The trend towards using "hardware" to protect online banking and online banking transactions is gaining momentum. Now UBS has announced it is rolling out IBM's ZTIC Hardware Device for online banking. Europe saw a 31% increase (from 22% to 29% see chart below) in the number of customers who use a card reader for online banking authentication.
HomeATM provides the only PCI 2.0 Certified PIN Entry Device designed for both online banking authentication AND conducting secure online transactions. In addition our device enables real-time P2P money transfers. (ANY bankcard to ANY bankcard) Below is a YouTube Video of the ZTIC (Zone Trusted Information Channel) hardware device. HomeATM uses a trusted channel as well. The Existing Bank Rails.