SOURCE: SmartMetric, Inc.

September 06, 2011 11:36 ET

SmartMetric Files Further Patent Infringement Lawsuit Against Visa and MasterCard

SmartMetric Seeks Award for Damages and a Court Imposed Injunction Against Visa and MasterCard to Prohibit Further Infringement

BAY HARBOR, FL--(Marketwire - Sep 6, 2011) - SmartMetric, Inc. (OTCBB: SMME) today announced that the Company has filed a patent infringement lawsuit against smart card issuers Visa and MasterCard in California Federal Court. SmartMetric filed the lawsuit in defense of its U.S. Patent 6,792,464 ('464 Patent) which provides patent protection concerning both 'contact' and 'contactless' smart card technology specifically when used to automatically access a credit card company network via such contact points as ATM machines or Point of Sale (POS) machines.

SmartMetric is seeking preliminary and permanent injunction against both Visa and MasterCard to prohibit them from further infringements along with a cash award for damages and a royalty payment.

More information on the company's lawsuit against Visa and MasterCard can be found on Form 8-K filed by the Company today with the Securities and Exchange Commission. The filing can be foundhttp://www.sec.gov/Archives/edgar/data/1301991/000101376211002424/form8k.htm

About the SmartMetric:

The SmartMetric, Biometric Card Computer provides powerful computing with large memory capacity in a revolutionary size that has taken more than 10 years of research and development. Using the latest in sub micro technology electronics, the company has achieved a level of miniaturization that allows it to release a solution of portable computing power that combined with SmartMetric's biometric fingerprint in-card scanning technology, is so revolutionary it will change the way business is done and information is handled across a broad range of industries. For further information please go to the company website: www.smartmetric.com

TAG FinTech Announces Date for FinTech Georgia 2011

Second Annual Symposium Includes Discussions on Monetizing Financial Data and the Impact of Regulations on Payments

ATLANTA, Sept. 6, 2011 /PRNewswire-USNewswire/ -- TAG FinTech, a society of Technology Association of Georgia (TAG), announced that FinTech Georgia 2011 will be held November 16 from 10:00 a.m. - 7:00 p.m. at the Ritz Carlton, Buckhead. The second annual symposium will showcase some of the leading financial and payment industry executives discussing the future of technology, emerging trends in payments and factors shaping the industry, such as the Dodd Frank/Durbin Amendment.

Peter J. Kight, founder and former chairman of CheckFree Corporation (now Fiserv), will provide this year's keynote address as he accepts FinTech Georgia's Lifetime Achievement Award.

Some of the topics to be discussed include:

• Monetization of Financial Data with executives from Cardlytics, Clovr Media, Oliver Wyman and Cartera Commerce;
• Dodd Frank One Year Later with representatives from, SunTrust, Elavon, Global Payments, Alston & Bird and Raymond James; and
• Regulatory Changes and Top Trends in FinTech with Madeline K. Aufseeser, a senior analyst with Aite Group.

"Last year's event showed us that there is significant interest in Georgia's influence in the financial, payments and technology space," said C. David Chambless of Abrax Business Services and Chair for TAG FinTech. "This event's participants, content and networking will make FinTech Georgia 2011 one of the best, high-level events in the financial industry and further positionGeorgia as a leading state for financial technology."

After the sessions, there will be a cocktail reception with panelists and presenters, TAG FinTech board members and executives from Georgia's leading FinTech companies. Registration details may be found at http://www.tagonline.org/TAG-FinTech-Georgia-2011.php.

About The Technology Association of Georgia (TAG)
The Technology Association of Georgia (TAG) is the leading technology industry association in the state, serving more than 13,000 members and hosting over 170 events each year. TAG serves as an umbrella organization for 30 industry societies, each of which provides rich content for TAG constituents. TAG's mission is to educate, promote, and unite Georgia's technology community to foster an innovative and connected marketplace that stimulates and enhances a tech-based economy. The association provides members with access to networking and educational programs; recognizes and promotes Georgia's technology leaders and companies; and advocates for legislative action that enhances the state's economic climate for technology. Additionally, the TAG Education Collaborative (TAG's charitable arm) focuses on helping science, technology, engineering and math (STEM) education initiatives thrive. For more information visit the TAG website at www.tagonline.org or TAG's community website at www.TAGthink.com. To learn about the TAG-Ed Collaborative visit http://www.tagedonline.org/.

About TAG FinTech
TAG FinTech was founded in 2010 to address the specific needs of companies, individuals and investors serving the financial industry both domestically and abroad. Financial technology or FinTech encompasses products, solutions, services and information providers, which drive decisions, process payments and facilitate transactions for financial institutions. Georgia FinTech company revenues are more than $34 billion annually, which places it third in the nation behind New York andCalifornia. Together, the banking, insurance and capital markets consistently spend more on technology than any other industry. For more information about FinTech, see http://www.tagonline.org/TAG-FinTech.php

Technology Association of Georgia
Becky Biggs
Becky@tagonline.org
(404) 920-2008

William Mills Agency/TAG FinTech
Scott Mills, APR
scott@williammills.com
678-781-7201

SOURCE Technology Association of Georgia

Mobile Swipe Product and Mobile Payment Middleware Unveiled by 99Bill

BEIJING, Sept. 6, 2011 /PRNewswire-Asia/ -- 99Bill, China's leading independent third-party payment service provider, joined with its partners recently in Beijing to launch its new '99Bill+' payment platform and announce its strategy for mobile payments. The event was attended by over 100 guests, including banking partners, operators, device manufacturers, merchant partners, as well as industry analysts and the media.

'99Bill+' is a collaborative and open platform that integrates the company's existing expert personnel, products and services, which help customers improve capital efficiency, with the addition, or '+', of participation by partners, merchants and users. Through an open and collaborative platform, '99Bill+' offers a seamless linking of the end-user's back-end payment system and 99Bill's front-end e-commerce platform. This enables clients to embed all kinds of new and innovative applications aimed at improving user experience and speeding up the growth of their business. The following are a few facts about each of our three '+' factors:

• +Partners: 99Bill has put great emphasis on developing its industry chain and has over 80 banking or financial institutions with over 300 access points.
• +Merchants: 99Bill has over 1.1 million merchant partners that span 20 industries, including travel business, insurance, online shopping, logistics, clothing and education, etc.. 99Bill was the first to provide these merchant partners with innovative services like no-card credit card payment, large-amount online payment support and IVR voice payment.
• +Users: The '99Bill+' platform is meant to be a quick and easy tool that covers all kinds of payment devices and media used across a range of payment scenarios so that users have the best experience possible when making a transaction.

With the growth of 3G, a great deal of e-commerce has gone mobile. Recognizing this trend, 99Bill has reallocated resources to form a new strategy that puts each of the '+ factors' of '99Bill+' at its core – partners, merchants and users – integrating them into a mobile payment ecosystem that provides overarching support for all their needs.

During the announcement, 99Bill also revealed a new mobile payment product that supports multiple operating systems and turns the user's mobile phone into a portable POS device to carry out remote payment, mobile receipt of incoming funds, management of incoming funds for SMEs and P2P payments. At the same time, 99Bill released a new form of 'mobile payment middleware' that can be seamlessly integrated into client applications, allowing users to finish payment on the same interface as the initial purchase was made, which greatly simplifies the payment process and results in more successful payments.

99Bill CEO Oliver Kwan said, "e-Commerce is driving the development of specialization and cooperation throughout the entire industry chain. This will ultimately lower costs and improve the level of service. It has also resulted in the emergence of an open, integrated and coordinated industry ecosystem in which 99Bill is using its technological advantages, in partnership with others in the industry, to develop innovative financial services that can better serve our clients."

Analysts see 99Bill's decision to launch '99Bill+' platform with mobile payment strategy at this time as a clear signal that the company has shown clear core competitiveness and positioning that puts it in a leading position in the e-payment industry since 99Bill won multiple PBoC payment licenses.

About 99Bill Corporation

99Bill Corporation is the leading independent third-party payment service provider in China, offering a comprehensive suite of secure, safe and convenient electronic payment solutions to all kinds of enterprises. With the widest range of product categories and user groups, 99Bill makes electronic payment available by various bank cards. Its services support a variety of terminals, including Internet, mobile phone and POS, which could meet different demands from all enterprises and individuals. By the end of July 2011, 99Bill has signed up a total of 103 million registered users and more than 1,070,000 merchant partners.

SOURCE 99Bill Corporation

TSYS Announces Third-Quarter 2011 Dividend

September 06, 2011 09:00 AM Eastern Daylight Time 

COLUMBUS, Ga.--(BUSINESS WIRE)--TSYS (NYSE: TSS) today announced that its board of directors has approved a quarterly cash dividend of $0.07 per share on TSYS common stock, payable October 3, 2011, to TSYS shareholders of record as of the close of business on September 15, 2011.

About TSYS

TSYS (NYSE: TSS) is reshaping a new era in digital commerce, connecting consumers, merchants, financial institutions, businesses and governments. Through unmatched customer service and industry insight, TSYS creates a better experience for buyers and sellers, supporting cross-border payments in more than 85 countries. Offering merchant payment-acceptance solutions as well as services in credit, debit, prepaid, mobile, chip, healthcare, installments, money transfer and more, TSYS makes it possible for those in the global marketplace to conduct safe and secure electronic transactions with trust and convenience.

TSYS’ headquarters are located in Columbus, Georgia, with local offices spread across the Americas, EMEA and Asia-Pacific. TSYS provides services to more than half of the top 20 international banks. For more information, please visit us at www.tsys.com.

Contacts

TSYS Media Relations
Cyle Mims, +1-706-644-3110
cylemims@tsys.com
or
TSYS Investor Relations
Shawn Roberts, +1-706-644-6081
shawnroberts@tsys.com

FIS Earns an Additional Two Industry Awards in 2011

September 06, 2011 08:15 AM Eastern Daylight Time 

JACKSONVILLE, Fla.--(BUSINESS WIRE)--FIS™ (NYSE: FIS), the world’s largest provider of banking and payments technology, today announced that it is the recipient of two prestigious industry awards honoring credit and debit card authorization and Everlink, an FIS company that provides electronic transaction switching, ATM and point-of-sale (POS) solutions.

“It has always been our promise and ever-increasing goal to develop and implement the very best products and services on the market today”

FIS has been awarded the Service Quality Performance Award from Visa^® in the Issuer Processor – Lowest Assured Transaction Rate category in credit and debit card authorization. The award recognizes FIS as the issuer best able to ensure system availability to respond to authorization requests in a timely manner. Visa developed this award in 1992 to recognize issuers, acquirers and processors that demonstrate consistent, superior operating performance and a continued focus on service quality improvement.

Everlink, a leader in electronic transaction switching, ATM and POS solutions, has received a Silver award from Advanced Card Technologies (ACT) Canada for its Instant Card Issuance solution. The Instant Card Issuance solution provides financial institution branches the ability to quickly deliver a fully branded personalized card on-site in less than two minutes. This innovative technology reduces costs such as activation and postage, allowing the consumer to walk out of the branch with a ready-to-use card.

“It has always been our promise and ever-increasing goal to develop and implement the very best products and services on the market today,” said Gary Norcross, chief operating officer, FIS. “As a leading provider of financial services technology, FIS strives to deliver solutions that are the most efficient and reliable in the industry. Receiving these awards validates that we are achieving our guiding principle to lead the markets we serve by delivering unparalleled value through our innovation, technological leadership and financial expertise.”

About FIS

FIS (NYSE: FIS) is the world’s largest global provider dedicated to banking and payments technologies. With a long history deeply rooted in the financial services sector, FIS serves more than 14,000 institutions in over 100 countries. Headquartered in Jacksonville, Fla., FIS employs more than 32,000 people worldwide and holds leadership positions in payment processing and banking solutions, providing software, services and outsourcing of the technology that drives financial institutions. FIS is ranked 426 on the Fortune 500, is a member of Standard & Poor’s 500^® Index and consistently holds a leading ranking in the annual FinTech 100 list. For more information about FIS, visit www.fisglobal.com.

Heartland Payment Systems and Marathon National Bank of New York to Offer Business Clients Expanded Services

September 06, 2011 08:05 AM Eastern Daylight Time 

Partnership will deliver best-in-class business services to help clients increase efficiencies and lower expenses

PRINCETON, N.J.--(BUSINESS WIRE)--Heartland Payment Systems^® (NYSE: HPY), one of the nation’s largest payments processors, and Marathon National Bank of New York are partnering to offer area businesses best-in-class services that will enable them to improve their operations and increase profitability. Headquartered in Astoria, New York, Marathon is a full-service commercial bank with 13 locations in the greater New York Metropolitan area and New Jersey.

“Marathon is a leading regional bank dedicated to offering unparalleled products and personal service to their customers — as is Heartland”

The strategic partnership provides expanded services to business clients of both companies. Heartland will offer Marathon’s clients credit/debit/prepaid card processing with competitive pricing and payroll processing through its PlusOne^SM Payroll online payroll management system. In turn, Heartland will recommend Marathon’s business banking solutions to its merchant customers.

“Marathon is a leading regional bank dedicated to offering unparalleled products and personal service to their customers — as is Heartland,” said Brad Wilson, director of bank alliances at Heartland. “Our ability to offer processing solutions for payroll and card payments under one roof will enable Marathon’s customers to increase operational efficiency and lower their expenses, while our face-to-face sales and servicing approach will ensure each customer has access to local support when they need it.”

Chris Koutsis, Executive Vice President of Marathon, added, “Our paramount goal for over two decades has been to deliver our business customers the products and services they need to successfully operate their businesses. By partnering with Heartland, we can now give our customers access to efficient, cost-effective payments from a trusted processor and a state-of-the-art payroll processing platform in addition to our creative financial solutions. Our customers can concentrate on making their businesses profitable knowing they have a trusted bank and processor behind them. We are excited about this new partnership and the new opportunities for growth — both for our companies and our customers.”

Heartland is committed to educating business owners about the complexities of payments processing so they can effectively manage their costs. Heartland is the founder of The Merchant Bill of Rights (MBOR), a public advocacy initiative to promote fair credit, debit and prepaid card processing practices, and recently launched The Merchant Bill of Rights Payroll Act designed to promote fairness and transparency in payroll processing. Heartland is the exclusive endorsed provider of electronic payment solutions for the National Restaurant Association, more than 40 state restaurant associations, as well as the American Hotel & Lodging Association and more than 200 trade associations and member-based organizations.

About Heartland Payment Systems

Heartland Payment Systems, Inc. (NYSE: HPY), the fifth largest payments processor in the United States, delivers credit/debit/prepaid card processing, gift marketing and loyalty programs, payroll, check management and related business solutions to more than 250,000 business locations nationwide. A FORTUNE 1000 company, Heartland is the founding supporter of The Merchant Bill of Rights, a public advocacy initiative that educates merchants about fair credit and debit card processing practices. The company is also a leader in the development of end-to-end encryption technology designed to protect cardholder data, rendering it useless to cybercriminals. For more information, please visitHeartlandPaymentSystems.com, MerchantBillOfRights.org, CostOfABurger.com and E3secure.com.

About Marathon National Bank of New York

Marathon National Bank of New York, founded in 1989, is a full-service commercial bank serving the financial needs of consumers and business owners in the greater New York Metropolitan area. Marathon firmly believes that its ability to provide high quality customer service in a timely, responsive manner is key to attracting, nurturing, retaining, and growing a solid customer base. For over two decades, Marathon Bank has dedicated itself to this ideal. Through its 13 branch network, Marathon Bank offers creative financial solutions, innovative products and unparalleled personal service to its customers. Marathon National Bank of New York is a member of Piraeus Bank Group, which ranks among the largest financial institutions in Greece. For more information about Marathon National Bank of New York, please visit mnbny.com.

Contacts

For Heartland Payment Systems
Leanne Scott Brown, 610-455-2742
LBrown@VaultCommunications.com

Swedbank Deploys Global Identity Management System Based on Protiva Solution From Gemalto

September 06, 2011 01:00 AM Eastern Daylight Time 

Seamless implementation across Swedbank’s Nordic and Baltic networks

AMSTERDAM--(BUSINESS WIRE)--Gemalto (Euronext NL0000400653 GTO), the world leader in digital security, announces that Swedbank is deploying the Protiva corporate solutionacross its organization, as well as in 60 savings banks in Sweden. The result: a single global identity management system to provide better access protection for networks and cloud resources. Swedbank is the leading bank in Sweden and the Baltic countries, with 10 million private customers and nearly 700,000 corporate clients. The Protiva solution, part of Gemalto’s cloud computing security offer, will secure access to data networks and physical access for 20,000 employees, irrespective of country, branch or IT system. Implemented initially in Sweden, the solution is being deployed across the Baltic countries, as well as in a number of smaller representative offices internationally.

“At Gemalto, we strive to develop innovative security solutions to ensure our customers are able to implement strong access controls while being both cost-effective to deploy and convenient for the end user.”

As part of a multi-year contract, Gemalto is providing Swedbank with the Protiva converged badge solution based on PKI¹, a proven technology for secure online identity authentication. The solution includes a server platform and software applications for a complete card management. It also includes comprehensive deployment support and maintenance services, personalization and fulfillment services based out of Gemalto’s Stockholm offices, as well as advanced card renewal services. In addition to providing Swedbanks’ employees with secure access to their company network remotely or on-site, the Protiva corporate badge will also enable email encryption and eSigning.

“Gemalto’s corporate badge solution made it easy to deploy a single identity platform that integrates seamlessly into our multitude of co-existing IT networks in Sweden and Baltics,” commented Pavel Balashov, Head of Identity Infrastructure at Swedbank. “The project management and integration support has been remarkable and enabled us to meet tight deadlines, with the result of high user adoption and satisfaction.”

“The Protiva Corporate solution allows us to meet the high security demands for customers like Swedbank,” added Brigitte D’Heygère, Director of On-line Authentication at Gemalto. “At Gemalto, we strive to develop innovative security solutions to ensure our customers are able to implement strong access controls while being both cost-effective to deploy and convenient for the end user.”

For more information see: http://www.gemalto.com/enterprise/solutions/converged_badge.html

¹ Public Key Infrastructure

About Gemalto

Gemalto (Euronext NL0000400653 GTO) is the world leader in digital security with 2010 annual revenues of €1.9 billion and over 10,000 employees operating out of 87 offices and 13 Research & Development centers in 45 countries.

Gemalto is at the heart of our evolving digital society. Billions of people worldwide increasingly want the freedom to communicate, travel, shop, bank, entertain, and work—anytime, anywhere, in ways that are convenient, enjoyable and secure. Gemalto delivers on the growing demands for personal mobile services, identity protection, payment security, authenticated online services, cloud computing access, modern transportation, e-healthcare and e-government services. Gemalto does this by providing secure software, a wide range of secure personal devices, and managed services to wireless operators, banks, enterprises and government agencies.

Gemalto is the world leader for electronic passports and identity cards, two-factor authentication devices for online protection, smart credit/debit and contactless payment cards, as well as subscriber identification modules (SIM) and universal integrated circuit cards (UICC) in mobile phones. Also, in the emerging machine-to-machine applications Gemalto is a leading supplier of wireless modules and machine identification modules (MIM). To operate these solutions and remotely manage the software and confidential data contained in the secure devices Gemalto also provides server platforms, consulting, training, and managed services to help its customers achieve their goals.

As the use of Gemalto’s software and secure devices increases with the number of people interacting in the digital and wireless world, the Company is poised to thrive over the coming years.

For more information visit www.gemalto.com, www.justaskgemalto.com, blog.gemalto.com, or follow @gemalto on Twitter.

Photos/Multimedia Gallery Available: http://www.businesswire.com/cgi-bin/mmg.cgi?eid=6850167&lang=en

Contacts

Gemalto:
Peggy Edoire
Europe, Middle East & Africa
+33 4 42 36 45 40
peggy.edoire@gemalto.com
or
Jessi Marshall
North America
+1 512 257 3902
jessi.marshall@gemalto.com
or
Yvonne Lim
Asia Pacific
+65 6317 3730
yvonne.lim@gemalto.com
or
Ernesto Haikewitsch
Latin America
+55 11 51 05 92 20
ernesto.haikewitsch@gemalto.com

SmartMetrics promises suit against Visa, MasterCard

martMetrics Inc. Chief Executive Officer and President C. Hendrick said his company will sue Visa Inc. and MasterCard Worldwide to protect a SmartMetrics patent. SmartMetrics alleges Visa and MasterCard infringe on its U.S. Patent 6,792,464 (also known as '464') in their use of contactless or radio frequency identification technology to connect to a network.

read more

Adaptive Takes Its Internet PIN-Debit Method Mobile

PaymentsSource | Wednesday, August 31, 2011By Will Hernandez

Adaptive Payments is entering an already crowded mobile-payment acceptance market with a device that enables merchants to accept PIN-debit transactions on smartphones using a method similar to the company’s e-commerce operation.  The Shazam electronic funds transfer network will make the magnetic stripe reader available in the next two months to its nearly 1,500 community financial institutions as well as its merchant customers.  Shazam made a strategic investment in Adaptive earlier this year (see story).

read more 

U.S. Bank First Top Ten Bank to Implement Secure Vault Payments®,a New Consumer Online Payment Option

August 31, 2011 09:00 AM Eastern Daylight Time 

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank announced today the implementation of Secure Vault Payments (SVP), a new consumer online payment option, for the University of Wisconsin-Stout, Wisconsin’s Polytechnic University. UW-Stout students and parents are able to initiate online tuition payments with SVP using a consumer online bank account at U.S. Bank or any Secure Vault Payment-enabled financial institution.

“U.S. Bank is committed to providing merchants and billers with innovative solutions to increase the efficiency of their payment collection and to enhance their customers’ satisfaction”

With Secure Vault Payments, students or their parents initiate payments on a college or university web site and are automatically redirected to their own financial institution’s online banking platform to select which account they wish to use for payment. They are then returned to the school’s site, where they receive payment confirmation. Financial institutions authenticate the payer and immediately withdraw funds from the payer’s account and transfer funds to the school’s account the next business day.

The UW-Stout Business Services staff received positive feedback from students and parents who have already used Secure Vault Payments. Students and parents said they liked using SVP because they were able to pay directly from their own bank account, there were no convenience fees charged and they found it easy to make their payment.

In addition to providing students and parents a safe and easy online payment choice, Secure Vault Payments provides UW-Stout guaranteed payments and access to funds the next business day without storing payer financial information. The school expects SVP will reduce resource time and payment processing costs for tuition payments.

UW-Stout implemented Secure Vault Payments quickly and easily through its payment system provider, TouchNet Information Systems, Inc., which was already integrated into the SVP network. This made it possible for UW-Stout to offer SVP with minimal development and resources.

“U.S. Bank is committed to providing merchants and billers with innovative solutions to increase the efficiency of their payment collection and to enhance their customers’ satisfaction,” said Eric Lim, vice president and senior product manager for U.S. Bank Treasury Management. “We believe Secure Vault Payments provides compelling benefits as an online consumer payment option for many other industries including government, utilities and non-profits. We plan on launching Secure Vault Payments with other organizations later this year.”

Secure Vault Payments was developed by NACHA — The Electronic Payments Association in an effort to reduce paper checks and increase use of the ACH Network. The Secure Vault Payments technology that transfers users between the biller’s site and the financial institution’s site is provided by eWise, the exclusive network provider for Secure Vault Payments.

For a list of financial institutions, merchants and billers offering Secure Vault Payments as a consumer online payment option, visitwww.securevaultpayments.org.

About NACHA — The Electronic Payments Association

NACHA manages the development, administration, and governance of the ACH Network, the backbone for the electronic movement of money and data. The ACH Network serves as a safe, secure, reliable network for direct consumer, business, and government payments, and annually facilitates billions of payments such as Direct Deposit and Direct Payment. Utilized by all types of financial institutions, the ACH Network is governed by the NACHA Operating Rules, a set of fair and equitable rules that guide risk management and create certainty for all participants. As a not-for-profit association, NACHA represents nearly 11,000 financial institutions via 17 regional payments associations and direct membership. Through its industry councils and forums, NACHA brings together payments system stakeholders to enable innovation that strengthens the industry with creative payment solutions. To learn more, visitwww.nacha.org, www.electronicpayments.org and www.payitgreen.org.

About U.S. Bank

U.S. Bancorp (NYSE: USB), with $321 billion in assets as of June 30, 2011, is the parent company of U.S. Bank, the fifth largest commercial bank in the United States. The company operates 3,086 banking offices in 25 states and 5,086 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp and its employees are dedicated to improving the communities they serve, for which the company earned the 2011 Spirit of America Award, the highest honor bestowed on a company by United Way. Visit U.S. Bancorp on the web at www.usbank.com.

Contacts

U.S. Bank
Amy Frantti, Corporate Public Relations, 612-303-0733

NFC Forum Initiatives Are Driving the NFC PoS Terminal Market

London, England -- (SBWIRE) -- 09/01/2011 -- A recently released report by Technavio, specialists in emerging technologies market research, reveals that the Global NFC PoS Terminal market is expected to grow at a CAGR of 10.1 percent.

The report, which covers the Americas as well as the EMEA and APAC regions, indicates that the market is being driven by the various initiatives undertaken by the NFC Forum.

According to Technavio’s industry analyst, “To ensure a good relationship between vendors, the NFC Forum works with all stakeholders of the NFC ecosystem to promote the standardization of this technology. The Forum plays a vital role in driving adoption of NFC technology by end-users. It does this by ensuring that there is interoperability among the various devices and services, and by spreading awareness.”

The report also highlights that the high cost of NFC PoS terminals is hindering the growth of this market. However, with NFCs fast becoming the preferred mode of payment, this market is expected to keep growing. There is also a trend in this market of vendors offering non-payment applications as value-added services.

These are just some of the important findings presented in the report that will enable companies to fully understand the potential in this market and formulate their own strategies.

Technavio’s report, Global NFC PoS Terminal Market 2010–2014, is based on extensive research conducted with industry experts, vendors, and end-users. It examines the key trends, drivers, and challenges impacting the evolution of this market. The report also contains incisive insights and SWOT analyses regarding the key vendors in this market, including VeriFone, Ingenico, and Hypercom.

For further information and to obtain your copy of this report, please visithttp://technavio.com/content/global-nfc-pos-terminal-market-2010-2014. Follow us on Twitter: @technavio for daily updates.

Fidelity National Financial, Inc. to Present at Barclays Capital 2011 Global Financial Services Conference

JACKSONVILLE, Fla., Sept. 2, 2011 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF), a leading provider of title insurance, mortgage services, specialty insurance and diversified services, today announced that it will be presenting at the Barclays Capital 2011 Global Financial Services Conference at 10:30 a.m. ET on Tuesday, September 13, 2011.  A live webcast of the presentation will be available on the FNF Investor Relations website at fnf.com.  

About FNF

Fidelity National Financial, Inc. (NYSE: FNF), is a leading provider of title insurance, mortgage services, specialty insurance and diversified services.  FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title and Alamo Title - that collectively issue more title insurance policies than any other title company in the United States.  FNF also provides personal lines insurance and home warranty insurance through its specialty insurance business. In addition, among other operations, FNF owns minority interests in Ceridian Corporation, a leading provider of global human resources, payroll, benefits and payment solutions and Remy International, Inc., a leading designer, manufacturer, remanufacturer, marketer and distributor of aftermarket and original equipment electrical components for automobiles, light trucks, heavy-duty trucks and other vehicles.  More information about FNF can be found atwww.fnf.com.

Online and Mobile Banking in the U.S.

September 02, 2011 04:15 AM Eastern Daylight Time 

DUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of the "Online and Mobile Banking in the U.S." report to their offering.

Research IssuesThis study examines consumer usage of online banking, bill payment, and mobile applications and measures the potential for broadening usage of these services. This report involves a United States Survey with 1,000 consumers age 18 or older.

Online banking and bill payment have reached wide usage and are considered by most to be maturing as financial delivery channels. Therefore, many financial institutions are looking beyond acquisition strategies and are now seeking to broaden current usage into other facets of online services such as customer care and account management activities.

Are there opportunities for marketing and cross-selling through this online contact point? To what extent is the online channel being utilized by consumers for handling customer service activities? Where does e-commerce fit in online strategies and what payment options are consumers using for online purchases?

The rapid growth and ongoing development of smartphones continues at a break-neck pace, and there has been a frenzy of activity surrounding mobile banking and payments which allow consumers to perform online financial activities such as balance inquiries, transfers, and loan payments through a mobile phone or other mobile device.

Many financial institutions currently offer mobile banking to their customers and are looking to expand the functionality of this service. As providers delve deeper into online applications and services, do consumer concerns with security and privacy continue to be major barriers to adoption? What types of security measures receive the greatest consumer response? How has adoption of online services impacted other channels? Are users of online banking and mobile banking a single target market or are they separate and distinct segments?

To be successful it is essential for providers to understand the consumer perspective on online and mobile banking in order to broaden usage of these services.

For more information visit http://www.researchandmarkets.com/research/91dd23/online_and_mobile