In the article below the author first suggests that phishing works because the majority of web users are not technically savvy, then goes on to say that even technically savvy users are falling victims to the next generation online banking Trojans such as urlZone. Thanks for clearing that up. Guess you could say that phishing is successful because the most technically savvy people are the bad guys. There is one way to eliminate phishing. Eliminate what they phish phor. And what is that you may ask? Any form of online banking credentials that must be "typed"/"entered" into the browser space. If the information is not typed, but instead swiped and encrypted outside the browser space then we will have created an empty "net." And if the "net" came back empty every time the phishers threw it out there, they would stop phishing. There's only one way to wipe out phishing altogether, and that's to swipe vs. type.
Can Smartphone Mobile Banking Can Thwart Phishing Attacks
Online phishing has become a very serious problem and the root of the problem is the fact that the majority of computer users are not very technically savvy. Thus they fall easy prey to phishing attacks since they lack the instinct to check things such as a web browser's site address or security certificate. However even technically savvy users are falling victims with attacks such as the online banking re-write attack. In this attack cybercrooks are hiding evidence of a victim's diminishing bank balance by rewriting the online bank statements on the fly within the web browser!As mobile banking becomes ever more popular it will most definitely be subject to similar attacks. The damage will likely be more severe since the penetration rates of mobile phones are higher than computers, and the average user is less familiar with a phone's extended features to be able to spot a potential attack.
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