Discover® U.S. Spending MonitorSM Falls 1.1 Points in May

Consumers ages 18-39 Sour on the Economy, Finances; Discretionary Spending Intentions Decline for First Time in Four Months

RIVERWOODS, Ill.--(BUSINESS WIRE)--Consumer confidence declined in May as 18- to 39-year-olds who showed a surge in confidence in April soured on the economy and their finances in May, according to the Discover U.S. Spending Monitor.

“The optimism consumers between the ages of 18-39 showed the past couple months reversed course in May”

The Monitor – a poll of 8,200 consumers that tracks consumer confidence and spending intentions on a daily basis – declined 1.1 points in April to 90.4 (based out of 100), after two consecutive monthly gains. Overall, 31 percent believe economic conditions are improving, a 3-point decline from last month’s record high.

Confidence Declines Among 18-to 39-Year-Olds

Fifty-two percent of younger consumers rated the economy as poor, an increase of 7 points from the previous month. By comparison, older consumers who rated the economy as poor increased only three points. Other indicators:

• The number of consumers ages 18 to 39 who felt economic conditions were worsening increased 4 points to 44 percent.


• Those same consumers who felt their personal finances were getting worse increased 5 points from the previous month to 44 percent.


• 25 percent of 18-to 39-year olds felt their finances were getting better in May, a point lower than April.

“The optimism consumers between the ages of 18-39 showed the past couple months reversed course in May,” said Julie Loeger, senior vice president of brand and product management for Discover. “It is unclear whether this is simply a one-month anomaly or a sign of worse to come. Hopefully, consumer confidence among this age group will rebound heading into summer.”

Discretionary Spending Intentions Fall For the First Time in Four Months; Overall Spending Remains Flat

The decline in economic and financial confidence helped end a four-month increase in discretionary spending intentions. Overall, 10 percent of consumers said they would spend more on discretionary items, a 1-point decline from April. 56 percent of consumers planned to keep their overall spending flat in the month ahead.

There was also a 1-point decline in the number of consumers planning to increase spending in the following categories:

• Home remodeling or new appliances (decreased from 18 percent to 17 percent)


• Vacations or furthering their education (decreased from 16 percent to 15 percent)


• Sporting events, restaurants or hobbies (decreased from 11 percent to 10 percent)

More Consumers Rate the Economy as Poor, but 48% Have Money Remaining After Paying Monthly Bills

Fifty-one percent of consumers rated the economy as poor in May, a slight (1-point) increase from April. Forty-five percent feel economic conditions are getting worse, a 2-point increase from the previous month.

The decline in economic confidence didn’t affect how consumers currently view their finances. Overall, 35 percent currently view their finances as good or excellent, a 14-month high. Looking ahead, consumers were not as optimistic. Forty-seven percent felt their finances were getting worse, a 3-point increase from the previous month.

Despite the decline in confidence, 48 percent of consumers expect to have money left over after paying monthly bills. For fourteen months now, this number has been below 50 percent, though May’s 48 percent W is the highest since February.

The number of consumers expecting an income shortfall in the month ahead remained the same at 37 percent.

For more Discover U.S. Spending Monitor survey data, charts and information, please visit www.discoverfinancial.com/surveys/spending.shtml.

About Discover U.S. Spending Monitor

The Discover^® U.S. Spending Monitor^SM is a monthly index of consumer spending intentions and capacity that is based on interviews with a random sample of 8,200 U.S. adults conducted at a rate of 275 per night. In addition to spending, the survey asks consumers their opinions on the U.S. economy and their personal finances. The Monitor began in May 2007 with a base index of 100. Surveys are conducted by Rasmussen Reports, an independent survey research firm (www.rasmussenreports.com).

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers personal and student loans, online savings accounts, certificates of deposit and money market accounts through its Discover Bank subsidiary. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. For more information, visit www.discoverfinancial.com.

Discover® U.S. Spending MonitorSM Falls 1.1 Points in May

Consumers ages 18-39 Sour on the Economy, Finances; Discretionary Spending Intentions Decline for First Time in Four Months

RIVERWOODS, Ill.--(BUSINESS WIRE)--Consumer confidence declined in May as 18- to 39-year-olds who showed a surge in confidence in April soured on the economy and their finances in May, according to the Discover U.S. Spending Monitor.

“The optimism consumers between the ages of 18-39 showed the past couple months reversed course in May”

The Monitor – a poll of 8,200 consumers that tracks consumer confidence and spending intentions on a daily basis – declined 1.1 points in April to 90.4 (based out of 100), after two consecutive monthly gains. Overall, 31 percent believe economic conditions are improving, a 3-point decline from last month’s record high.

Confidence Declines Among 18-to 39-Year-Olds

Fifty-two percent of younger consumers rated the economy as poor, an increase of 7 points from the previous month. By comparison, older consumers who rated the economy as poor increased only three points. Other indicators:

• The number of consumers ages 18 to 39 who felt economic conditions were worsening increased 4 points to 44 percent.


• Those same consumers who felt their personal finances were getting worse increased 5 points from the previous month to 44 percent.


• 25 percent of 18-to 39-year olds felt their finances were getting better in May, a point lower than April.

“The optimism consumers between the ages of 18-39 showed the past couple months reversed course in May,” said Julie Loeger, senior vice president of brand and product management for Discover. “It is unclear whether this is simply a one-month anomaly or a sign of worse to come. Hopefully, consumer confidence among this age group will rebound heading into summer.”

Discretionary Spending Intentions Fall For the First Time in Four Months; Overall Spending Remains Flat

The decline in economic and financial confidence helped end a four-month increase in discretionary spending intentions. Overall, 10 percent of consumers said they would spend more on discretionary items, a 1-point decline from April. 56 percent of consumers planned to keep their overall spending flat in the month ahead.

There was also a 1-point decline in the number of consumers planning to increase spending in the following categories:

• Home remodeling or new appliances (decreased from 18 percent to 17 percent)


• Vacations or furthering their education (decreased from 16 percent to 15 percent)


• Sporting events, restaurants or hobbies (decreased from 11 percent to 10 percent)

More Consumers Rate the Economy as Poor, but 48% Have Money Remaining After Paying Monthly Bills

Fifty-one percent of consumers rated the economy as poor in May, a slight (1-point) increase from April. Forty-five percent feel economic conditions are getting worse, a 2-point increase from the previous month.

The decline in economic confidence didn’t affect how consumers currently view their finances. Overall, 35 percent currently view their finances as good or excellent, a 14-month high. Looking ahead, consumers were not as optimistic. Forty-seven percent felt their finances were getting worse, a 3-point increase from the previous month.

Despite the decline in confidence, 48 percent of consumers expect to have money left over after paying monthly bills. For fourteen months now, this number has been below 50 percent, though May’s 48 percent W is the highest since February.

The number of consumers expecting an income shortfall in the month ahead remained the same at 37 percent.

For more Discover U.S. Spending Monitor survey data, charts and information, please visit www.discoverfinancial.com/surveys/spending.shtml.

About Discover U.S. Spending Monitor

The Discover^® U.S. Spending Monitor^SM is a monthly index of consumer spending intentions and capacity that is based on interviews with a random sample of 8,200 U.S. adults conducted at a rate of 275 per night. In addition to spending, the survey asks consumers their opinions on the U.S. economy and their personal finances. The Monitor began in May 2007 with a base index of 100. Surveys are conducted by Rasmussen Reports, an independent survey research firm (www.rasmussenreports.com).

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers personal and student loans, online savings accounts, certificates of deposit and money market accounts through its Discover Bank subsidiary. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. For more information, visit www.discoverfinancial.com.

TSYS Announces Second-Quarter Dividend

COLUMBUS, Ga.--(BUSINESS WIRE)--TSYS (NYSE: TSS) today announced that its board of directors has approved a quarterly cash dividend of $0.07 per share on TSYS common stock, payable July 1, 2010, to TSYS shareholders of record as of the close of business on June 17, 2010.

About TSYS

TSYS (NYSE: TSS) is one of the world’s largest companies for outsourced payment services, offering a broad range of issuer- and acquirer-processing technologies that support consumer-finance, credit, debit, healthcare, loyalty and prepaid services for financial institutions and retail companies in the Americas, EMEA and Asia-Pacific regions. For more information contactnews@tsys.com or log on to www.tsys.com. TSYS routinely posts all important information on its website.

TSYS Announces Second-Quarter Dividend

COLUMBUS, Ga.--(BUSINESS WIRE)--TSYS (NYSE: TSS) today announced that its board of directors has approved a quarterly cash dividend of $0.07 per share on TSYS common stock, payable July 1, 2010, to TSYS shareholders of record as of the close of business on June 17, 2010.

About TSYS

TSYS (NYSE: TSS) is one of the world’s largest companies for outsourced payment services, offering a broad range of issuer- and acquirer-processing technologies that support consumer-finance, credit, debit, healthcare, loyalty and prepaid services for financial institutions and retail companies in the Americas, EMEA and Asia-Pacific regions. For more information contactnews@tsys.com or log on to www.tsys.com. TSYS routinely posts all important information on its website.

SmartMetric Announces It Has Filed Today "First Amended Complaint For Infringement Of U.S. Patent 6,792,464"

SmartMetric Claims Patent Infringement by Visa and MasterCard



BAY HARBOR, FL--(Marketwire - June 2, 2010) -  SmartMetric, Inc. (OTCBB: SMME) announced it has filed today in United States District Court Case # CV-10-01864JHN(FMOx) First Amended Complaint For Infringement Of U.S. Patent.  Colin Hendrick, SmartMetric CEO, stated: "We believe and allege in our lawsuit that both Visa and MasterCard are infringing on our US patent 6,792,464 (the "464 patent") by selling, offering to sell and using contactless card systems, e.g. Systems like VT's Paywave™ and MC's PayPass™, that use data cards that when passed near to a reader, establish a connection to a network (the "Systems") that infringe at least claim 1 of the '464 patent.' Our patent was duly and lawfully issued on September 14, 2004 by the U.S. Patent and Trademark office 'System for Automatic Connection to a Network.' By assignment, SmartMetric is the owner of the patent."

In a press release issued on March 19, 2009, MasterCard Worldwide announced "the issuance of the 50 millionth MasterCard® PayPass™ card or device, as of 4Q 2008, which in the last year more than doubles the number of cards and devices in circulation around the world. This significant PayPass momentum demonstrates not only the demand for simple solutions when it comes to payments, but also the continued secular shift toward electronic payments as validated by recent data that indicates 41 percent of consumers use cash less often today than they did two years ago."

About SmartMetric, Inc.

SmartMetric, Inc. has developed a portable biometric identity and transaction card capable of storing a wide variety of personal information while protecting you against identity theft and fraud. It is one of the most advanced portable identity authentication solutions in the world today. The card contains a biometric fingerprint scanner and reader which only you can unlock and is smaller and thinner than a credit card. The SmartMetric card is ideal for a wide range of consumers, including Personal, Government and Corporate.

For more information please visit us at www.smartmetric.com

Safe Harbor Statement

Certain of the above statements contained in this press release are forward-looking statements that involve a number of risks and uncertainties. Such forward-looking statements are within the meaning of that term in Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Readers are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and that actual results may differ materially from those indicated in the forward-looking statements as a result of various factors.

Investor Contact:

Redwood Consultants, LLC

415.884.0348

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SmartMetric Announces It Has Filed Today "First Amended Complaint For Infringement Of U.S. Patent 6,792,464"

SmartMetric Claims Patent Infringement by Visa and MasterCard



BAY HARBOR, FL--(Marketwire - June 2, 2010) -  SmartMetric, Inc. (OTCBB: SMME) announced it has filed today in United States District Court Case # CV-10-01864JHN(FMOx) First Amended Complaint For Infringement Of U.S. Patent.  Colin Hendrick, SmartMetric CEO, stated: "We believe and allege in our lawsuit that both Visa and MasterCard are infringing on our US patent 6,792,464 (the "464 patent") by selling, offering to sell and using contactless card systems, e.g. Systems like VT's Paywave™ and MC's PayPass™, that use data cards that when passed near to a reader, establish a connection to a network (the "Systems") that infringe at least claim 1 of the '464 patent.' Our patent was duly and lawfully issued on September 14, 2004 by the U.S. Patent and Trademark office 'System for Automatic Connection to a Network.' By assignment, SmartMetric is the owner of the patent."

In a press release issued on March 19, 2009, MasterCard Worldwide announced "the issuance of the 50 millionth MasterCard® PayPass™ card or device, as of 4Q 2008, which in the last year more than doubles the number of cards and devices in circulation around the world. This significant PayPass momentum demonstrates not only the demand for simple solutions when it comes to payments, but also the continued secular shift toward electronic payments as validated by recent data that indicates 41 percent of consumers use cash less often today than they did two years ago."

About SmartMetric, Inc.

SmartMetric, Inc. has developed a portable biometric identity and transaction card capable of storing a wide variety of personal information while protecting you against identity theft and fraud. It is one of the most advanced portable identity authentication solutions in the world today. The card contains a biometric fingerprint scanner and reader which only you can unlock and is smaller and thinner than a credit card. The SmartMetric card is ideal for a wide range of consumers, including Personal, Government and Corporate.

For more information please visit us at www.smartmetric.com

Safe Harbor Statement

Certain of the above statements contained in this press release are forward-looking statements that involve a number of risks and uncertainties. Such forward-looking statements are within the meaning of that term in Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Readers are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and that actual results may differ materially from those indicated in the forward-looking statements as a result of various factors.

Investor Contact:

Redwood Consultants, LLC

415.884.0348

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• Bookmark with 

Counter-ecrime Group Commits Resources to Goals of Multinational Day of Action Against Mass Market Fraud

APWG Proffers Response Tools for Online Consumer Safety Education and Unifying the Global Response to Electronic Crime

CAMBRIDGE, Mass.--(BUSINESS WIRE)--The APWG is joining law enforcement and regulatory authorities in five nations around the world in a multinational “Day of Action” against massmarket fraud, by committing its data logistics resources and consumer education programs to law enforcement efforts to engage this kind of fraud as an international threat deserving of a globally coordinated response.

Law enforcement and regulatory authorities in the United States of America, Australia, Canada, Netherlands and the United Kingdom have marked June 1 as a coordinated “Day of Action” to warn consumers worldwide about the dangers of mass‐market fraud, including its online variants.

The APWG, a global association of some 1800 technology, consumer and financial services companies, government agencies and research institutions working to coordinate industry and government’s effort against electronic crime, is committing three specific programs to the task of unifying the global response against electronic crime through its free data logistics resources and consumer education programs.

APWG/CMU Phishing Education Landing Page Program: The system, new operating in 20 languages, redirects a consumer who has clicked on a link in a phishing email to a page of instruction in his own language about how to avoid phishing in the future. It is freely available to any ISP to replace a phishing website with a redirection script to the resource at: http://education.apwg.org/r/ The full program description is here: http://education.apwg.org/r/about.html

The APWG/NCSA Online Consumer Safety and Security Messaging Convention: The Convention is crafting a public message to raise cybersecurity awareness and positively change how people secure their computers and networks and interact online, leading to more cybersecure societies. The Convention’s messaging, to be announced this Fall, will cut through the cluttered marketplace of information, tips and advice and give all stakeholding companies, government agencies and NGOs a common safety message to promote. The full program description is here:http://education.apwg.org/safety/about.html

The IODEF Extensions for eCrime Reporting: The APWG has developed and promoted extensions to a standardized data sharing format, the Internet Engineering Task Force’s Incident Object Document Exchange Format (IODEF), specifically to give ecrime responders and investigators a common, consistent data format to exchange and process electronic crime event reports. This XML-based schema is complete enough to give the community of ecrime responders and investigators a pupore-built mechanism for automating the processing of ecrime event reports, potentially enabling those responses to become contemporaneous with the execution of the crimes themselves. The full program description is here: http://www.antiphishing.org/iodefFormat.html A description of a test pilot program for the schema is here: http://www.antiphishing.org/reports/IODEF_Pilot_Program.pdf

APWG Secretary General Peter Cassidy said, “Electronic crime is different. It requires a response paradigm that hues closer to a public health agency collaboration than conventional law enforcement. Toward that vision, APWG members and research collaborators have been cultivating common resources that can pay large dividends in common safety at little or no cost. The APWG is honored to be able to participate in the ‘Day of Action’ and make its resources available to the community that is engaging ecrime worldwide.”

About the APWG:

The APWG, founded in 2003 as the Anti-Phishing Working Group, is a global industry, law enforcement, and government coalition focused on eliminating the identity theft and fraud that result from the growing problem of phishing, email spoofing, and crimeware. Membership is open to qualified financial institutions, online retailers, ISPs, the law enforcement community and solutions providers. There are more than 1,800 companies, government agencies and NGOs participating in the APWG and more than 3,300 members. The APWG's Web site offers the public and industry information about phishing and email fraud, including identification and promotion of pragmatic technical solutions that provide immediate protection. APWG's corporate sponsors are as follows:

AT&T(T), Able NV, Afilias Ltd., AhnLab, AVG Technologies, BillMeLater, BBN Technologies, Blue Coat, BlueStreak, BrandMail, BrandProtect, Bsecure Technologies, Check Point Software Technologies, Cisco (CSCO), Clear Search, Cloudmark, Cyveillance, DigiCert, DigitalEnvoy, DigitalResolve, Digital River, Easy Solutions, eBay/PayPal (EBAY), Entrust (ENTU), eEye, ESET, Fortinet, FraudWatch International, FrontPorch, F-Secure, Goodmail Systems, GeoTrust, GlobalSign, GoDaddy, Goodmail Systems, GuardID Systems, HomeAway, Huawei Symantec, IronPort, HitachiJoHo, ING Bank, Iconix, Internet Identity, Internet Security Systems, Intuit, IOvation, IronPort, IS3, IT Matrix, Kaspersky Labs, Kindsight, Lenos Software, LightSpeed Systems, MailFrontier, MailShell, MarkMonitor, M86Security, McAfee (MFE), MasterCard, MessageLevel, Microsoft (MSFT), MicroWorld, Mirapoint, MySpace (NWS), MyPW, MX Logic, NameProtect, National Australia Bank (ASX: NAB) Netcraft, NetStar, Network Solutions, NeuStar, Nominum, Panda Software, Phoenix Technologies Inc. (PTEC), Phishme.com, Phorm, Prevx, The Planet, SIDN, SalesForce, Radialpoint, RSA Security (EMC), RuleSpace, SecureBrain, Secure Computing (SCUR), S21sec, Sigaba, SoftForum, SOPHOS, SquareTrade, SurfControl, SunTrust, Symantec (SYMC), TDS Telecom, Telefonica (TEF), Trend Micro (TMIC), Tricerion, TriCipher, TrustedID, Tumbleweed Communications (TMWD), Vasco (VDSI), VeriSign (VRSN), Visa, Wal-Mart (WMT), Websense Inc. (WBSN) and Yahoo! (YHOO).

Contacts

APWG

Peter Cassidy, +1-617-669-1123

pcassidy@antiphishing.org

http://www.antiphishing.org

Permalink: http://www.businesswire.com/news/home/20100531005262/en/Counter-ecrime-Group-Commits-Resources-Goals-Multinational-Day

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• APWG Report Finds a Single Electronic Crime Syndicate Responsible for Most Phishing Attacks in Second Half of 2009 (pindebit.blogspot.com)

Counter-ecrime Group Commits Resources to Goals of Multinational Day of Action Against Mass Market Fraud

APWG Proffers Response Tools for Online Consumer Safety Education and Unifying the Global Response to Electronic Crime

CAMBRIDGE, Mass.--(BUSINESS WIRE)--The APWG is joining law enforcement and regulatory authorities in five nations around the world in a multinational “Day of Action” against massmarket fraud, by committing its data logistics resources and consumer education programs to law enforcement efforts to engage this kind of fraud as an international threat deserving of a globally coordinated response.

Law enforcement and regulatory authorities in the United States of America, Australia, Canada, Netherlands and the United Kingdom have marked June 1 as a coordinated “Day of Action” to warn consumers worldwide about the dangers of mass‐market fraud, including its online variants.

The APWG, a global association of some 1800 technology, consumer and financial services companies, government agencies and research institutions working to coordinate industry and government’s effort against electronic crime, is committing three specific programs to the task of unifying the global response against electronic crime through its free data logistics resources and consumer education programs.

APWG/CMU Phishing Education Landing Page Program: The system, new operating in 20 languages, redirects a consumer who has clicked on a link in a phishing email to a page of instruction in his own language about how to avoid phishing in the future. It is freely available to any ISP to replace a phishing website with a redirection script to the resource at: http://education.apwg.org/r/ The full program description is here: http://education.apwg.org/r/about.html

The APWG/NCSA Online Consumer Safety and Security Messaging Convention: The Convention is crafting a public message to raise cybersecurity awareness and positively change how people secure their computers and networks and interact online, leading to more cybersecure societies. The Convention’s messaging, to be announced this Fall, will cut through the cluttered marketplace of information, tips and advice and give all stakeholding companies, government agencies and NGOs a common safety message to promote. The full program description is here:http://education.apwg.org/safety/about.html

The IODEF Extensions for eCrime Reporting: The APWG has developed and promoted extensions to a standardized data sharing format, the Internet Engineering Task Force’s Incident Object Document Exchange Format (IODEF), specifically to give ecrime responders and investigators a common, consistent data format to exchange and process electronic crime event reports. This XML-based schema is complete enough to give the community of ecrime responders and investigators a pupore-built mechanism for automating the processing of ecrime event reports, potentially enabling those responses to become contemporaneous with the execution of the crimes themselves. The full program description is here: http://www.antiphishing.org/iodefFormat.html A description of a test pilot program for the schema is here: http://www.antiphishing.org/reports/IODEF_Pilot_Program.pdf

APWG Secretary General Peter Cassidy said, “Electronic crime is different. It requires a response paradigm that hues closer to a public health agency collaboration than conventional law enforcement. Toward that vision, APWG members and research collaborators have been cultivating common resources that can pay large dividends in common safety at little or no cost. The APWG is honored to be able to participate in the ‘Day of Action’ and make its resources available to the community that is engaging ecrime worldwide.”

About the APWG:

The APWG, founded in 2003 as the Anti-Phishing Working Group, is a global industry, law enforcement, and government coalition focused on eliminating the identity theft and fraud that result from the growing problem of phishing, email spoofing, and crimeware. Membership is open to qualified financial institutions, online retailers, ISPs, the law enforcement community and solutions providers. There are more than 1,800 companies, government agencies and NGOs participating in the APWG and more than 3,300 members. The APWG's Web site offers the public and industry information about phishing and email fraud, including identification and promotion of pragmatic technical solutions that provide immediate protection. APWG's corporate sponsors are as follows:

AT&T(T), Able NV, Afilias Ltd., AhnLab, AVG Technologies, BillMeLater, BBN Technologies, Blue Coat, BlueStreak, BrandMail, BrandProtect, Bsecure Technologies, Check Point Software Technologies, Cisco (CSCO), Clear Search, Cloudmark, Cyveillance, DigiCert, DigitalEnvoy, DigitalResolve, Digital River, Easy Solutions, eBay/PayPal (EBAY), Entrust (ENTU), eEye, ESET, Fortinet, FraudWatch International, FrontPorch, F-Secure, Goodmail Systems, GeoTrust, GlobalSign, GoDaddy, Goodmail Systems, GuardID Systems, HomeAway, Huawei Symantec, IronPort, HitachiJoHo, ING Bank, Iconix, Internet Identity, Internet Security Systems, Intuit, IOvation, IronPort, IS3, IT Matrix, Kaspersky Labs, Kindsight, Lenos Software, LightSpeed Systems, MailFrontier, MailShell, MarkMonitor, M86Security, McAfee (MFE), MasterCard, MessageLevel, Microsoft (MSFT), MicroWorld, Mirapoint, MySpace (NWS), MyPW, MX Logic, NameProtect, National Australia Bank (ASX: NAB) Netcraft, NetStar, Network Solutions, NeuStar, Nominum, Panda Software, Phoenix Technologies Inc. (PTEC), Phishme.com, Phorm, Prevx, The Planet, SIDN, SalesForce, Radialpoint, RSA Security (EMC), RuleSpace, SecureBrain, Secure Computing (SCUR), S21sec, Sigaba, SoftForum, SOPHOS, SquareTrade, SurfControl, SunTrust, Symantec (SYMC), TDS Telecom, Telefonica (TEF), Trend Micro (TMIC), Tricerion, TriCipher, TrustedID, Tumbleweed Communications (TMWD), Vasco (VDSI), VeriSign (VRSN), Visa, Wal-Mart (WMT), Websense Inc. (WBSN) and Yahoo! (YHOO).

Contacts

APWG

Peter Cassidy, +1-617-669-1123

pcassidy@antiphishing.org

http://www.antiphishing.org

Permalink: http://www.businesswire.com/news/home/20100531005262/en/Counter-ecrime-Group-Commits-Resources-Goals-Multinational-Day

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• APWG Report Finds a Single Electronic Crime Syndicate Responsible for Most Phishing Attacks in Second Half of 2009 (pindebit.blogspot.com)

Sino Payments Approved as Official Visa and MasterCard Merchant Agent

European Merchant processing opportunities now open to Sino Payments

HONG KONG, June 2 /PRNewswire-FirstCall/ -- Sino Payments, Inc. (www.sinopayments.com) (OTC Bulletin Board: SNPY) today announced that it has received approval from both Visa and MasterCard as a merchant referral agent for clearing bank VALITOR.   European processing enables Sino Payments to promote cross Regional projects for large retailers who are present in both Asia and Europe.

Sino Payments' President and CEO Matthew Mecke stated, "As we build out Sino Payments' card processing solutions for both ecommerce and IP at point of sale merchants, card industry certification (Visa/MC) is an important step.  We look forward to continuing to work with VALITOR and our other industry partners to build out merchant processing volume."

About Sino Payments, Inc.  (www.sinopayments.com)

Sino Payments is a US public company with offices in Hong Kong.  In addition to providing stand alone worldwide ecommerce processing capability, Sino Payments' proprietary IP transaction processing system (SinoPay GPP) is designed to convert transaction processing systems from old type dial up point of sale systems linked to sophisticated check out terminals to a modern seamless IP transaction process, reducing credit and debit card transaction processing times by half at checkout.  Sino Payments focuses on providing IP credit and debit card processing services to large retail chains, including supermarket chains and large regional multinational retailers, in China and throughout Asia.  

About VALITOR  (www.valitor.com)

VALITOR is a leading European acquirer. The company is experienced in operating on a highly developed card payment market and offers safe and swift services to merchants, banks and cardholders travelling around the world. Since 2003, the company has handled Cross Border ecommerce with emphasis on ecommerce in the various sectors. VALITOR is focused on delivering quality service to merchants and partners using its highly developed technology and stable IT environment.  The company (formerly VISA Iceland) was established in 1983.

FORWARD-LOOKING-STATEMENT:

Except for factual statements made herein, the information contained in this press release consists of forward-looking statements that involve risks and uncertainties, including the effect of changing economic conditions, competition within the credit and security industry, customer acceptance of products and other risks and uncertainties. Such forward-looking statements are not guarantees of performance, and Sino Payments, Inc. results could differ materially from those contained in such statements. These forward-looking statements speak only as of the date of this release, and Sino Payments, Inc. undertakes no obligation to publicly update any forward-looking statements to reflect new information, events or circumstances after the date of this release.

SOURCE Sino Payments, Inc.

Sino Payments Approved as Official Visa and MasterCard Merchant Agent

European Merchant processing opportunities now open to Sino Payments

HONG KONG, June 2 /PRNewswire-FirstCall/ -- Sino Payments, Inc. (www.sinopayments.com) (OTC Bulletin Board: SNPY) today announced that it has received approval from both Visa and MasterCard as a merchant referral agent for clearing bank VALITOR.   European processing enables Sino Payments to promote cross Regional projects for large retailers who are present in both Asia and Europe.

Sino Payments' President and CEO Matthew Mecke stated, "As we build out Sino Payments' card processing solutions for both ecommerce and IP at point of sale merchants, card industry certification (Visa/MC) is an important step.  We look forward to continuing to work with VALITOR and our other industry partners to build out merchant processing volume."

About Sino Payments, Inc.  (www.sinopayments.com)

Sino Payments is a US public company with offices in Hong Kong.  In addition to providing stand alone worldwide ecommerce processing capability, Sino Payments' proprietary IP transaction processing system (SinoPay GPP) is designed to convert transaction processing systems from old type dial up point of sale systems linked to sophisticated check out terminals to a modern seamless IP transaction process, reducing credit and debit card transaction processing times by half at checkout.  Sino Payments focuses on providing IP credit and debit card processing services to large retail chains, including supermarket chains and large regional multinational retailers, in China and throughout Asia.  

About VALITOR  (www.valitor.com)

VALITOR is a leading European acquirer. The company is experienced in operating on a highly developed card payment market and offers safe and swift services to merchants, banks and cardholders travelling around the world. Since 2003, the company has handled Cross Border ecommerce with emphasis on ecommerce in the various sectors. VALITOR is focused on delivering quality service to merchants and partners using its highly developed technology and stable IT environment.  The company (formerly VISA Iceland) was established in 1983.

FORWARD-LOOKING-STATEMENT:

Except for factual statements made herein, the information contained in this press release consists of forward-looking statements that involve risks and uncertainties, including the effect of changing economic conditions, competition within the credit and security industry, customer acceptance of products and other risks and uncertainties. Such forward-looking statements are not guarantees of performance, and Sino Payments, Inc. results could differ materially from those contained in such statements. These forward-looking statements speak only as of the date of this release, and Sino Payments, Inc. undertakes no obligation to publicly update any forward-looking statements to reflect new information, events or circumstances after the date of this release.

SOURCE Sino Payments, Inc.

SmartCard Marketing Systems Inc. Appoints Experienced payment Industry Professional to Advisory Board

(M2 PressWIRE Via Acquire Media NewsEdge) San Antonio - SmartCard Marketing Systems Inc. (PINKSHEETS:SMKG) is pleased to announce that the Company has appointed Mr. Michael Kron, C.A. to its advisory board. Mr. Kron brings to the Company more than 15 years experience in technology start ups , including as a founder of mamma.com. More recently, he has acted as Senior Vice president of corporate development for HomeATM E Payment Solutions Inc. , a strategic supplier of Hardware Solutions to SmartCard marketing. Mr. Kron possesses a comprehensive focus on numerous aspects of the payments industry including knowledge of gateway infrastructure, manufacturing, processing, valuations, Chip and Pin, PCI and execution of a roll out in the payments space.

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SmartCard Marketing Systems Inc. Appoints Experienced payment Industry Professional to Advisory Board

(M2 PressWIRE Via Acquire Media NewsEdge) San Antonio - SmartCard Marketing Systems Inc. (PINKSHEETS:SMKG) is pleased to announce that the Company has appointed Mr. Michael Kron, C.A. to its advisory board. Mr. Kron brings to the Company more than 15 years experience in technology start ups , including as a founder of mamma.com. More recently, he has acted as Senior Vice president of corporate development for HomeATM E Payment Solutions Inc. , a strategic supplier of Hardware Solutions to SmartCard marketing. Mr. Kron possesses a comprehensive focus on numerous aspects of the payments industry including knowledge of gateway infrastructure, manufacturing, processing, valuations, Chip and Pin, PCI and execution of a roll out in the payments space.

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IRA Endorses Heartland Payment Systems®

Illinois Restaurant Association Joins 40+ State Restaurant Associations, the National Restaurant Association and Council of State Restaurant Associations in Payments Revolution

PRINCETON, N.J.--(BUSINESS WIRE)--The Illinois Restaurant Association has selected Heartland Payment Systems®, one of the nation’s largest payments processors, as its exclusive endorsed provider of card processing, gift marketing, tip management and check management solutions. Heartland’s payroll services will be added to the endorsed offering effective June 7, 2010. This integrated suite of solutions is a product of the first-ever unified payments processing platform for the restaurant industry.

“We look forward to working with the IRA and its member restaurants.”

“Partnering with Heartland provides our members access to the most advanced payments technology in the industry, technology that can help them save time and money in the management of key business services,” said Sheila O'Grady, president at the Illinois Restaurant Association. “Through its advocacy and education initiatives, it’s clear Heartland has the best interests of restaurateurs — and the restaurant industry — at heart.”

Bob Carr, chairman and chief executive officer at Heartland, added, “At Heartland, we’re on a mission with the IRA and other restaurant associations to educate and empower operators so they can improve their bottom lines and their businesses. Restaurateurs deserve fair-deal, best-in-class business solutions and support — and that’s exactly what we give them.”

Earlier this year, Heartland, the National Restaurant Association, the Council of State Restaurant Associations and many state restaurant associations launched Full Course Business Solutions^SM, a revolutionary suite of tools and resources designed to help restaurateurs enhance their operations and maximize their profitability. Illinois is the 41^st state restaurant association to join this alliance.

“Earning our partnership with the Illinois Restaurant Association is a significant milestone as Heartland continues to expand and deepen our relationships with state restaurant associations nationwide,” said Dennis Carpenter, director of association alliances at Heartland. “We look forward to working with the IRA and its member restaurants.”

To learn more about Full Course, visit GoFullCourse.com.

About Heartland Payment Systems

Heartland Payment Systems, Inc. (NYSE:HPY), the fifth largest payments processor in the United States, delivers credit/debit/prepaid card processing, gift marketing and loyalty programs, payroll,check management and business solutions to more than 250,000 business locations nationwide. Heartland is the founding supporter of The Merchant Bill of Rights, a public advocacy initiative that educates merchants about fair credit and debit card processing practices. For more information, please visit HeartlandPaymentSystems.com, MerchantBillOfRights.org, CostOfABurger.com andE3secure.com.

About The Illinois Restaurant Association

Founded in 1914, the Illinois Restaurant Association is a non-profit organization dedicated to promoting, protecting, educating and improving the restaurant industry in Illinois. The foodservice industry in Illinois produces $18.3 Billion in annual sales and is the largest private sector employer in the State with 510,000 jobs. Together with the Educational Foundation, the IRA strives to build Illinois' hospitality workforce through career exploration and development programs, scholarships and image enhancement.