HomeATM ePayment Solutions, is a leading provider of secure hardware and software financial transaction solutions. The Safe-T-PIN point of sale terminal, manufactured by HomeATM, is the first ever Internet PIN entry device (PED) PCI certification 2.x. The Safe-T-PIN™ provides secure multi-factor authentication for e-commerce transactions and secure log-in, including; - Cardholder Card Control
- Device Level Encryption
- 4-Factor Authentication
- Fraud Reduction/Elimination
- Quick and Cost Effective
- Credit and Debit transaction agnostic
HomeATM's PCI PED certified device and patented solution; is portable, cost effective, secure with instantaneous implementation and completely ubiquitous (integration into any processing platform). Just like the grocery store, gas pump or bank, users simply swipe their card and enter their PIN to authenticate themselves. Merchants can confidently process orders knowing that this method of authentication to represents the lowest fraud risk of any transaction and therefore help provide the lowest fees saving them countless dollars each month. The process is adaptable to niche applications that extend its reach beyond simply online commerce, specifically.
- Person to Person (P2P)
- Business to Consumer (B2C)
- Business to Business (B2B)
- On line banking, authentication
- Field Services (food delivery, MLM, home sales, taxi, etc)
- Prepaid, gift card, stored value and payroll card fund loading
- Cross-pollination of brick and mortar clients to the retailer’s dot-com site
- The most cost efficient POS hardware available
The cardholder and their card are present in all scenarios driving increased security, fraud reduction, and favorable interchange rates.
Security
Using impregnable, unimpeachable security we eliminate fraud in the ePayment ecosystem. HomeATM’s secure architecture is bank and military grade insuring the highest integrity behind every transaction.
Defend Against Hackers who can easily
- Screenscrape
- Phish
- Mouseclick log
- Keystroke logg
- Install malware
Security experts unanimously agree that the Safe-T-PIN is the only secure means of using a PIN on the internet – “swipe, encrypt and transmit”.
HomeATM's Safe-T-PIN Certification at PCI Security Standards Council
HomeATM is not a payment processor and does not collect, store or transmit any personal or card information during the transaction. Only the purchase details necessary to complete the transaction are transmitted using encryption technology that exceed industry and government guidlines..
HomeATM is committed to continue to provide safe, secure and reliable payment products and services to protect your business, your customers (cardholders), and the integrity of the payment system. These efforts help every segment of the payment card industry - from business partners to financial services institutions - to law enforcement agencies globally.
HomeATM uniquely creates E2EE (end-to-end encryption) that exceeds PCI (Payment card Industry requisites) and FFIEC recommendations thus assuring your security from the moment you take your debit card out of your wallet to the time you put it back.
HomeATM's certified device is the only technology in the world that delivers a bank/military grade secure environment in this fashion.
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PIN Debit Payment with PC Software? No, Thanks!
Press Release:
Chicago, IL. Mar 19, 2009 – HomeATM ePayment Solutions, a leading provider of secure hardware and software solutions, today announced their newest product, Safe-T-PIN™, has been Payments Card Industry (PCI) PIN Entry Device (PED) 2.0 certified.
The Safe-T-PIN point of sale terminal, manufactured by HomeATM, is the first ever Internet PED to achieve such certification. Safe-T-PIN™ provides secure two factor authentication for e-commerce transactions and secure log-in.
The pocket-sized Safe-T-PIN™ is USB “plug and play”, eliminating the need for drivers or downloads. Additionally, it works with any operating system or browser. The device provides users with the added convenience of swiping their cards versus keying in their numbers and will work with any bank, card processor, and currency.
The significance of this feat is that bank/military grade encryption of financial data from beginning to end is now affordable to the masses.
HomeATM’s mission was to design, build and provide an affordable POS that brought End-to-End-Encrypted (E2EE) security and thus lower fees to merchants and consumers.
The Safe-T-PIN™ also allows authorized secure person-to-person (P2P) money transfers in real-time. “We are proud of our engineering team and extremely excited to provide a cost-effective solution to those who can least afford fraud and risk,” said Ken Mages, CEO.
"The Safe-T-PIN™ exponentially reduces the likelihood of a breach and provides the dual authentication solution that e-tailers and money remittance companies have been seeking in order to fill the current fraud/security void in secure transactions on the web. HomeATM is already in advanced discussions with several Fortune 100 companies and this certification will certainly result in expediting those talks.”
