HomeATM CEO, Ken Mages (along with one of HomeATM's Engineers, Jimmy Tang) have collaborated on a White Paper outlining why a software approach to bringing PIN Debit to the Internet is not safe.
To view the White Paper in PDF file, I have included a link below.
To enlarge the photos of each individual page, you can simply click the picture and it will enlarge to a size large enough to read it.
Suffice it to say that that HomeATM believes that, from a Hardware vs. Software/ Security vs. Convenience standpoint, Internet PIN Debit transactions done on a PC is...
Doing It Wrong
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