale
BOSTON--(BUSINESS WIRE)--According to research firm Strategy Analytics, the newly announced mobile marketing and mobile payments joint venture between Everything Everywhere, Telefónica O2 and Vodafone in the UK is a positive move, and will enable these mobile operators to secure a position at the heart of the nascent NFC contactless payments ecosystem. The Strategy Analytics report, “Collaboration Essential to Operator Success in Proximity Payments,” underlines the importance of successful mobile operator partnerships to reduce fragmentation, boost scale, and help position strongly against competitors, such as Google Wallet.
“Customizable Mobile Contactless Payment Forecast: 2004 to 2015”
By working together mobile operators are in a better position to drive the availability of NFC handsets, a fundamental enabler of mobile contactless payments. The collaboration will also create scale, which will be more likely to attract payment service issuers such as banks and also drive interoperability. Nitesh Patel, Senior Analyst for Strategy Analytics, said, “Banks and retailers are interested in scale and reduced complexity. Banks do not want to work with each operator and handset vendor individually in order to enable all customers to make mobile payments. Similarly, retailers do not want to upgrade point-of-sale infrastructure to accept contactless payments if customers of only one or two mobile operators can use it. This multi-carrier agreement between Everything Everywhere, Telefónica O2 and Vodafone in the UK has the potential to overcome these challenges and allow operators to compete with solutions like Google Wallet, which will initially be limited to Android handsets only.”
The report, “Customizable Mobile Contactless Payment Forecast: 2004 to 2015,” estimates that mobile contactless spend in the United Kingdom will reach US$328 million by 2015. However, while this joint venture puts mobile operators in a strong position, it does not represent a home run.
David MacQueen, Director at Strategy Analytics, commented “Mobile operators do not have a long track record of success when it comes to collaborations. The Mobile Payment Services Association, a previous mobile payment joint venture launched by UK operators in 2003, failed to get off the ground and was subsequently dismantled. Furthermore, mobile operators are not well known for moving fast. So, while this joint venture is a positive step we remain cautious about its chance for success. In particular we look forward to seeing how the operators differentiate their respective payment offerings.”
About Strategy Analytics:
Strategy Analytics, Inc. provides timely and actionable market intelligence focused on opportunities and disruptive forces in the areas of Automotive, Broadband Home, Mobile & Wireless Intelligent Systems and Virtual Worlds. Headquartered in Boston, MA, with offices in the UK, France, Germany, Japan, S. Korea and China, Strategy Analytics works with clients through annual multi-client services, management team workshops and custom consulting engagements. For more information, please visit http://www.strategyanalytics.com.

Contacts

Strategy Analytics, Inc.
UK & Europe Contact:
Nitesh Patel, +44(0) 1908 423 621
npatel@strategyanalytics.com
or
US Contact:
Josh Martin, +1 617-614-0730
jmartin@strategyanalytics.com

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Prepaid Industry Leaders to Meet in Las Vegas

The Prepaid Press Expo Hosts Fourth Conference
AVENTURA, Fla.--(BUSINESS WIRE)--The Prepaid Press Expo announced today its slate of speakers for “The Prepaid Press Expo ‘11” to be held at the Paris Hotel, Las Vegas, Nevada, August 15-17, 2011. Speakers from a diverse group of prepaid companies, including Discover Network, (Boost Mobile) Sprint, InComm, PayPal, NetworkIP, Mercator Advisory Group, Lunex Telecom, Callture, Impact Mobile, CHARGE Anywhere and many others.
“Each year is bigger – more exhibitors and sponsors, more participants – and better. The Prepaid Press Expo is now the leading trade show for the converged prepaid industry.”
Each day of the three-day conference will kick off with a Keynote Address, followed by a lively interactive Town Hall meeting, with full audience participation between the Keynote Speaker and industry leaders.
Keynote Speakers for 2011 are:
Monday, August 15, 2011 – Andre Smith, VP of Prepaid Wireless, Boost Mobile
Tuesday, August 16, 2011 – Frank Squilla, SVP of Sales, InComm
Wednesday, August 17, 2011 – Farhan Ahmad, GM Prepaid & Director of Emerging Payments, Discover Network
Other sessions will feature panel discussions by industry experts, covering topics including prepaid long distance and wireless, prepaid debit and gift cards, virtual marketing, social network marketing, and mobile applications and payment systems. Each day will also feature a Product Showcase, offering new and innovative prepaid products.
“We have developed a very unique format,” said Gene Retske, Conference Director of The Prepaid Press Expo, “which has received high marks from participants. They like the ability for the audience to participate with the speakers and experts.”
Robin Tobias, President of The Prepaid Press Expo, was encouraged by the initial response to the fourth Expo. “Each year is bigger – more exhibitors and sponsors, more participants – and better. The Prepaid Press Expo is now the leading trade show for the converged prepaid industry.”
Registration information can be found on the company’s website, www.prepaidpressexpo.com. Discount codes are valid through June 30: TPPFREE for Free Exhibit Hall Pass; TPPDISC for 10% Discount on any Conference Registration.
Interested media, please contact rtobias@prepaidpressexpo.com for Press Pass information.
The Prepaid Press Expo thanks its sponsors for their support: NetworkIP, Auris Technology, Callture, Direct Wholesale, Epinz, Eureka Revenue Inc., Global Service Solutions, IDT, InComm, Lunex Telecom, Nobel, Total Call International, TWSI, DIGITALK and Red Pocket Mobile.

Contacts

The Prepaid Press Expo
Lisa Brown, 866-203-2334 ext. 505
Event Director
expo@prepaidpressexpo.com
www.prepaidpressexpo.com

New Consumers Union Report Criticizes Mobile Payments, Citing Liability Risks


PaymentsSource | Wednesday, June 15, 2011 - Will Hernandez


The emerging U.S. mobile-payments market could be putting consumers at risk for fraud, and a consumer-advocacy group is urging wireless carriers to protect its customers from unauthorized transactions. Consumers Union, a Yonkers, N.Y.-based organization and publisher of Consumer Reports, highlighted in a report released June 15 how consumer protections vary for different mobile-payment methods. It also pointed to how wireless-carrier contracts fail to provide necessary safeguards in the event of a billing error or a phone becoming lost or stolen (see report). Mobile Pay or Mobile Mess:  Closing the Gap Between Mobile Payment Systems and Consumer Protections 

TCF Wants Debit Cap Delayed Until Federal Appeals Court Decides their Case

Debit Cap
Bloomberg reports that TCF Bank is "not happy" with regulators .12 cent debit cap and wants a federal appeals court to delay implementation until their case is heard..."A cap on debit-card swipe fees collected by the biggest U.S. banks should be delayed past a July deadline until a challenge to the law is decided, TCF National Bank argued to a federal appeals court...read more
“TCF will no longer be able to maintain its financial integrity,” the bank, a unit of Wayzata, Minnesota-based TCF Financial Corp. (TCB), said in court papers. 


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eWise and Affirmative Technologies Partner to Accelerate the Adoption of New Payment Alternatives

Image representing eWise as depicted in CrunchBaseImage via CrunchBase

Financial institutions, merchants and billers to benefit from rapid implementation

DENVER--(BUSINESS WIRE)--eWise, a payments and online financial management solutions provider, announced today that it has partnered with Affirmative Technologies to accelerate the adoption of new payment alternatives for merchants, financial institutions and billers. Through this agreement, both companies will provide their customers with new, integrated payment technology solutions that are scalable, customized, and secure.
“With Affirmative Technologies, we are able to employ our rapid implementation strategy to get financial institutions, merchants and billers up and running with alternative payment solutions more quickly and efficiently.”
Affirmative Technologies’ ACHNow and ACH Risk Manager will be integrated with Secure Vault Payments, made available through a partnership between eWise and NACHA. This integration taps into the core competency of eWise’s payment technology to deliver alternative payment solutions in a more streamlined and secure way.
“Bringing new payment solutions to market can be a daunting task. Through this partnership with eWise, we are simplifying the implementation process and adding value for our customers at the same time,” said George Bassous, Chief Executive Officer/Chief Technology Officer of Affirmative Technologies. “By integrating our respective technologies, we are able to offer our customers a one-stop shop for their payment needs, creating increased efficiency and economies of scale.”
ACHNow is a merchant front-end electronic payment data entry and consumer initiated payment presentment application that electronically submits transactions for payment through the ACH Network. ACH Risk Manager is a multifaceted ACH File Risk Management application designed to manage critical risk factors affecting financial institutions’ daily ACH operations.
Secure Vault Payments gives businesses the only online payment option that provides real-time authorization of funds and guaranteed payments for ACH transactions at costs typically lower than traditional and other alternative payment methods. It is also the only payment option that offers consumers online payment choice without sharing any personal account information.
“The payments industry is rapidly evolving and companies must adapt and innovate in order to remain competitive,” said Alex Grinberg, CEO of eWise. “With Affirmative Technologies, we are able to employ our rapid implementation strategy to get financial institutions, merchants and billers up and running with alternative payment solutions more quickly and efficiently.”
About Affirmative Technologies
Established in 1998, Affirmative Technologies, Inc. is a leading technology provider to the electronic payments industry, marketing software and Internet applications for processing consumer payments electronically via established Financial Institution-ODFIs, the ACH Network and Federal Reserve Banking System, through standalone or multi-client electronic payment processing Applications for Retail Merchants, Internet Merchants, Financial Institutions, Third Party ACH Processors-Senders, Independent Software Vendors, and Payment Aggregators.
About Secure Vault Payments
Secure Vault Payments® enables consumers to initiate private and secure payments for purchases and bill payments through their financial institutions’ online banking platforms, using the ACH Network and eWise’s Online Banking ePayments technology. Financial institutions authenticate consumers and provide businesses with real-time authorization and confirmation of payment (ACH credit). Secure Vault Payments™ is a trademarked offering of NACHA — The Electronic Payments Association. To learn more, visit www.securevaultpayments.com.
About eWise
eWise is partnering with NACHA to provide the Secure Vault Payments network, utilizing its Online Banking ePayments (OBeP) technology and account management services. eWise is a payments and online financial management solutions provider with a reputation for providing innovative solutions that make transacting online easier and more secure. eWise offices in US, UK, China and Australia support some of the world’s top 50 financial institutions with solutions delivering outstanding, proven ROI for its customers and a better online experience for millions of end-users worldwide. For more information, visit www.ewise.com.

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Only 4% of Smartphones are Protected Against Malware


Just four per cent of smartphones and tablets are protected against malware
(from v3 on 6-16-2011)
The mobile security software market will be worth $1bn by 2013 as the need for protection on smartphones and tablets against a growing number of threats becomes essential, according to Juniper Research. The market will grow to $3.6bn by 2016 when over 277 million devices will be protected, up from just four per cent, or around 27 million, according to the firm's Securing and Protecting a Mobile Future white paper.... read more»

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Starbucks Strengthens Mobile Payment Footprint with Launch of Starbucks for Android App and Upcoming Rollout of Mobile Payment at Safeway’s Nearly 1,000 Starbucks Locations

Customers Will Be Able to Experience the Fastest Way to Pay at More Than 9,000 U.S. Starbucks Stores with Their Android Device™
Starbucks (NASDAQ: SBUX) today announced the latest offering of the Starbucks mobile platform with the launch of Starbucks for Android™ app providing more consumers access to the fastest way to pay and other features to manage their Starbucks Card on-the-go. In addition, the company announced that Safeway, Inc., one of the nation’s largest supermarket chains, plans to rollout mobile payment in July at nearly 1,000 Starbucks in Safeway supermarkets across the United States, including the company’s Vons, Pavilions, Dominick’s, Randalls, Tom Thumb and Genuardi’s stores. Starbucks for Android is available through Android Market™ for Android phones running 2.1 or above and follows the successful rollout of Starbucks Card Mobile Apps on other platforms. With mobile payment capability at nearly 6,800 U.S. company-operated Starbucks stores and more than 1,000 Starbucks Target locations, bringing mobile payment to Starbucks Safeway stores will extend the reach of Starbucks mobile payment to roughly 9,000 Starbucks locations across the country.
“The expansion of our mobile payment footprint has been driven by customer interest and input. With the addition of Starbucks for Android to the Starbucks app line-up, a Starbucks mobile payment app may now be used on approximately 90 percent of smartphones currently in use,” said Adam Brotman, vice president, general manager, Digital Ventures at Starbucks Coffee Company. “Starbucks is committed to providing customers richer experiences – both in our stores and on-the-go. By expanding mobile payment capabilities to Android smartphones and with Safeway now offering mobile payment in its close to 1,000 Starbucks locations, we’re giving customers the opportunity to experience mobile payment in more ways and at more Starbucks locations.”
Starbucks for Android Features:
Starbucks for Android, available from Android Market, is available for Android phones running 2.1 or above and is designed to offer a rich user experience, specifically addressing Android interaction paradigms including device hardkeys and action bar softkeys. Starbucks for Android allows users to:
  • Pay with your phone: Enjoy the fastest, more convenient way to pay at nearly 6,800 company-operated stores as well as more than 1,000 Target stores and coming this summer to nearly 1,000 Starbucks locations in Safeway stores. Just download the app, enter your Starbucks Card number, scan and go.
  • Manage your card account: Access your Starbucks Card balance directly from your phone.
  • Reload your card balance: Use your smartphone to reload your Starbucks Card using any major credit card.
  • Check your My Starbucks Rewards status: Find out how close you are to earning your next free drink.
  • Find nearby Starbucks stores: Save time by finding a Starbucks store near you.
Starbucks mobile payment
Starbucks Starbucks Delivers on Customer Requests
The introduction of Starbucks for Android and expansion to nearly 1,000 Starbucks in Safeway stores was fueled by customer requests and the growing customer interest in mobile wallets. “We’ve received a tremendous number of requests on MyStarbucksIdea for a Starbucks app for Android,” says Brotman. “We’re excited to introduce an Android app that our customers can use as part of their daily routines.”
Starbucks mobile offerings build on the popularity of the Starbucks Card and My Starbucks Rewards loyalty program. Today, one in five transactions in U.S. Starbucks stores are paid for with a Starbucks Card. “Our customers have shown us that they love the utility, convenience and fun of our mobile apps and especially the ability to pay with their Starbucks Card using a smartphone. My Starbucks Rewards members, in particular, have been quick to adopt mobile payment as part of their everyday visit,” says Brady Brewer, vice president Starbucks Card and Loyalty. “While mobile payment is the top feature, customers’ next favorites are the ability to reload their Starbucks Card and track their progress toward their next free drink in the My Starbucks Rewards program.”
Starbucks for Android is available for Android phones running 2.1 or above. To download Starbucks for Android, visit Android Market at https://market.android.com/.
About Starbucks Corporation
Since 1971, Starbucks Coffee Company has been committed to ethically sourcing and roasting the highest-quality arabica coffee in the world. Today, with stores around the globe, the company is the premier roaster and retailer of specialty coffee in the world. Through our unwavering commitment to excellence and our guiding principles, we bring the unique Starbucks Experience to life for every customer through every cup. To share in the experience, please visit us in our stores or online at www.starbucks.com.
Android and Android Market are trademarks of Google, Inc.
About Safeway www.Safeway.com
Safeway Inc. is a Fortune 100 company and one of the largest food and drug retailers in North America, based on sales. The company operates 1,694 stores in the United States and western Canada and had annual sales of $41.1 billion in 2010. The company’s common stock is traded on the New York Stock Exchange under the symbol SWY.

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