Visa & Interlink Interchange Rates (Reimbursement Fees)

Visa U.S.A. Inc. Interchange Rates/Fees

The file link below contains tables that set forth the interchange reimbursement fees applied on Visa financial transactions completed within the 50 United States and the District of Columbia.

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Visa or Interlinks Published Interchange Fees!

Visa uses interchange reimbursement fees as transfer fees between financial institutions to balance and grow the payment system for the benefit of all participants.

Merchants do not pay interchange reimbursement fees; merchants pay "merchant discount" to their financial institution.

This is an important distinction, because merchants buy a variety of processing services from financial institutions; all of these services may be included in their merchant discount rate, which is typically a percentage rate per transaction.

If you have any questions about Visa's interchange rates or your merchant discount, please contact your financial institution.

Visa U.S.A. Interchange Reimbursement Fees - April 2009 PDF | 283K

Interlink Interchange Reimbursement Fees - April 2009 PDF | 44K

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