“Multi-Channel Account-to-Account Transfers and P2P Payments Forecast: Evaluating Trends and Assessing the Future 2006-2014”Person-to-person (P2P) transfers, payments from one individual to another, may be made for a variety of purposes, including sharing a meal or the purchase of tickets, sharing rent, giving money to a student or family member, paying for events, making a donation, or even making payments for auction purchases. Such transfers have traditionally been paper-based. This report examines the potential of and growth in new transfer alternatives, including P2P transactions initiated using online or mobile channels. The report focuses on the U.S. market but also looks at the potential for global expansion in P2P services. This report includes a five-year forecast of the U.S. household market for online P2P transfers, online inter-institution account-to-account transfers, wire transfers sent using a bank or credit union, and wire transfers sent using a service such as Western Union.
Primary Questions
- What is the future growth potential for the P2P market?
- Which organizations currently offer P2P transfer services?
- Why has the concept of person-to-person payment been talked about in the market for so long, but has yet to flourish?
- What services create market readiness for online or mobile P2P transfers or may be fostered by the growth of these options?
- What channel options are available and likely to be most successful for P2P delivery?
- Overview
- Primary Questions
- Methodology
- Executive Summary
- Forecast
- The Explosion of New Offerings
- Market Dynamics: Person-to-Person - Again?
- Account-to-Account Transfer: The Forerunner of P2PTransfers
- Online Person-to-Person: Growing the Next Step
- Person-to-Person: Accommodating the Mobile Channel
- Enhanced Security is Essential to Drive Use of Mobile P2P
- A Potent Opportunity for P2P Expansion: Global and Remittance Transfers
- Appendix
- Related Research
- AOL
- Mercantile Bank of Michigan
- Bank of the West
- Metavante
- Bank One
- MoneyGram
- Boeing Employees' Credit Union
- Obopay
- CashEdge
- Patelco Credit Union
- CheckFree
- PayPal
- Citibank
- PNC
- eBay
- S1
- Fidelity Information Services
- US Bank
- First Hawaiian Bank
- Visa
- Fiserv
- Wells Fargo
- iPay
- Western Union
- MasterCard
- Yahoo!
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